How does the waiting period affect coverage?

A 30-day waiting period applies, with pre-existing diseases covered after 48 months and specific illnesses after 24 months.

What if I don’t use my health insurance benefits for a year?

A No Claim Bonus increases your sum insured yearly, rewarding claim-free years with additional coverage at no extra cost.

Does the ICICI My Health Booster plan cover treatment abroad?

Standard coverage applies within India, but optional add-ons may provide limited international medical emergency coverage.

How do I apply for the ICICI Lombard Health Booster plan?

Visit website ICICI health booster page, choose plan, customize coverage, provide details, make payment.

OneAssure

Health Insurance

ICICI Lombard

Health Booster

ICICI Lombard Health Booster

Experience India's most trusted health insurance with ICICI Lombard Health Insurance. Get instant cashless treatment at 9000 network hospitals with sum insured up to ₹50 lakhs.

97.16

Claim Settlement Ratio

9000

Network Hospitals

9.2

Customer Rating

Policy Brochure

Get a Quote

97.16

Claim Settlement Ratio

9000

Network Hospitals

9.2

Customer Rating

Policy Brochure

Our Verdict

Expert Review: ICICI Lombard Health Booster

Final Verdict

ICICI Lombard Health Booster offers high sum insured with flexible deductibles and add-ons like accident cover and hospital cash. Ideal for individuals and families seeking affordable extended health coverage alongside existing policies.

About

About ICICI Lombard Health Booster

ICICI Lombard's Health Booster is a super top-up health insurance plan designed to enhance your existing health coverage by providing a higher sum insured at an affordable premium. It offers a wide range of annual sum insured options, from ₹5 lakh to ₹50 lakh, with flexible deductible choices of ₹3 lakh, ₹4 lakh, or ₹5 lakh. The policy covers in-patient treatment, pre- and post-hospitalization expenses, and specified day care procedures. It also includes benefits like in-patient AYUSH treatment and domiciliary hospitalization cover. The plan is available on an individual or family floater basis, with lifetime renewability and policy periods of...

ICICI Lombard's Health Booster is a super top-up health insurance plan designed to enhance your existing health coverage by providing a higher sum insured at an affordable premium. It offers a wide range of annual sum insured options, from ₹5 lakh to ₹50 lakh, with flexible deductible choices of ₹3 lakh, ₹4 lakh, or ₹5 lakh. The policy covers in-patient treatment, pre- and post-hospitalization expenses, and specified day care procedures. It also includes benefits like...

Health Booster Ratings

Ratings: ICICI Lombard Health Booster

Insurer Rating

0

out of 10

Insurance Rating

6.5

out of 10

No Room Rent Limit

Yes

Consumables Covered

No

No Co-payment

Yes

Loyalty Bonus >= 500%

Yes

No Disease Sublimits

Yes

Unlimited Restoration

No

Additional Benefits (Informational Only — Not part of score)

PED Waiting <= 2 Years

No

Maternity Available

No

Waiting Period Waiver

No

Testimonials

Real People. Real Relief

These are the moments that show what we really do. We don't sell you a policy. We stand by you when it matters most.

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Mumbai, Maharashtra

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Mumbai, Maharashtra

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Bengaluru, Karnataka

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

Jaipur, Rajasthan

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

West Bengal

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Inclusions and Exclusions

Inclusions and Exclusions of ICICI Lombard Health Booster

Room Rent

Normal: Single private A/C room
ICU: No limit, expenses incurred would be covered by the policy.

Cashless Healthcare Providers

10,896 cashless healthcare

Daycare Treatment

150 medical expenses incurred by you while undergoing Specified Day Care Treatment, which require less than 24 hours hospitalization are covered by the policy.

Waiting Period

Initial waiting period: 30 days for all illnesses (not applicable on renewal or for accidents)
Specific waiting periods: 24 months for specific illness and diseases
Pre-existing diseases: Covered after 48 months

Co-payment

This does not apply if the insured is 60 years of age or below. However, this condition will not be applicable if you were aged 45 years or below at the time of buying this policy for the first time and have renewed it continuously after that.

Advanced Treatments

Uterine Artery Embolization and HIFU (High intensity focused ultrasound)
Immunotherapy- Monoclonal Antibody to be given as injection
Vaporization of the prostrate (Green laser treatment or holmium laser treatment)
Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions
Balloon Sinuplasty
Oral Chemotherapy and many more

AYUSH Treatment

Covered by the policy..

Room Rent

Normal: Single private A/C room
ICU: No limit, expenses incurred would be covered by the policy.

Waiting Period

Initial waiting period: 30 days for all illnesses (not applicable on renewal or for accidents)
Specific waiting periods: 24 months for specific illness and diseases
Pre-existing diseases: Covered after 48 months

Daycare Treatment

150 medical expenses incurred by you while undergoing Specified Day Care Treatment, which require less than 24 hours hospitalization are covered by the policy.

Exclusions

Treatments received outside India.
Injuries or illnesses resulting from alcohol or drug abuse.
Self-inflicted injuries, including suicide attempts.
Dental treatments, unless necessitated by an accident.
Participation in hazardous activities or adventure sports, such as rock climbing or paragliding.

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About the company

ICICI Lombard General Insurance is one of India’s leading private sector insurers, known for providing reliable and comprehensive insurance solutions. It is a joint venture between ICICI Bank, one of India’s largest private banks, and Fairfax Financial Holdings, a global financial services group. Established in 2001, ICICI Lombard has grown rapidly and now serves millions of customers across the country. The company offers a wide range of products, including health, motor, travel, home, and personal accident insurance, catering to individuals, families, and businesses. Its health insurance offerings include regular health plans, super top-up plans, critical illness cover, and personal accident...

ICICI Lombard General Insurance is one of India’s leading private sector insurers, known for providing reliable and comprehensive insurance solutions. It is a joint venture between ICICI Bank, one of India’s largest private banks, and Fairfax Financial Holdings, a global financial services group. Established in 2001, ICICI Lombard has grown rapidly and now serves millions of customers across the country. The company offers a wide range of products, including health, motor, travel, home, and personal...