Oneassure

Partner with us

Insurance Plans Comparison

Niva Bupa Reassure 3.0 Black vs Aditya Birla Cancer Cover Activ Cancer Secure Plan

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

Read more
Niva Bupa

Reassure 3.0 Black

Premium health insurance coverage with unlimited sum-insured options, flexible co-payment and deductible choices, and additional benefits subject to policy terms.

What Makes It Special:

Niva Bupa ReAssure 3.0 Black is the Black variant of the ReAssure 3.0 health insurance product. The supplied brochure lists coverage for hospitalisation expenses, modern treatments, AYUSH treatment, pre- and post-hospitalisation expenses, and ambulance services. It also describes benefits such as Lock the Clock, Live Healthy, Cash-Bag+, and optional Wellconsult+,...

Best For:

  • Buyers who want to explore premium-related benefits such as Lock the Clock and claim-free-year cashback through Cash-Bag+, subject to the applicable terms.

  • Individuals interested in additional benefits such as OPD services through Wellconsult+ or non-payable-item coverage through Claim Safeguard+, where available.

  • Buyers who value any-room coverage, as listed for the Black variant in the brochure.

  • Individuals who prefer the flexibility to choose a co-payment percentage or annual aggregate deductible.

  • Buyers seeking a health insurance plan with unlimited sum-insured options, subject to availability and policy conditions.

VS
Aditya Birla

Cancer Cover Activ Cancer Secure Plan

Aditya Birla Activ Cancer Secure Plan

What Makes It Special:

Cancer Cover focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.

Best For:

  • Not available

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Niva Bupa Reassure 3.0 Black

  • Optional benefits and exclusions: Confirm the availability and cost of Wellconsult+, Claim Safeguard+, Borderless, and other optional benefits, along with their individual limits and exclusions.

  • Room eligibility and network: Verify the any-room benefit, room-category restrictions, network hospitals, and potential co-payment when specified conditions are not met.

  • Co-payment and deductibles: Compare the available percentages and deductible amounts. Understand how these affect the amount payable during a claim.

  • Waiting periods: Check the initial waiting period, specific-disease waiting periods, and pre-existing disease waiting period. Confirm whether any optional modification has been accepted.

  • Sum insured: Confirm the available sum-insured options, premium, and the precise meaning of unlimited coverage under the policy.

Aditya Birla Cancer Cover Activ Cancer Secure Plan

Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Reassure 3.0 Black
Reassure 3.0 Black

Health Insurance Plan

Brochure

Policy Wording

VS
Cancer Cover Activ Cancer Secure Plan
Cancer Cover Activ Cancer Secure Plan

Health Insurance Plan

Room Rent

Reassure 3.0 Black

Any room category covered up to SI with no room-type capping.

VS

Cancer Cover Activ Cancer Secure Plan

  1. Normal Room Rent: Covered up to a specified limit or as per policy terms.
  2. ICU Charges: Covered up to a defined limit or as per actuals, depending on the plan.
ICU Charges

Reassure 3.0 Black

Covered as part of hospitalisation expenses up to applicable SI

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Advanced Treatments

Reassure 3.0 Black

Information Unavailable

VS

Cancer Cover Activ Cancer Secure Plan

The plan covers Targeted Therapy, Immunotherapy, Proton Therapy, Robotic Surgery, and Bone Marrow Transplant, ensuring advanced cancer treatments with precision, faster recovery, and financial support for critical procedures like radiation, immune-boosting, and transplants.

 

Co-payment

Reassure 3.0 Black

Optional: 0%, 10%, 20%, 30%, 40%, 50% choices available.

VS

Cancer Cover Activ Cancer Secure Plan

Copayment percentage varies based on age, sum insured, and treatment type.

Disease-wise sublimits

Reassure 3.0 Black

No general disease-wise sublimit specified

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Waiting Period

Reassure 3.0 Black

Information Unavailable

VS

Cancer Cover Activ Cancer Secure Plan

  1. Initial Waiting Period: 30 days from policy inception, except for accidental claims.
  2. Specific Disease Waiting Period: Certain illnesses may have a waiting period of 24 months.
  3. Pre-Existing Disease Waiting Period: Coverage for pre-existing conditions begins after 48 months from policy start.
Cashless Healthcare Providers

Reassure 3.0 Black

Available through Niva Bupa network hospitals.

VS

Cancer Cover Activ Cancer Secure Plan

24800+ network hospitals

Restoration Benefit

Reassure 3.0 Black

ReAssure Forever: Base SI restored after first claim, unlimited times for life.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Cumulative Bonus

Reassure 3.0 Black

Booster+ add on: Accumulates up to 10X base SI carried forward annually.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Daycare Treatment

Reassure 3.0 Black

Eligible Day Care Treatments covered under hospitalisation benefit.

VS

Cancer Cover Activ Cancer Secure Plan

Covered under the policy

Consumable Cover

Reassure 3.0 Black

Yes, medicines, drugs and consumables included in hospitalisation expenses.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

AYUSH Treatment

Reassure 3.0 Black

Covers AYUSH hospitalisation up to applicable SI

VS

Cancer Cover Activ Cancer Secure Plan

AYUSH treatment covered under this policy

Initial Waiting Period

Reassure 3.0 Black

30 days (standard terms apply).

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Specific Waiting Period

Reassure 3.0 Black

Standard period with option to modify to 12 or 36 months.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

PED Waiting Period

Reassure 3.0 Black

Standard 36 months with option to modify to 12 or 24 months

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Modern Treatment

Reassure 3.0 Black

Covers robotic surgery, oral chemotherapy, stereotactic radiosurgery, deep brain stimulation, intravitreal injections up to applicable SI.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Annual Health Checkup

Reassure 3.0 Black

Not in Black variant base; NivaBupaOne provides Executive Health Assessment separately.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Pre-Hospitalisation

Reassure 3.0 Black

Up to 60 days before hospitalisation when related to approved claim.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Post-Hospitalisation

Reassure 3.0 Black

Up to 180 days after discharge for related eligible medical expenses.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Outpatient Department Cover (OPD Expense)

Reassure 3.0 Black

Not in base; Wellconsult+ available as optional OPD benefit.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Deductible Option

Reassure 3.0 Black

Annual Aggregate Deductible available: ₹10K to ₹5L range.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Coverage Options

Reassure 3.0 Black

₹5L, ₹10L, Unlimited SI.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Claim Settlement Ratio

Reassure 3.0 Black

80%

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Maternity Cover

Reassure 3.0 Black

Not in standard Black variant benefits.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

Compare With Other Health Insurance Plans

Reassure 3.0 Black vs Optima Secure

Reassure 3.0 Black vs Super Mediclaim

Reassure 3.0 Black vs Health Recharge

Reassure 3.0 Black vs Cancer Cover Activ Cancer Secure Plan

Reassure 3.0 Black vs Optima Secure Plus

Cancer Cover Activ Cancer Secure Plan vs Optima Secure

Cancer Cover Activ Cancer Secure Plan vs Super Mediclaim

Cancer Cover Activ Cancer Secure Plan vs Health Recharge

Cancer Cover Activ Cancer Secure Plan vs Optima Secure Plus

Cancer Cover Activ Cancer Secure Plan vs Women Care

Oneassure

Health Insurance

Compare Health Insurance Plans

Reassure 3.0 Black Vs Cancer Cover Activ Cancer Secure Plan

Policy Pal

Chat with PolicyPal

Get a free policy review

No pressure. No product push. Just honest advice.