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Insurance Plans Comparison

ICICI Lombard Activate Booster Plan A vs Care Ultimate (Direct)

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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ICICI Lombard

Activate Booster Plan A

Flexible super top-up health insurance with high Sum Insured options and a range of optional covers.

What Makes It Special:

Plan A is a super top-up health insurance option designed to provide additional protection above a chosen deductible, with Sum Insured options up to ₹3 crore and 180 days of post-hospitalisation cover.

Best For:

  • Advanced benefits with wellness add-ons

  • Extended healthcare financial protection

  • High-limit super top-up plan

  • Maximum flexibility and coverage

VS
Care

What Makes It Special:

Ultimate (Direct) focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.

Best For:

  • Not available

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

ICICI Lombard Activate Booster Plan A

  • You want guaranteed deductible reduction with renewals

  • You want jumpstart for faster pre-existing disease cover

  • You seek flexible deductible waiver options after 50 years

  • You prefer high sum insured options for major expenses

  • You want to top up existing health insurance limits

Care Ultimate (Direct)

Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Activate Booster Plan A
Activate Booster Plan A

Health Insurance Plan

Brochure

VS
Ultimate (Direct)
Ultimate (Direct)

Health Insurance Plan

Brochure

Room Rent

Activate Booster Plan A

Single Private Room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category

VS

Ultimate (Direct)

The cost of hospital room accommodation is covered under a health insurance policy, subject to specified limits.

No limit on room rent or ICU charges, allowing policyholders to choose any hospital room without financial constraints.

ICU Charges

Activate Booster Plan A

No restriction on ICU room rent

VS

Ultimate (Direct)

Information Unavailable

Advanced Treatments

Activate Booster Plan A

Information Unavailable

VS

Ultimate (Direct)

Modern medical procedures like robotic surgery or stem cell therapy, often covered under specialized insurance plans.

Covers modern procedures like robotic surgery, stem cell therapy, oral chemotherapy, and deep brain stimulation for critical illnesses.

Disease-wise sublimits

Activate Booster Plan A

No

VS

Ultimate (Direct)

Information Unavailable

Co-payment

Activate Booster Plan A

Not available

VS

Ultimate (Direct)

A fixed percentage of the claim amount that the insured must pay out-of-pocket before the insurer covers the rest.

No mandatory co-payment for policyholders under 61; a 20% co-payment applies for those purchasing after turning 61.

Waiting Period

Activate Booster Plan A

Information Unavailable

VS

Ultimate (Direct)

The duration after policy issuance during which certain illnesses or conditions are not covered.

Coverage begins after 30 days for general illnesses, two years for specific conditions, and three years for pre-existing diseases.

Restoration Benefit

Activate Booster Plan A

Not available

VS

Ultimate (Direct)

Information Unavailable

Cashless Healthcare Providers

Activate Booster Plan A

10,300+ Healthcare Providers

VS

Ultimate (Direct)

Hospitals and clinics within an insurer’s network where policyholders can receive treatment without upfront payments.

 

Access to over 24,800 network hospitals for cashless treatment, ensuring hassle-free hospitalization without upfront payments.

Cumulative Bonus

Activate Booster Plan A

Not available

VS

Ultimate (Direct)

Information Unavailable

Daycare Treatment

Activate Booster Plan A

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

VS

Ultimate (Direct)

Medical procedures requiring less than 24-hour hospitalization, such as cataract surgery or chemotherapy.

 

Covers treatments requiring hospitalization of less than 24 hours, such as cataract surgeries, chemotherapy, and other specialized procedures.

Consumable Cover

Activate Booster Plan A

Yes

VS

Ultimate (Direct)

Information Unavailable

AYUSH Treatment

Activate Booster Plan A

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

VS

Ultimate (Direct)

Information Unavailable

Initial Waiting Period

Activate Booster Plan A

30 days

VS

Ultimate (Direct)

Information Unavailable

Specific Waiting Period

Activate Booster Plan A

2 years

VS

Ultimate (Direct)

Information Unavailable

PED Waiting Period

Activate Booster Plan A

3 years

VS

Ultimate (Direct)

Information Unavailable

Modern Treatment

Activate Booster Plan A

Hospital expenses for listed advanced treatments are covered up to your annual sum insured during the policy period

VS

Ultimate (Direct)

Information Unavailable

Annual Health Checkup

Activate Booster Plan A

Not available

VS

Ultimate (Direct)

Information Unavailable

Pre-Hospitalisation

Activate Booster Plan A

You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved

VS

Ultimate (Direct)

Information Unavailable

Post-Hospitalisation

Activate Booster Plan A

You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

VS

Ultimate (Direct)

Information Unavailable

Outpatient Department Cover (OPD Expense)

Activate Booster Plan A

OPD expense is not included as part of base cover. However, you can opt for an add-on to avail this coverage

VS

Ultimate (Direct)

Information Unavailable

Deductible Option

Activate Booster Plan A

Available

VS

Ultimate (Direct)

Information Unavailable

Coverage Options

Activate Booster Plan A

Available coverage options: ₹10L, 15L, 20L, 25L, 45L, 50L, 85L, 90L, 95L, 1Cr, 3Cr

VS

Ultimate (Direct)

Information Unavailable

Claim Settlement Ratio

Activate Booster Plan A

97.16%

VS

Ultimate (Direct)

Information Unavailable

Maternity Cover

Activate Booster Plan A

Not available

VS

Ultimate (Direct)

Information Unavailable

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

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Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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