Insurance Plans Comparison
ManipalCigna ProHealth Prime Active vs ICICI Lombard Complete Health Insurance Health Shield Plus Plan
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreProHealth Prime Active
Cover asthma, diabetes, hypertension, dyslipidaemia and obesity after 90 days, restore the sum insured for unrelated illnesses, and add a 10% cumulative bonus each year up to 100%.
What Makes It Special:
ProHealth is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Complete Health Insurance Health Shield Plus Plan
Comprehensive hospitalisation cover with restoration and loyalty benefits
What Makes It Special:
Health Shield Plus is a health insurance variant under ICICI Lombard Complete Health Insurance. It offers inpatient hospitalisation, daycare treatment, AYUSH hospitalisation, listed modern treatments and an Unlimited Reset Benefit. The plan also provides a Loyalty Bonus and extended pre- and post-hospitalisation coverage, subject to the applicable terms, waiting periods,...
Best For:
Buyers who prefer a policy with a Loyalty Bonus that can accumulate over eligible renewals.
People who want extended coverage for eligible medical expenses before and after hospitalisation.
Buyers who value restoration of cover after eligible claims during a policy year.
Families looking for a shared sum insured through a family floater policy.
Individuals seeking health insurance with multiple sum insured options.
Insurance Plans Comparison
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Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Not available
If you need maternity or routine OPD benefits, compare other variants because these are not listed as standard benefits under Health Shield Plus.
Confirm whether the optional co-payment is selected, as it can affect the amount payable by you during a claim.
Check the 24-month waiting periods for pre-existing diseases and specified conditions before purchasing.
Review the room category applicable to your selected sum insured to understand potential out-of-pocket expenses.
Choose the sum insured based on your likely hospitalisation costs, financial exposure and number of insured members.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() ProHealth Prime Active Health Insurance Plan VS VS |
![]() Complete Health Insurance Health Shield Plus Plan Health Insurance Plan |
| Room Rent |
|---|
ProHealth Prime Active For Sum Insured ₹3 Lakh & ₹5 Lakh: 1% of Sum Insured per day; For Sum Insured ≥ ₹7.5 Lakh: Single Private AC Room Up to Sum Insured |
VS VS |
Complete Health Insurance Health Shield Plus Plan Normal: the plan offers coverage for single private rooms for hospitalization, while ICU expenses are covered up to the sum insured without sub-limits. |
| Advanced Treatments |
|---|
ProHealth Prime Active Modern & Advanced Treatments covered |
VS VS |
Complete Health Insurance Health Shield Plus Plan ICICI Health Shield Plus covers advanced medical treatments, ensuring access to modern healthcare. It includes robotic surgeries, stem cell therapy (for approved conditions), targeted cancer therapies, and other cutting-edge procedures. |
| ICU Charges |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan Covered as per eligible hospitalisation expenses and policy limits. |
| Co-payment |
|---|
ProHealth Prime Active 10% co-payment per claim |
VS VS |
Complete Health Insurance Health Shield Plus Plan Health Shield Plus may include a copayment clause, requiring policyholders to pay a fixed percentage of the claim amount, especially for senior citizens or specific treatments. The exact copayment percentage varies based on policy terms. |
| Disease-wise sublimits |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan Cataract treatment is limited to 10% of the sum insured, up to ₹1 lakh per eye. Other applicable limits and exclusions are governed by the policy wording. |
| Waiting Period |
|---|
ProHealth Prime Active 30 days 90 days for Diabetes, Hypertension, Asthma, Dyslipidaemia and Obesity; 24 months for all other pre-existing conditions 24 months |
VS VS |
Complete Health Insurance Health Shield Plus Plan Information Unavailable |
| Cashless Healthcare Providers |
|---|
ProHealth Prime Active Not mentioned — verify from policy wordings |
VS VS |
Complete Health Insurance Health Shield Plus Plan 10,896+ hospitals across India. |
| Restoration Benefit |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan Unlimited Reset Benefit for different illnesses and once for the same illness, subject to policy conditions. |
| Daycare Treatment |
|---|
ProHealth Prime Active Covered up to Sum Insured |
VS VS |
Complete Health Insurance Health Shield Plus Plan Covered under the policy. |
| Cumulative Bonus |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan Loyalty Bonus of 20% per year, up to 100% of the sum insured, subject to conditions. |
| AYUSH Treatment |
|---|
ProHealth Prime Active Covered up to Sum Insured |
VS VS |
Complete Health Insurance Health Shield Plus Plan . |
| Consumable Cover |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan Not included as a standard benefit; Claim Protector is listed as an optional cover. |
| Initial Waiting Period |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan 30 days for illnesses; accident-related claims are treated as per policy terms. |
| Specific Waiting Period |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan 24 months for specified diseases and procedures. |
| PED Waiting Period |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan 24 months for declared and accepted pre-existing diseases, subject to policy conditions. |
| Modern Treatment |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan Covered up to the annual sum insured for listed technological advancements and treatments, subject to policy terms. |
| Annual Health Checkup |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan Preventive health check-up coupons each policy year; limits vary by sum insured. |
| Pre-Hospitalisation |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan 60 days. |
| Post-Hospitalisation |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan 180 days. |
| Outpatient Department Cover (OPD Expense) |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan Not included as a standard benefit; the listed OPD treatment cover is not available under this variant. |
| Deductible Option |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan Not included as a standard benefit; the listed OPD treatment cover is not available under this variant. |
| Coverage Options |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan Individual and family floater options, with sum insured choices from ₹5 lakh to ₹1 crore. |
| Claim Settlement Ratio |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan FY 24-25: 83.65% |
| Maternity Cover |
|---|
ProHealth Prime Active Information Unavailable |
VS VS |
Complete Health Insurance Health Shield Plus Plan Not available under Health Shield Plus as per the reviewed product comparison. |
Insurance Plans Comparison
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