Insurance Plans Comparison
Care Insurance Enhance 1 vs Care Insurance Enhance 2
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreWhat Makes It Special:
Care Supreme Enhance 1 is a feature-rich health insurance plan offering comprehensive medical coverage with high sum insured options. It covers hospitalization, daycare procedures, pre- and post-hospitalization, along with wellness benefits and add-ons. Designed for individuals and families, it ensures financial protection and peace of mind against rising healthcare costs.
Best For:
Family-friendly coverage with wellness benefits
Extra add-ons for enhanced protection
Cashless treatment at a wide hospital network
Complete hospitalization & daycare coverage
High sum insured with affordable premiums
VS
What Makes It Special:
Care Supreme Enhance 2 is an advanced health insurance plan crafted for superior medical protection. It offers higher sum insured options, covers hospitalization, daycare, pre- and post-hospitalization, and provides cashless treatment. With added wellness benefits and optional riders, it ensures families get holistic, flexible, and affordable healthcare coverage
Best For:
Wellness perks and rewards with your policy
Daycare and full hospitalization benefits
Nationwide cashless hospitalization
Higher medical coverage with value-for-money premiums
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Quick Decision Guide
Enhance 1
You want flexible add-ons for enhanced family protection
You want wellness benefits and rewards built into your plan
You want daycare, pre- and post-hospitalization expenses covered
You want cashless hospitalization across a wide network
You want high medical coverage at affordable premiums
Enhance 2
You want customizable add-ons for stronger family security
You want health rewards and wellness benefits included
You want all-round protection including daycare and post-hospitalization
You want cashless access to top hospitals across India.
You want superior coverage with higher sum insured
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Detailed Features Comparison
Compare the key features of different health insurance plans
Enhance 1 Health Insurance Plan VS VS |
Enhance 2 Health Insurance Plan |
Disease-wise sublimits |
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Enhance 1 No |
VS VS |
Enhance 2 No |
ICU Charges |
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Enhance 1 No restriction on ICU room rent |
VS VS |
Enhance 2 No restriction on ICU room rent |
Outpatient Department Cover (OPD Expense) |
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Enhance 1 OPD expense is not included |
VS VS |
Enhance 2 OPD expense is not included |
Maternity Cover |
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Enhance 1 Not available |
VS VS |
Enhance 2 Not available |
Deductible Option |
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Enhance 1 Available |
VS VS |
Enhance 2 Available |
Coverage Options |
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Enhance 1 Available coverage options: 20L to 1cr |
VS VS |
Enhance 2 Available coverage options: 20L to 1cr |
Restoration Benefit |
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Enhance 1 Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses |
VS VS |
Enhance 2 Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses |
Cumulative Bonus |
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Enhance 1 Your sum insured increases by 10% every year, maximum up to 100% |
VS VS |
Enhance 2 Your sum insured increases by 10% every year, maximum up to 100% |
Consumable Cover |
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Enhance 1 Yes |
VS VS |
Enhance 2 Yes |
Initial Waiting Period |
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Enhance 1 30 days |
VS VS |
Enhance 2 30 days |
Specific Waiting Period |
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Enhance 1 2 years |
VS VS |
Enhance 2 2 years |
PED Waiting Period |
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Enhance 1 3 years |
VS VS |
Enhance 2 3 years |
Modern Treatment |
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Enhance 1 Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
VS VS |
Enhance 2 Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
Annual Health Checkup |
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Enhance 1 Health check-up is available once every policy year, from day 1 of the policy |
VS VS |
Enhance 2 Health check-up is available once every policy year, from day 1 of the policy |
Pre-Hospitalisation |
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Enhance 1 You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
VS VS |
Enhance 2 You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
Post-Hospitalisation |
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Enhance 1 You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
VS VS |
Enhance 2 You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
Claim Settlement Ratio |
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Enhance 1 87.10% |
VS VS |
Enhance 2 87.10% |
Room Rent |
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Enhance 1 Normal: No limit on room rent. |
VS VS |
Enhance 2 ingle private room |
Advanced Treatments |
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Enhance 1 Robotic surgery |
VS VS |
Enhance 2 Robotic Surgery |
Co-payment |
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Enhance 1 No mandatory co-payment for policyholders below 61 years. Policyholders above 61 years have a mandatory 20% co-payment. |
VS VS |
Enhance 2 Only applicable for people above the age of 61. |
Waiting Periods |
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Enhance 1 . |
VS VS |
Enhance 2 . |
Cashless Healthcare Providers |
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Enhance 1 Access to 24,800+ network hospitals for cashless treatment. |
VS VS |
Enhance 2 24800+ network hospitals across India. |
Daycare Treatment |
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Enhance 1 . |
VS VS |
Enhance 2 Covered under the policy |
AYUSH Treatment |
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Enhance 1 . |
VS VS |
Enhance 2 AYUSH treatment covered under this policy |
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Explore Insurance Category
Discover the right insurance plan with our easy category guide
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One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
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