Insurance Plans Comparison

Compare Reassure 2.0 Platinum+ vs Reassure 2.0 Bronze+

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare coverage, benefits, and premiums to find the perfect plan for your needs.

What Makes It Special:

Niva Bupa ReAssure 2.0 Platinum is a top-tier health insurance plan offering sum insured options from ₹5 lakh up to ₹1 crore, with no room rent caps or co-payment. It provides unlimited reinstatement of cover from the first claim (ReAssure Forever) and Booster+, which lets unused cover accumulate up to 5–10× base sum insured. The...

Best For:

  • Comprehensive premium health coverage

  • High-limit family floater plan

  • Unlimited restoration insurance policy

  • Advanced treatment global care plan

VS

What Makes It Special:

Niva Bupa ReAssure 2.0 Bronze is an affordable yet comprehensive health insurance plan offering ₹5 lakh to ₹1 crore coverage for individuals and families. It includes full hospitalisation, ICU charges, pre-/post‑hospitalisation (60/180 days), day‑care, AYUSH, domiciliary care, and modern treatments like robotic surgeries and oral chemotherapy up to sum insured. Key features include...

Best For:

  • Affordable comprehensive health coverage

  • Entry-level family floater plan

  • Restoration-enabled medical insurance

  • Balanced protection with essential benefits

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Reassure 2.0 Platinum+

Reassure 2.0 Platinum+

  • You need very high medical coverage limit up to ₹1 crore

  • You prefer unlimited sum insured restoration after every claim

  • You want no room rent or ICU restrictions

  • You value modern treatment and maternity benefits included

  • You enjoy annual health check-ups and wellness perks from day one

Reassure 2.0 Bronze+

Reassure 2.0 Bronze+

  • You want affordable coverage with comprehensive benefits

  • You need restoration of the unused sum insured

  • You’re looking for essential coverage without extra frills

  • You expect no co-payment or sub-limits on care

  • You prefer day-one health check-ups and e-consults

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Platinum+
Reassure 2.0 Platinum+

Health Insurance Plan

VS
Bronze+
Reassure 2.0 Bronze+

Health Insurance Plan

Restoration Benefit

Reassure 2.0 Platinum+

  • Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses

VS

Reassure 2.0 Bronze+

  • Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses

ICU Charges

Reassure 2.0 Platinum+

  • No restriction on ICU room rent

VS

Reassure 2.0 Bronze+

  • No restriction on ICU room rent

Initial Waiting Period

Reassure 2.0 Platinum+

  • 30 days

VS

Reassure 2.0 Bronze+

  • 30 days

Specific Waiting Period

Reassure 2.0 Platinum+

  • 2 years

VS

Reassure 2.0 Bronze+

  • 2 years

Modern Treatments

Reassure 2.0 Platinum+

  • Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

VS

Reassure 2.0 Bronze+

  • Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Cumulative Bonus

Reassure 2.0 Platinum+

  • Your sum insured increases by 100% every year, maximum up to 500%

VS

Reassure 2.0 Bronze+

  • Your sum insured increases by 100% every year, maximum up to 300%

PED Waiting Period

Reassure 2.0 Platinum+

  • 3 years

VS

Reassure 2.0 Bronze+

  • 3 years

Annual Health Checkup

Reassure 2.0 Platinum+

  • Health check-up is available once every policy year, from day 1 of the policy

VS

Reassure 2.0 Bronze+

  • Health check-up is available once every policy year, from day 1 of the policy

Pre-Hospitalisation

Reassure 2.0 Platinum+

  • You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

VS

Reassure 2.0 Bronze+

  • You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

Outpatient Department Cover (OPD Expense)

Reassure 2.0 Platinum+

  • OPD expense is not included

VS

Reassure 2.0 Bronze+

  • OPD expense is not included

Cashless Healthcare Providers

Reassure 2.0 Platinum+

  • 10,000+ Healthcare Providers

VS

Reassure 2.0 Bronze+

  • 10,000+ Healthcare Providers

AYUSH Treatment

Reassure 2.0 Platinum+

  • Covers AYUSH treatment expenses up to your annual sum insured during the policy period

VS

Reassure 2.0 Bronze+

  • Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Disease-wise sublimits

Reassure 2.0 Platinum+

  • No

VS

Reassure 2.0 Bronze+

  • No

Consumable Cover

Reassure 2.0 Platinum+

  • No. However, available as an add-on

VS

Reassure 2.0 Bronze+

  • No. However, available as an add-on

Post Hospitalisation

Reassure 2.0 Platinum+

  • You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

VS

Reassure 2.0 Bronze+

  • You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

Deductible Option

Reassure 2.0 Platinum+

  • Available as an option

VS

Reassure 2.0 Bronze+

  • Available as an option

Coverage Options

Reassure 2.0 Platinum+

  • Available coverage options: ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L and ₹1 Cr

VS

Reassure 2.0 Bronze+

  • Available coverage options: ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L and ₹1 Cr

Claim settlement ratio

Reassure 2.0 Platinum+

  • 90.10%

VS

Reassure 2.0 Bronze+

  • 90.10%

Room Rent

Reassure 2.0 Platinum+

  • All room categories are covered

VS

Reassure 2.0 Bronze+

  • All room categories are covered

Co-payment

Reassure 2.0 Platinum+

  • Not available

VS

Reassure 2.0 Bronze+

  • Not available

Day Care Treatments

Reassure 2.0 Platinum+

  • Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

VS

Reassure 2.0 Bronze+

  • Daycare Treatment covers medical procedures that require less than 24 hours of hospitalisation due to advanced technology

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

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From choosing the right policy to managing claims, every step is handled for you

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Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

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Pure advice, no unwanted calls, no unnecessary push

24/7 Claim Assistance

24/7 Claim Assistance

Round-the-clock guidance and help, wherever and whenever you need it most

What Our Experts Help You With

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Insurance Plans Comparison

Explore Insurance Category

Discover the right insurance plan with our easy category guide

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

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Health Insurance

Compare Health Insurance Plans

Reassure 2.0 Platinum+ Vs Reassure 2.0 Bronze+