ICICI Lombard Health AdvantEdge Plus

Exclusions

• Injuries or diseases resulting from war, invasion, acts of foreign enemies, civil unrest, or similar events are excluded.

• Illnesses or injuries due to nuclear, chemical, or biological attacks or weapons are not covered under the policy.

• Expenses for prostheses, corrective devices, and external durable medical equipment like wheelchairs and crutches are excluded, unless necessitated by an accident.

• Treatments such as acupressure, acupuncture, magnetic therapies, and other non-allopathic treatments are not covered by the policy.

• Procedures aimed at enhancing appearance, including plastic surgery, unless medically necessary due to injury or illness, are excluded.

• Any injury or condition resulting from intentional self-harm or attempted suicide is not covered.

• Health issues arising from the misuse of drugs, alcohol, or other intoxicants are excluded from coverage.

• Treatments administered by practitioners not recognized by the Medical Council of India or equivalent bodies are not covered.