How does OneAssure help me compare health insurance policies and choose the best plan?

OneAssure allows you to compare multiple health insurance policies side by side, analyzing coverage, premiums, hospital networks, and benefits to choose the most suitable plan for your needs.

What is the difference between cashless and reimbursement claims in health insurance policies?

Cashless claims let you get treatment at network hospitals without paying upfront, while reimbursement claims require you to pay first and get refunded later.

Does OneAssure provide expert guidance while selecting health insurance with maternity or newborn coverage?

Yes, OneAssure’s insurance experts guide you in selecting plans with maternity benefits, newborn cover, and short waiting periods for family planning needs.

How do co-payment clauses impact health insurance premiums and claim settlements?

Co-payment means you share a part of the claim cost. Opting for co-pay lowers your premium but increases your out-of-pocket expenses.

Which health insurance plan offers the best coverage for critical illnesses and pre-existing diseases?

Plans with comprehensive coverage, minimal waiting periods, and optional critical illness riders are ideal. OneAssure helps identify policies that best meet these requirements.

Can I compare waiting periods and sub-limits for hospitalisation expenses on OneAssure?

Yes, OneAssure’s comparison tool highlights waiting periods, sub-limits, and exclusions so you can choose a policy that maximizes benefits and minimizes restrictions.

What are room rent limits in health insurance, and how do they affect claims?

Room rent limits cap the daily room cost covered by your insurer. Choosing a plan without strict limits ensures higher claim payouts.

Does OneAssure assist with health insurance claims and renewals after I purchase a policy?

Absolutely. OneAssure provides end-to-end support for claims, renewals, and queries, ensuring a hassle-free experience throughout your policy tenure.

How can I check if a health insurance plan covers daycare procedures and modern treatments?

OneAssure’s policy comparison clearly lists daycare and advanced treatment coverage, helping you pick a plan aligned with your healthcare needs.

What documents are needed to buy and claim a health insurance policy online via OneAssure?

To buy a policy, you need ID proof, address proof, and medical details. For claims, hospital bills, prescriptions, and discharge summaries are required.

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Heartbeat Enhanced Vs Health Companion Variant 3

Insurance Plans Comparison

Niva Bupa HeartBeat Enhanced vs Niva Bupa Health Companion Variant 3

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare coverage, benefits, and premiums to find the perfect plan for your needs.

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

HeartBeat Enhanced

HeartBeat Enhanced Explore Niva Bupa HeartBeat health insurance, including hospitalisation benefits, wellness features and optional coverage, subject to the selected plan and policy terms.

What Makes It Special:

Comprehensive health insurance

Best For:

Customers considering international emergency protection: The Platinum plan offers an optional Enhanced Geographical Scope for International Coverage add-on that extends specified benefits to the USA and Canada.
People comparing wellness and additional benefits: HeartBeat documentation includes health check-ups and other benefits, with eligibility and limits depending on the plan.
Customers who value pre- and post-hospitalisation cover: The current product wording provides 60 days before hospitalisation and 90 days after discharge, subject to an admissible claim.
People looking for hospitalisation cover: The product covers eligible inpatient treatment and specified related medical expenses, subject to policy conditions.
Families seeking health insurance: HeartBeat offers documented Individual, Family Floater and Family First structures, depending on the plan.

VS

Health Companion Variant 3

High-cover family health insurance from ₹15 Lakh to ₹1 Crore with any room (except suite), 20% No Claim Bonus and a yearly refill.

What Makes It Special:

A high Sum Insured version of Health Companion (₹15 Lakh to ₹1 Crore) with near-any-room eligibility, a 100% refill and the highest animal-bite vaccination and Hospital Cash limits among Variants 1 to 3.

Best For:

Existing Health Companion customers renewing on the Variant 3 structure
People wanting an optional deductible to reduce premium
Buyers who want a No Claim Bonus of 20% per claim-free year
People who want to choose almost any hospital room
Families wanting a high Sum Insured of ₹15 Lakh or more

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

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Quick Decision Guide

Niva Bupa HeartBeat Enhanced

Assess whether the international coverage add-on is relevant: The enhanced geographical scope is an optional Platinum benefit for specified international coverage. Confirm the exclusions and terms before choosing it.
Evaluate family and maternity requirements: Review the eligibility conditions, waiting periods and limits for maternity and newborn benefits where available.
Review room eligibility and cost-sharing: Check room limits, geographical pricing and any applicable co-payment before selecting a plan.
Check pre-existing disease waiting periods: The current documentation specifies 24 months for Gold and Platinum and 36 months for Silver.
Compare the documented plan options: Review Silver, Gold and Platinum against your required Sum Insured, eligibility and benefit limits.

Niva Bupa Health Companion Variant 3

Things to Consider: Non-payable consumables in Annexure I are not covered, and no consumables add-on is listed for this variant.
Things to Consider: Maternity and OPD consultations are not covered.
Things to Consider: Refill cannot be used for the same illness in the same year.
Things to Consider: Pre-existing diseases are covered only after 36 months.
Things to Consider: Pre and post hospitalisation is limited to 30 and 60 days.
Reasons to Consider: Annual health check-up from the second year and animal-bite vaccination up to ₹7,500.
Reasons to Consider: 100% refill of Base Sum Insured once a year for a different illness.
Reasons to Consider: 20% No Claim Bonus per claim-free year, up to 100% of Base Sum Insured.
Reasons to Consider: Any room covered up to Sum Insured, except Suite or above.
Reasons to Consider: High Sum Insured options from ₹15 Lakh to ₹1 Crore.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

HeartBeat Enhanced

Health Insurance Plan

Brochure

VS

Health Companion Variant 3

Health Insurance Plan

Brochure

Room Rent
HeartBeat Enhanced Enhanced-specific room category or limit not established.	Health Companion Variant 3 Covered up to Sum Insured, any room except Suite or above; proportionate deduction if a higher category is used

ICU Charges
HeartBeat Enhanced Variant-specific limit not established for “Enhanced”. Refer to the confirmed plan's policy wording.	Health Companion Variant 3 Covered up to Sum Insured as part of In-patient Care

Disease-wise sublimits
HeartBeat Enhanced Enhanced-specific sublimits not established. Check the confirmed plan's benefit table and policy wording.	Health Companion Variant 3 No disease-wise sublimits stated; benefit limits apply to road ambulance (₹3,000), animal-bite vaccination (₹7,500) and Hospital Cash

Co-payment
HeartBeat Enhanced Enhanced-specific co-payment terms not established.	Health Companion Variant 3 No co-payment in base plan; 20% co-payment applies only under the legacy "Treatment only in Tiered Network" option (renewal customers who already chose it) for reimbursement treatment in 9 metro cities

Cashless Healthcare Providers
HeartBeat Enhanced The HeartBeat brochure refers to a network of 10,000+ hospitals. This is a product-level network statement, not an Enhanced-specific count. Network participation can change.	Health Companion Variant 3 Cashless at Niva Bupa network hospitals (10,000+ per Niva Bupa Annual Report FY 2024-25; Requires verification for current count)

Restoration Benefit
HeartBeat Enhanced Enhanced-specific restoration entitlement and limits not established.	Health Companion Variant 3 Refill up to 100% of Base Sum Insured, once per policy year, for subsequent claims of a different illness only (after Base SI and NCB are exhausted)

Daycare Treatment
HeartBeat Enhanced HeartBeat product-level wording covers listed day-care treatments subject to policy terms. Enhanced-specific applicability is not established.	Health Companion Variant 3 Day care treatments (less than 24 hours) covered up to Sum Insured, incl. chemotherapy, radiotherapy and dialysis

Cumulative Bonus
HeartBeat Enhanced Variant-specific benefit and limit not established for “Enhanced	Health Companion Variant 3 No Claim Bonus of 20% of expiring Base Sum Insured per claim-free year, up to 100%; NCB is not increased in a year following a claim

Consumable Cover
HeartBeat Enhanced Variant-specific coverage not established for “Enhanced”. Check the applicable policy terms and exclusions.	Health Companion Variant 3 Consumables directly part of treatment (IV fluids, injection administration, medicines) covered under In-patient Care; non-payable items in Annexure I List I not covered; no consumables add-on stated for Variant 3

AYUSH Treatment
HeartBeat Enhanced HeartBeat product-level wording provides AYUSH treatment cover up to the Sum Insured, subject to policy terms. Enhanced-specific applicability is not established.	Health Companion Variant 3 In-patient Ayurveda, Unani, Siddha and Homeopathy in an AYUSH Hospital covered up to Sum Insured

Initial Waiting Period
HeartBeat Enhanced HeartBeat product-level waiting period: 30 days for illnesses, with accidents covered from day one, subject to policy terms. Not confirmed as an Enhanced-specific value.	Health Companion Variant 3 30 Days (not applicable to accidents)

Specific Waiting Period
HeartBeat Enhanced HeartBeat product-level wording specifies a 24-month waiting period for specified conditions for insured persons above 45 at entry. Confirm applicability against the actual policy schedule and terms.	Health Companion Variant 3 24 Months for listed conditions (incl. cataract, hernia, joint disorders, chronic kidney disease, internal congenital anomaly); not applicable to accidents; cancer covered after 30 days

PED Waiting Period
HeartBeat Enhanced HeartBeat product-level waiting period: 24 months for Gold and Platinum; 36 months for Silver. No separate Enhanced plan has been established.	Health Companion Variant 3 36 Months

Modern Treatment
HeartBeat Enhanced HeartBeat product-level benefit: listed modern treatments are covered subject to the policy terms and applicable limits. Exact limit for an “Enhanced” variant is not established	Health Companion Variant 3 Covered up to Sum Insured (12 listed treatments incl. robotic surgery, oral chemotherapy, deep brain stimulation, stem cell therapy for haematological conditions)

Annual Health Checkup
HeartBeat Enhanced Enhanced-specific entitlement and limits not established.	Health Companion Variant 3 Annual, from 2nd policy year (on renewal), for insured aged 18+; cashless at empanelled providers; defined test list (CBC, urine, ESR, HbA1c, cholesterol, HDL, LDL, urea, KFT)

Pre-Hospitalisation
HeartBeat Enhanced HeartBeat product-level cover: 60 days, subject to policy terms. Enhanced-specific applicability is not established.	Health Companion Variant 3 Up to 30 Days, covered up to Sum Insured (reimbursement basis)

Post-Hospitalisation
HeartBeat Enhanced HeartBeat product-level cover: 90 days, subject to policy terms. Enhanced-specific applicability is not established.	Health Companion Variant 3 Up to 60 Days, covered up to Sum Insured (reimbursement basis)

Outpatient Department Cover (OPD Expense)
HeartBeat Enhanced Enhanced-specific OPD benefit not established	Health Companion Variant 3 Not covered; only OPD vaccination after an animal bite, up to ₹7,500

Deductible Option
HeartBeat Enhanced No Enhanced-specific deductible option established.	Health Companion Variant 3 Optional Annual Aggregate Deductible of ₹1 / 2 / 3 / 4 / 5 / 10 Lakh

Coverage Options
HeartBeat Enhanced Official HeartBeat plan names are Silver, Gold and Platinum. Available policy structures include Individual, Family Floater and Family First, subject to the applicable plan terms.	Health Companion Variant 3 Base Sum Insured ₹15 Lakh, 20 Lakh, 30 Lakh, 50 Lakh, 1 Crore; Individual or Family Floater

Claim Settlement Ratio
HeartBeat Enhanced , according to Niva Bupa's product-level public disclosure. This is a product-level figure, not a separate Enhanced-variant figure.	Health Companion Variant 3 96.7% of claims settled (by number) for Health Companion in FY 2025-26 (all Health Companion UINs reported together). Source: Niva Bupa Public Disclosures FY2025-26 (Form NL-47), https://transactions.nivabupa.com/pages/doc/pub-dis/quarterly-reports/Website-Public-Disclosures-Mar-2026.pdf. Company-level: 94.4% (Niva Bupa Annual Report FY 2025-26)

Maternity Cover
HeartBeat Enhanced Enhanced-specific maternity benefit not established	Health Companion Variant 3 Not covered (Maternity excluded, Code Excl18)

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

HeartBeat Enhanced

Health Insurance Plan

Brochure

VS

Health Companion Variant 3

Health Insurance Plan

Brochure

Room Rent
HeartBeat Enhanced Enhanced-specific room category or limit not established.
VS VS
Health Companion Variant 3 Covered up to Sum Insured, any room except Suite or above; proportionate deduction if a higher category is used

ICU Charges
HeartBeat Enhanced Variant-specific limit not established for “Enhanced”. Refer to the confirmed plan's policy wording.
VS VS
Health Companion Variant 3 Covered up to Sum Insured as part of In-patient Care

Disease-wise sublimits
HeartBeat Enhanced Enhanced-specific sublimits not established. Check the confirmed plan's benefit table and policy wording.
VS VS
Health Companion Variant 3 No disease-wise sublimits stated; benefit limits apply to road ambulance (₹3,000), animal-bite vaccination (₹7,500) and Hospital Cash

Co-payment
HeartBeat Enhanced Enhanced-specific co-payment terms not established.
VS VS
Health Companion Variant 3 No co-payment in base plan; 20% co-payment applies only under the legacy "Treatment only in Tiered Network" option (renewal customers who already chose it) for reimbursement treatment in 9 metro cities

Cashless Healthcare Providers
HeartBeat Enhanced The HeartBeat brochure refers to a network of 10,000+ hospitals. This is a product-level network statement, not an Enhanced-specific count. Network participation can change.
VS VS
Health Companion Variant 3 Cashless at Niva Bupa network hospitals (10,000+ per Niva Bupa Annual Report FY 2024-25; Requires verification for current count)

Restoration Benefit
HeartBeat Enhanced Enhanced-specific restoration entitlement and limits not established.
VS VS
Health Companion Variant 3 Refill up to 100% of Base Sum Insured, once per policy year, for subsequent claims of a different illness only (after Base SI and NCB are exhausted)

Daycare Treatment
HeartBeat Enhanced HeartBeat product-level wording covers listed day-care treatments subject to policy terms. Enhanced-specific applicability is not established.
VS VS
Health Companion Variant 3 Day care treatments (less than 24 hours) covered up to Sum Insured, incl. chemotherapy, radiotherapy and dialysis

Cumulative Bonus
HeartBeat Enhanced Variant-specific benefit and limit not established for “Enhanced
VS VS
Health Companion Variant 3 No Claim Bonus of 20% of expiring Base Sum Insured per claim-free year, up to 100%; NCB is not increased in a year following a claim

Consumable Cover
HeartBeat Enhanced Variant-specific coverage not established for “Enhanced”. Check the applicable policy terms and exclusions.
VS VS
Health Companion Variant 3 Consumables directly part of treatment (IV fluids, injection administration, medicines) covered under In-patient Care; non-payable items in Annexure I List I not covered; no consumables add-on stated for Variant 3

AYUSH Treatment
HeartBeat Enhanced HeartBeat product-level wording provides AYUSH treatment cover up to the Sum Insured, subject to policy terms. Enhanced-specific applicability is not established.
VS VS
Health Companion Variant 3 In-patient Ayurveda, Unani, Siddha and Homeopathy in an AYUSH Hospital covered up to Sum Insured

Initial Waiting Period
HeartBeat Enhanced HeartBeat product-level waiting period: 30 days for illnesses, with accidents covered from day one, subject to policy terms. Not confirmed as an Enhanced-specific value.
VS VS
Health Companion Variant 3 30 Days (not applicable to accidents)

Specific Waiting Period
HeartBeat Enhanced HeartBeat product-level wording specifies a 24-month waiting period for specified conditions for insured persons above 45 at entry. Confirm applicability against the actual policy schedule and terms.
VS VS
Health Companion Variant 3 24 Months for listed conditions (incl. cataract, hernia, joint disorders, chronic kidney disease, internal congenital anomaly); not applicable to accidents; cancer covered after 30 days

PED Waiting Period
HeartBeat Enhanced HeartBeat product-level waiting period: 24 months for Gold and Platinum; 36 months for Silver. No separate Enhanced plan has been established.
VS VS
Health Companion Variant 3 36 Months

Modern Treatment
HeartBeat Enhanced HeartBeat product-level benefit: listed modern treatments are covered subject to the policy terms and applicable limits. Exact limit for an “Enhanced” variant is not established
VS VS
Health Companion Variant 3 Covered up to Sum Insured (12 listed treatments incl. robotic surgery, oral chemotherapy, deep brain stimulation, stem cell therapy for haematological conditions)

Annual Health Checkup
HeartBeat Enhanced Enhanced-specific entitlement and limits not established.
VS VS
Health Companion Variant 3 Annual, from 2nd policy year (on renewal), for insured aged 18+; cashless at empanelled providers; defined test list (CBC, urine, ESR, HbA1c, cholesterol, HDL, LDL, urea, KFT)

Pre-Hospitalisation
HeartBeat Enhanced HeartBeat product-level cover: 60 days, subject to policy terms. Enhanced-specific applicability is not established.
VS VS
Health Companion Variant 3 Up to 30 Days, covered up to Sum Insured (reimbursement basis)

Post-Hospitalisation
HeartBeat Enhanced HeartBeat product-level cover: 90 days, subject to policy terms. Enhanced-specific applicability is not established.
VS VS
Health Companion Variant 3 Up to 60 Days, covered up to Sum Insured (reimbursement basis)

Outpatient Department Cover (OPD Expense)
HeartBeat Enhanced Enhanced-specific OPD benefit not established
VS VS
Health Companion Variant 3 Not covered; only OPD vaccination after an animal bite, up to ₹7,500

Deductible Option
HeartBeat Enhanced No Enhanced-specific deductible option established.
VS VS
Health Companion Variant 3 Optional Annual Aggregate Deductible of ₹1 / 2 / 3 / 4 / 5 / 10 Lakh

Coverage Options
HeartBeat Enhanced Official HeartBeat plan names are Silver, Gold and Platinum. Available policy structures include Individual, Family Floater and Family First, subject to the applicable plan terms.
VS VS
Health Companion Variant 3 Base Sum Insured ₹15 Lakh, 20 Lakh, 30 Lakh, 50 Lakh, 1 Crore; Individual or Family Floater

Claim Settlement Ratio
HeartBeat Enhanced , according to Niva Bupa's product-level public disclosure. This is a product-level figure, not a separate Enhanced-variant figure.
VS VS
Health Companion Variant 3 96.7% of claims settled (by number) for Health Companion in FY 2025-26 (all Health Companion UINs reported together). Source: Niva Bupa Public Disclosures FY2025-26 (Form NL-47), https://transactions.nivabupa.com/pages/doc/pub-dis/quarterly-reports/Website-Public-Disclosures-Mar-2026.pdf. Company-level: 94.4% (Niva Bupa Annual Report FY 2025-26)

Maternity Cover
HeartBeat Enhanced Enhanced-specific maternity benefit not established
VS VS
Health Companion Variant 3 Not covered (Maternity excluded, Code Excl18)

Insurance Plans Comparison

Still Confused? Get Expert Advice

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From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

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Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Insurance Plans Comparison

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Health Companion Variant 3 vs Comprehensive

Health Companion Variant 3 vs HeartBeat Enhanced

Health Companion Variant 3 vs Reassure

Health Companion Variant 3 vs Supreme Senior Premium

Health Companion Variant 3 vs Health Recharge Super Top Up Plan

Health Companion Variant 3 vs Reassure 3.0

Health Companion Variant 3 vs myHealth Suraksha Platinum

Health Companion Variant 3 vs Supreme Value for Money

Health Companion Variant 3 vs Supreme Senior Super

Health Companion Variant 3 vs Supreme Enhance

Health Companion Variant 3 vs Reassure 2.0 Gold

Health Companion Variant 3 vs Medicare

Health Companion Variant 3 vs Ultimate (Direct)

Health Companion Variant 3 vs Young Star

Health Companion Variant 3 vs Sarvah Param

Health Companion Variant 3 vs Optima Insurance

Health Companion Variant 3 vs Smart Super Health Assure

Health Companion Variant 3 vs Reassure 3.0 Black

Health Companion Variant 3 vs Health Guard Platinum

Health Companion Variant 3 vs Health Guard Gold

Health Companion Variant 3 vs Elevate (Direct)

Health Companion Variant 3 vs Extra Care Plus Super Top-up

Health Companion Variant 3 vs Health Care Supreme Smart

Health Companion Variant 3 vs Smart Health Pro

Health Companion Variant 3 vs Medi Classic Gold

Health Companion Variant 3 vs Optima Super Secure

Health Companion Variant 3 vs Special Care

Health Companion Variant 3 vs Medicare LITE

Health Companion Variant 3 vs Health Shield 360

Health Companion Variant 3 vs SecureHealth

Health Companion Variant 3 vs Supreme (Direct)

Health Companion Variant 3 vs Plus

Health Companion Variant 3 vs Mediclaim Insurance Policy

Health Companion Variant 3 vs Medicare Select

Health Companion Variant 3 vs Health Gain

Health Companion Variant 3 vs myHealth Koti Suraksha

Health Companion Variant 3 vs Senior

Health Companion Variant 3 vs myHealth Suraksha Silver

Health Companion Variant 3 vs Cardiac Care Platinum

Health Companion Variant 3 vs Royal Sundaram Lifeline Elite

Health Companion Variant 3 vs Super Surplus Gold

Health Companion Variant 3 vs Supreme Enhance One

Health Companion Variant 3 vs Supreme Enhance Two

Health Companion Variant 3 vs HeartBeat Platinum

Health Companion Variant 3 vs HeartBeat Gold

Health Companion Variant 3 vs Health SuperCharge

Health Companion Variant 3 vs Aspire Titanium+

Health Companion Variant 3 vs iHealth Plus

Health Companion Variant 3 vs ProHealth Prime Advantage

Health Companion Variant 3 vs Active Fit Preferred

Health Companion Variant 3 vs Reassure 3.0 Classic

Health Companion Variant 3 vs Senior Health Advantage

Health Companion Variant 3 vs Health Wallet

Health Companion Variant 3 vs Elevate

Health Companion Variant 3 vs Heart

Health Companion Variant 3 vs LifeTime Health

Health Companion Variant 3 vs Reassure 2.0 Titanium+

Health Companion Variant 3 vs ProHealth Prime Active

Health Companion Variant 3 vs ProHealth Prime Senior Elite

Health Companion Variant 3 vs Advanced Top Up

Health Companion Variant 3 vs Multiplier Health

Health Companion Variant 3 vs Diabetes Safe Plan A

Health Companion Variant 3 vs Reassure 2.0 Bronze+

Health Companion Variant 3 vs Enhance Super Top-up

Health Companion Variant 3 vs Young Star Silver

Health Companion Variant 3 vs Star Women Care Policy

Health Companion Variant 3 vs Joy

Health Companion Variant 3 vs Supreme Senior Health AdvantEdge

Health Companion Variant 3 vs Family Plus

Health Companion Variant 3 vs Criti Shield Plus

Health Companion Variant 3 vs Health Care Supreme Ultimo

Health Companion Variant 3 vs Health Shield 360 Retail

Health Companion Variant 3 vs Super Star

Health Companion Variant 3 vs Supreme Super Saver

Health Companion Variant 3 vs Senior First Platinum

Health Companion Variant 3 vs Optima Secure Global

Health Companion Variant 3 vs NextGen

Health Companion Variant 3 vs Health Insurance Platinum

Health Companion Variant 3 vs Energy Silver With Copay

Health Companion Variant 3 vs Optima Secure

Health Companion Variant 3 vs Super Mediclaim

Health Companion Variant 3 vs Health Recharge

Health Companion Variant 3 vs Cancer Cover Activ Cancer Secure Plan

Health Companion Variant 3 vs Optima Secure Plus

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Heartbeat Enhanced Vs Health Companion Variant 3