Insurance Plans Comparison
ManipalCigna SecureHealth vs HDFC ERGO Critical Illness Silver Plan
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
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SecureHealth
Cover hospitalisation for a disability, HIV/AIDS or a mental illness, with room rent up to 1% of the sum insured a day, cataract treatment up to ₹40,000 an eye, and a 20% co-pay on claims.
What Makes It Special:
SecureHealth is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Critical Illness Silver Plan
Affordable lump-sum cover for 8 major critical illnesses
What Makes It Special:
The Silver Plan pays the sum insured as a single lump sum on first diagnosis of any one of 8 listed critical illnesses after the chosen survival period of 15 or 30 days, and at every age band and sum insured its premium is lower than the Platinum Plan's, which...
Best For:
Buyers topping up an existing critical illness benefit from an employer or a life insurer with additional standalone cover
Younger applicants looking to start critical illness cover early, since entry is permitted from 5 years of age
Buyers who already hold a hospitalisation policy and want a separate lump sum for income loss and non-medical costs
Buyers whose main concern is the four most common critical illness categories — heart, cancer, stroke and kidney failure
Buyers who want critical illness cover at the lowest premium within this product and accept a shorter list of covered conditions
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Not available
Set the sum insured against the income and costs you would need to replace during treatment rather than against expected hospital bills, because the payout is a fixed benefit and not a reimbursement.
Pre-existing conditions carry a 48-month waiting period, so if you have a declared condition, weigh whether the Silver Plan's lower premium still meets your need over that delay.
The benefit is payable once, so treat this as a supplement to a hospitalisation policy and not a substitute for one.
The plan pays only on first diagnosis of a listed condition as defined in the policy, so read the severity thresholds on heart attack, cancer and stroke before assuming a diagnosis will qualify.
Compare the 8-illness list against the Platinum Plan's 15 before choosing, since the Silver Plan excludes Parkinson's disease, Alzheimer's disease, benign brain tumour, end-stage liver failure, surgery of aorta, primary pulmonary hypertension and heart valve replacement or repair.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
SecureHealth Health Insurance Plan VS VS |
Critical Illness Silver Plan Health Insurance Plan |
| Room Rent |
|---|
SecureHealth Up to 1% of Sum Insured per day Up to 2% of Sum Insured per day |
VS VS |
Critical Illness Silver Plan Not applicable. |
| Advanced Treatments |
|---|
SecureHealth Covered up to 50% of Sum Insured |
VS VS |
Critical Illness Silver Plan Information Unavailable |
| ICU Charges |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan Not applicable — hospitalisation expenses are not indemnified under this policy |
| Co-payment |
|---|
SecureHealth 20% on all admissible claims |
VS VS |
Critical Illness Silver Plan Not applicable |
| Disease-wise sublimits |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan Not applicable. |
| Waiting Period |
|---|
SecureHealth 30 days 36 months (except accepted HIV/AIDS and Disability conditions) 24 months |
VS VS |
Critical Illness Silver Plan Information Unavailable |
| Cashless Healthcare Providers |
|---|
SecureHealth Available through network hospitals and authorized TPA partners |
VS VS |
Critical Illness Silver Plan 16,000 cashless healthcare providers (insurer-level, as of August 2025). Cashless hospitalisation is not the mechanism of this policy, which pays a lump sum on diagnosis |
| Restoration Benefit |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan Not applicable — the benefit is payable once, on first diagnosis |
| Daycare Treatment |
|---|
SecureHealth Covered |
VS VS |
Critical Illness Silver Plan Not applicable |
| Cumulative Bonus |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan Not specified |
| AYUSH Treatment |
|---|
SecureHealth Covered up to 100% of Sum Insured |
VS VS |
Critical Illness Silver Plan Not applicable |
| Consumable Cover |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan Not applicable. |
| Initial Waiting Period |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan 90 days |
| Specific Waiting Period |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan Not specified. |
| PED Waiting Period |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan 48 months for all pre-existing conditions declared and/or accepted at application |
| Modern Treatment |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan Not applicable — this is a fixed-benefit policy paying a lump sum, not an indemnity cover for treatment costs |
| Annual Health Checkup |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan Not specified. A pre-policy medical check may be required based on age and sum insured; 50% of standard medical test charges is reimbursed if conducted at an empanelled diagnostic centre, subject to acceptance of the proposal and policy issuance |
| Pre-Hospitalisation |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan Not applicable |
| Post-Hospitalisation |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan Not applicable |
| Outpatient Department Cover (OPD Expense) |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan Not applicable |
| Deductible Option |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan Not applicable |
| Coverage Options |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan Not specified — cover is written per insured person; no individual/floater structure is stated |
| Claim Settlement Ratio |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan 97% approximately |
| Maternity Cover |
|---|
SecureHealth Information Unavailable |
VS VS |
Critical Illness Silver Plan Not covered. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
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Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
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We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
SecureHealth vs Supreme Senior Premium
SecureHealth vs Ultimate
SecureHealth vs Optima Secure
SecureHealth vs Super Mediclaim
SecureHealth vs Critical Illness Platinum Plan
SecureHealth vs Health Recharge
SecureHealth vs Optima Secure Plus
SecureHealth vs Cancer Cover Activ Cancer Secure Plan
SecureHealth vs Optima Secure Global Plus
SecureHealth vs LifeTime Health Global
SecureHealth vs Women Care
SecureHealth vs Aspire Diamond+
SecureHealth vs Activate Booster Plan A
SecureHealth vs Health Super Saver Standard
SecureHealth vs Active Care Premier
SecureHealth vs ProHealth Accumulate
SecureHealth vs Supreme Shine
SecureHealth vs Health Cardiac Care Silver & Gold Plan
SecureHealth vs myHealth Suraksha Gold
SecureHealth vs Elder Care
SecureHealth vs Young Star Gold
SecureHealth vs Assure
SecureHealth vs Active Fit Plus
SecureHealth vs Cancer Care Platinum
SecureHealth vs OneHealth Premium
SecureHealth vs Optima Lite
SecureHealth vs ProHealth Prime Protect
SecureHealth vs Medicare Plus
SecureHealth vs Activ Health Platinum Essential
SecureHealth vs Medicare Senior
SecureHealth vs Enhance Super Top-up Two
SecureHealth vs Reassure 3.0
SecureHealth vs Medicare Protect
SecureHealth vs Activ One SAVR
SecureHealth vs Active Assure Diamond
SecureHealth vs Activ One VIP
SecureHealth vs Health Pulse Classic
SecureHealth vs Advantage
SecureHealth vs Mediclaim Insurance Policy
SecureHealth vs Special Care Gold
SecureHealth vs Activ One Max
SecureHealth vs Classic
SecureHealth vs Activ One Vytl
SecureHealth vs Supreme
SecureHealth vs Freedom
SecureHealth vs Sarvah Pratham
SecureHealth vs Joy Today
SecureHealth vs Medi Classic
SecureHealth vs Activate Booster Plan B
SecureHealth vs Aspire Gold+
SecureHealth vs Health Gain
SecureHealth vs Aspire Platinum+
SecureHealth vs Plus Complete
SecureHealth vs Reassure 2.0 Platinum+
SecureHealth vs Reassure 3.0 Elite
SecureHealth vs EquiCover
SecureHealth vs Enhance Super Top-up One
SecureHealth vs Joy Tomorrow
SecureHealth vs Reassure 3.0 Select
SecureHealth vs Activ One VIP+
SecureHealth vs Red Carpet Senior Citizens
SecureHealth vs Super Surplus Gold
SecureHealth vs Health SuperCharge
SecureHealth vs Medicare Premier
SecureHealth vs Family Health Optima
SecureHealth vs Health Companion Variant 2022
SecureHealth vs Health Companion Variant 3
SecureHealth vs Plus Youth
SecureHealth vs ProHealth Prime Advantage
SecureHealth vs Critical Illness Silver Plan
SecureHealth vs Health Premia Gold
SecureHealth vs Health Premia Platinum
SecureHealth vs Comprehensive
SecureHealth vs HeartBeat Enhanced
SecureHealth vs Reassure
SecureHealth vs Health Recharge Super Top Up Plan
SecureHealth vs myHealth Suraksha Platinum
SecureHealth vs Supreme Value for Money
SecureHealth vs Supreme Enhance Two
SecureHealth vs Supreme Senior Super
SecureHealth vs Supreme Enhance
SecureHealth vs Reassure 2.0 Gold
SecureHealth vs Active Fit Preferred
SecureHealth vs LifeTime Health
SecureHealth vs Medicare
SecureHealth vs ProHealth Prime Active
SecureHealth vs ProHealth Prime Senior Elite
SecureHealth vs Advanced Top Up
SecureHealth vs Multiplier Health
SecureHealth vs Ultimate (Direct)
SecureHealth vs Young Star
SecureHealth vs Star Women Care Policy
SecureHealth vs Family Plus
SecureHealth vs Sarvah Param
SecureHealth vs Optima Insurance
SecureHealth vs Smart Super Health Assure
SecureHealth vs Criti Shield Plus
SecureHealth vs Health Care Supreme Ultimo
SecureHealth vs Health Shield 360 Retail
SecureHealth vs Super Star
SecureHealth vs Reassure 3.0 Black
SecureHealth vs Health Guard Platinum
SecureHealth vs Health Guard Gold
SecureHealth vs Elevate (Direct)
SecureHealth vs Senior First Platinum
SecureHealth vs Extra Care Plus Super Top-up
SecureHealth vs Health Care Supreme Smart
SecureHealth vs Medi Classic Gold
SecureHealth vs Smart Health Pro
SecureHealth vs Optima Super Secure
SecureHealth vs Special Care
SecureHealth vs Optima Secure Global
SecureHealth vs Medicare LITE
SecureHealth vs Health Shield 360
SecureHealth vs NextGen
SecureHealth vs Energy Silver With Copay
SecureHealth vs Supreme (Direct)
SecureHealth vs Plus
SecureHealth vs Medicare Select
SecureHealth vs myHealth Koti Suraksha
SecureHealth vs Senior
SecureHealth vs myHealth Suraksha Silver
SecureHealth vs Cardiac Care Platinum
SecureHealth vs Royal Sundaram Lifeline Elite
SecureHealth vs HeartBeat Platinum
SecureHealth vs Supreme Enhance One
SecureHealth vs HeartBeat Gold
SecureHealth vs Aspire Titanium+
SecureHealth vs iHealth Plus
SecureHealth vs Reassure 3.0 Classic
SecureHealth vs Senior Health Advantage
SecureHealth vs Health Wallet
SecureHealth vs Elevate
SecureHealth vs Heart
SecureHealth vs Reassure 2.0 Titanium+
SecureHealth vs Diabetes Safe Plan A
SecureHealth vs Reassure 2.0 Bronze+
SecureHealth vs Young Star Silver
SecureHealth vs Enhance Super Top-up
SecureHealth vs Joy
SecureHealth vs Supreme Senior Health AdvantEdge
SecureHealth vs Supreme Super Saver
SecureHealth vs Health Insurance Platinum
Critical Illness Silver Plan vs Supreme Senior Premium
Critical Illness Silver Plan vs Ultimate
Critical Illness Silver Plan vs Optima Secure
Critical Illness Silver Plan vs Super Mediclaim
Critical Illness Silver Plan vs Critical Illness Platinum Plan
Critical Illness Silver Plan vs Health Recharge
Critical Illness Silver Plan vs Optima Secure Plus
Critical Illness Silver Plan vs Cancer Cover Activ Cancer Secure Plan
Critical Illness Silver Plan vs Optima Secure Global Plus
Critical Illness Silver Plan vs LifeTime Health Global
Critical Illness Silver Plan vs Women Care
Critical Illness Silver Plan vs Aspire Diamond+
Critical Illness Silver Plan vs Activate Booster Plan A
Critical Illness Silver Plan vs Health Super Saver Standard
Critical Illness Silver Plan vs Active Care Premier
Critical Illness Silver Plan vs ProHealth Accumulate
Critical Illness Silver Plan vs Supreme Shine
Critical Illness Silver Plan vs Health Cardiac Care Silver & Gold Plan
Critical Illness Silver Plan vs myHealth Suraksha Gold
Critical Illness Silver Plan vs Elder Care
Critical Illness Silver Plan vs Young Star Gold
Critical Illness Silver Plan vs Assure
Critical Illness Silver Plan vs Active Fit Plus
Critical Illness Silver Plan vs Cancer Care Platinum
Critical Illness Silver Plan vs OneHealth Premium
Critical Illness Silver Plan vs Optima Lite
Critical Illness Silver Plan vs ProHealth Prime Protect
Critical Illness Silver Plan vs Medicare Plus
Critical Illness Silver Plan vs Activ Health Platinum Essential
Critical Illness Silver Plan vs Medicare Senior
Critical Illness Silver Plan vs Enhance Super Top-up Two
Critical Illness Silver Plan vs Reassure 3.0
Critical Illness Silver Plan vs Medicare Protect
Critical Illness Silver Plan vs Activ One SAVR
Critical Illness Silver Plan vs Active Assure Diamond
Critical Illness Silver Plan vs Activ One VIP
Critical Illness Silver Plan vs Health Pulse Classic
Critical Illness Silver Plan vs Advantage
Critical Illness Silver Plan vs Mediclaim Insurance Policy
Critical Illness Silver Plan vs Special Care Gold
Critical Illness Silver Plan vs Activ One Max
Critical Illness Silver Plan vs Classic
Critical Illness Silver Plan vs Activ One Vytl
Critical Illness Silver Plan vs Supreme
Critical Illness Silver Plan vs Freedom
Critical Illness Silver Plan vs Sarvah Pratham
Critical Illness Silver Plan vs Joy Today
Critical Illness Silver Plan vs Medi Classic
Critical Illness Silver Plan vs Activate Booster Plan B
Critical Illness Silver Plan vs Aspire Gold+
Critical Illness Silver Plan vs Health Gain
Critical Illness Silver Plan vs Aspire Platinum+
Critical Illness Silver Plan vs Plus Complete
Critical Illness Silver Plan vs Reassure 2.0 Platinum+
Critical Illness Silver Plan vs Reassure 3.0 Elite
Critical Illness Silver Plan vs EquiCover
Critical Illness Silver Plan vs Enhance Super Top-up One
Critical Illness Silver Plan vs Joy Tomorrow
Critical Illness Silver Plan vs Reassure 3.0 Select
Critical Illness Silver Plan vs Activ One VIP+
Critical Illness Silver Plan vs Red Carpet Senior Citizens
Critical Illness Silver Plan vs Super Surplus Gold
Critical Illness Silver Plan vs Health SuperCharge
Critical Illness Silver Plan vs Medicare Premier
Critical Illness Silver Plan vs Family Health Optima
Critical Illness Silver Plan vs Health Companion Variant 2022
Critical Illness Silver Plan vs Health Companion Variant 3
Critical Illness Silver Plan vs Plus Youth
Critical Illness Silver Plan vs ProHealth Prime Advantage
Critical Illness Silver Plan vs Health Premia Gold
Critical Illness Silver Plan vs Health Premia Platinum
Critical Illness Silver Plan vs Comprehensive
Critical Illness Silver Plan vs HeartBeat Enhanced
Critical Illness Silver Plan vs Reassure
Critical Illness Silver Plan vs Health Recharge Super Top Up Plan
Critical Illness Silver Plan vs myHealth Suraksha Platinum
Critical Illness Silver Plan vs Supreme Value for Money
Critical Illness Silver Plan vs Supreme Enhance Two
Critical Illness Silver Plan vs Supreme Senior Super
Critical Illness Silver Plan vs Supreme Enhance
Critical Illness Silver Plan vs Reassure 2.0 Gold
Critical Illness Silver Plan vs Active Fit Preferred
Critical Illness Silver Plan vs LifeTime Health
Critical Illness Silver Plan vs Medicare
Critical Illness Silver Plan vs ProHealth Prime Active
Critical Illness Silver Plan vs ProHealth Prime Senior Elite
Critical Illness Silver Plan vs Advanced Top Up
Critical Illness Silver Plan vs Multiplier Health
Critical Illness Silver Plan vs Ultimate (Direct)
Critical Illness Silver Plan vs Young Star
Critical Illness Silver Plan vs Star Women Care Policy
Critical Illness Silver Plan vs Family Plus
Critical Illness Silver Plan vs Sarvah Param
Critical Illness Silver Plan vs Optima Insurance
Critical Illness Silver Plan vs Smart Super Health Assure
Critical Illness Silver Plan vs Criti Shield Plus
Critical Illness Silver Plan vs Health Care Supreme Ultimo
Critical Illness Silver Plan vs Health Shield 360 Retail
Critical Illness Silver Plan vs Super Star
Critical Illness Silver Plan vs Reassure 3.0 Black
Critical Illness Silver Plan vs Health Guard Platinum
Critical Illness Silver Plan vs Health Guard Gold
Critical Illness Silver Plan vs Elevate (Direct)
Critical Illness Silver Plan vs Senior First Platinum
Critical Illness Silver Plan vs Extra Care Plus Super Top-up
Critical Illness Silver Plan vs Health Care Supreme Smart
Critical Illness Silver Plan vs Medi Classic Gold
Critical Illness Silver Plan vs Smart Health Pro
Critical Illness Silver Plan vs Optima Super Secure
Critical Illness Silver Plan vs Special Care
Critical Illness Silver Plan vs Optima Secure Global
Critical Illness Silver Plan vs Medicare LITE
Critical Illness Silver Plan vs Health Shield 360
Critical Illness Silver Plan vs NextGen
Critical Illness Silver Plan vs SecureHealth
Critical Illness Silver Plan vs Energy Silver With Copay
Critical Illness Silver Plan vs Supreme (Direct)
Critical Illness Silver Plan vs Plus
Critical Illness Silver Plan vs Medicare Select
Critical Illness Silver Plan vs myHealth Koti Suraksha
Critical Illness Silver Plan vs Senior
Critical Illness Silver Plan vs myHealth Suraksha Silver
Critical Illness Silver Plan vs Cardiac Care Platinum
Critical Illness Silver Plan vs Royal Sundaram Lifeline Elite
Critical Illness Silver Plan vs HeartBeat Platinum
Critical Illness Silver Plan vs Supreme Enhance One
Critical Illness Silver Plan vs HeartBeat Gold
Critical Illness Silver Plan vs Aspire Titanium+
Critical Illness Silver Plan vs iHealth Plus
Critical Illness Silver Plan vs Reassure 3.0 Classic
Critical Illness Silver Plan vs Senior Health Advantage
Critical Illness Silver Plan vs Health Wallet
Critical Illness Silver Plan vs Elevate
Critical Illness Silver Plan vs Heart
Critical Illness Silver Plan vs Reassure 2.0 Titanium+
Critical Illness Silver Plan vs Diabetes Safe Plan A
Critical Illness Silver Plan vs Reassure 2.0 Bronze+
Critical Illness Silver Plan vs Young Star Silver
Critical Illness Silver Plan vs Enhance Super Top-up
Critical Illness Silver Plan vs Joy
Critical Illness Silver Plan vs Supreme Senior Health AdvantEdge
Critical Illness Silver Plan vs Supreme Super Saver
Critical Illness Silver Plan vs Health Insurance Platinum
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