Insurance Plans Comparison
ManipalCigna ProHealth Preferred vs ManipalCigna ProHealth Prime Active
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreProHealth Preferred
ProHealth Preferred
What Makes It Special:
ProHealth is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
ProHealth Prime Active
ProHealth Prime Active
What Makes It Special:
ProHealth focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
- Not available
Insurance Plans Comparison
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Quick Decision Guide
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Detailed Features Comparison
Compare the key features of different health insurance plans
![]() ProHealth Preferred Health Insurance Plan VS VS |
![]() ProHealth Prime Active Health Insurance Plan |
| Room Rent |
|---|
ProHealth Preferred Normal: Any Room Category (excluding Suite and higher category) ICU: Covered up to Sum Insured |
VS VS |
ProHealth Prime Active For Sum Insured ₹3 Lakh & ₹5 Lakh: 1% of Sum Insured per day; For Sum Insured ≥ ₹7.5 Lakh: Single Private AC Room Up to Sum Insured |
| Advanced Treatments |
|---|
ProHealth Preferred Robotic Surgery Cyber Knife Treatment Worldwide Emergency Treatment Organ Transplant Related Hospitalization |
VS VS |
ProHealth Prime Active Modern & Advanced Treatments covered |
| Co-payment |
|---|
ProHealth Preferred No mandatory co-pay below age 65 20% mandatory co-pay for insured persons aged 65 years and above Additional zone-based co-pay may apply for treatment outside selected zone |
VS VS |
ProHealth Prime Active 10% co-payment per claim |
| Waiting Period |
|---|
ProHealth Preferred Initial Waiting Period: 30 days Pre-existing Disease Waiting Period: 24 months |
VS VS |
ProHealth Prime Active 30 days 90 days for Diabetes, Hypertension, Asthma, Dyslipidaemia and Obesity; 24 months for all other pre-existing conditions 24 months |
| Cashless Healthcare Providers |
|---|
ProHealth Preferred Available through ManipalCigna network hospitals |
VS VS |
ProHealth Prime Active Not mentioned — verify from policy wordings |
| Daycare Treatment |
|---|
ProHealth Preferred Covered |
VS VS |
ProHealth Prime Active Covered up to Sum Insured |
| AYUSH Treatment |
|---|
ProHealth Preferred Covered |
VS VS |
ProHealth Prime Active Covered up to Sum Insured |
Insurance Plans Comparison
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