ICICI Lombard Health Booster

Co-payment

• This does not apply if the insured is 60 years of age or below. However, this condition will not be applicable if you were aged 45 years or below at the time of buying this policy for the first time and have renewed it continuously after that.

Advanced Treatments

• Uterine Artery Embolization and HIFU (High intensity focused ultrasound)

• Immunotherapy- Monoclonal Antibody to be given as injection

• Vaporization of the prostrate (Green laser treatment or holmium laser treatment)

• Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions

• Balloon Sinuplasty

• Oral Chemotherapy and many more

AYUSH Treatment

• Covered by the policy..

Modern Treatment

• Covered subject to the sum insured, deductible and policy terms.

ICU Charges

Not available

Consumable Cover

• Not verified as a standard benefit for this policy version.

Initial Waiting Period

• Subject to policy wording and applicable exceptions. Confirm the applicable schedule before publishing a definitive duration.

Specific Waiting Period

• 2 years for specified diseases and procedures, subject to policy terms.

PED Waiting Period

• 2 years for pre-existing diseases declared and accepted by the insurer.

Cumulative Bonus

• Additional Sum Insured increases by 10% of the base sum insured for each claim-free policy year, up to 50%. A claim in a subsequent policy period reduces the accrued amount by 10% of the sum insured at renewal.

Annual Health Checkup

• Not confirmed for the policy wording referenced here.

Annual Health Checkup

• Eligible medical expenses are covered for up to 90 days after hospitalisation, subject to policy terms.

Post-Hospitalisation

• Eligible medical expenses are covered for up to 90 days after hospitalisation, subject to policy terms.

Outpatient Department Cover (OPD Expense)

• Routine outpatient consultations and treatment are not listed as a standard base-cover benefit.

Deductible Option

• A deductible applies before eligible hospitalisation claims become payable. The selected amount and its application are specified in the policy schedule. Under the Super Top-up structure, the deductible applies to aggregate hospitalisation expenses during the policy year.

Coverage Options

• Available as a Super Top-up health insurance plan, with the selected sum insured, deductible and individual or floater configuration specified in the policy schedule.

Maternity Cover

• Not listed as a standard benefit in the referenced policy wording.

Pre-Hospitalisation

• Eligible medical expenses are covered for up to 60 days before hospitalisation, subject to policy terms.

Claim Settlement Ratio

• FY 24-25: ~84%

Disease-wise sublimits

• No comprehensive disease-wise sublimit list has been confirmed for the referenced policy wording. Check the policy schedule and applicable benefit conditions.