Insurance Plans Comparison

Care Insurance Enhance 1 vs Care Insurance Enhance 2

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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What Makes It Special:

Care Supreme Enhance 1 is a feature-rich health insurance plan offering comprehensive medical coverage with high sum insured options. It covers hospitalization, daycare procedures, pre- and post-hospitalization, along with wellness benefits and add-ons. Designed for individuals and families, it ensures financial protection and peace of mind against rising healthcare costs.

Best For:

  • Family-friendly coverage with wellness benefits

  • Extra add-ons for enhanced protection

  • Cashless treatment at a wide hospital network

  • Complete hospitalization & daycare coverage

  • High sum insured with affordable premiums

VS

What Makes It Special:

Care Supreme Enhance 2 is an advanced health insurance plan crafted for superior medical protection. It offers higher sum insured options, covers hospitalization, daycare, pre- and post-hospitalization, and provides cashless treatment. With added wellness benefits and optional riders, it ensures families get holistic, flexible, and affordable healthcare coverage

Best For:

  • Wellness perks and rewards with your policy

  • Daycare and full hospitalization benefits

  • Nationwide cashless hospitalization

  • Higher medical coverage with value-for-money premiums

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Enhance 1

Enhance 1

  • You want flexible add-ons for enhanced family protection

  • You want wellness benefits and rewards built into your plan

  • You want daycare, pre- and post-hospitalization expenses covered

  • You want cashless hospitalization across a wide network

  • You want high medical coverage at affordable premiums

Enhance 2

Enhance 2

  • You want customizable add-ons for stronger family security

  • You want health rewards and wellness benefits included

  • You want all-round protection including daycare and post-hospitalization

  • You want cashless access to top hospitals across India.

  • You want superior coverage with higher sum insured

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Enhance 1
Enhance 1

Health Insurance Plan

VS
Enhance 2
Enhance 2

Health Insurance Plan

Disease-wise sublimits

Enhance 1

No

VS

Enhance 2

No

ICU Charges

Enhance 1

No restriction on ICU room rent

VS

Enhance 2

No restriction on ICU room rent

Outpatient Department Cover (OPD Expense)

Enhance 1

OPD expense is not included

VS

Enhance 2

OPD expense is not included

Maternity Cover

Enhance 1

Not available

VS

Enhance 2

Not available

Deductible Option

Enhance 1

Available

VS

Enhance 2

Available

Coverage Options

Enhance 1

Available coverage options: 20L to 1cr

VS

Enhance 2

Available coverage options: 20L to 1cr

Restoration Benefit

Enhance 1

Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses

VS

Enhance 2

Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses

Cumulative Bonus

Enhance 1

Your sum insured increases by 10% every year, maximum up to 100%

VS

Enhance 2

Your sum insured increases by 10% every year, maximum up to 100%

Consumable Cover

Enhance 1

Yes

VS

Enhance 2

Yes

Initial Waiting Period

Enhance 1

30 days

VS

Enhance 2

30 days

Specific Waiting Period

Enhance 1

2 years

VS

Enhance 2

2 years

PED Waiting Period

Enhance 1

3 years

VS

Enhance 2

3 years

Modern Treatment

Enhance 1

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

VS

Enhance 2

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Annual Health Checkup

Enhance 1

Health check-up is available once every policy year, from day 1 of the policy

VS

Enhance 2

Health check-up is available once every policy year, from day 1 of the policy

Pre-Hospitalisation

Enhance 1

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

VS

Enhance 2

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

Post-Hospitalisation

Enhance 1

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

VS

Enhance 2

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

Claim Settlement Ratio

Enhance 1

87.10%

VS

Enhance 2

87.10%

Room Rent

Enhance 1

Normal:  No limit on room rent.

VS

Enhance 2

ingle private room

Advanced Treatments

Enhance 1

Robotic surgery

VS

Enhance 2

Robotic Surgery

Co-payment

Enhance 1

No mandatory co-payment for policyholders below 61 years. Policyholders above 61 years have a mandatory 20% co-payment.

VS

Enhance 2

Only applicable for people above the age of 61.

Waiting Periods

Enhance 1

.

VS

Enhance 2

.

Cashless Healthcare Providers

Enhance 1

Access to 24,800+ network hospitals for cashless treatment.

VS

Enhance 2

24800+ network hospitals across India.

Daycare Treatment

Enhance 1

.

VS

Enhance 2

Covered under the policy

AYUSH Treatment

Enhance 1

.

VS

Enhance 2

AYUSH treatment covered under this policy

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

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Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

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Explore Insurance Category

Discover the right insurance plan with our easy category guide

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

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