What is New India Health Insurance?

It’s a health plan by New India Assurance that helps pay hospital bills and medical costs.

Who can buy New India Health Insurance?

Anyone can buy it for themselves or their family. Even babies as young as 90 days old can be covered under some plans, while the maximum entry age is usually 65 years.

Can I cover my whole family under New India Health Insurance?

Yes, family floater plans cover you, your spouse, children, and even parents.

Does New India Health Insurance cover pre-existing diseases?

Yes, but only after a waiting period mentioned in your policy.

Is there a waiting period for New India Health Insurance?

Usually, there’s a 30-day waiting period for new policies, except in accidents.

What is covered under New India Health Insurance?

It covers hospitalization, surgeries, medicines, tests, and ambulance costs.

Does New India Health Insurance cover COVID-19 treatment?

Yes, COVID-19 treatment is covered under most New India health plans.

Can I get cashless treatment with New India Health Insurance?

Yes, at any network hospital tied up with New India Assurance.

How do I find a network hospital for New India Health Insurance?

You can check the list on the New India Assurance website or through OneAssure.

What documents are needed to buy New India Health Insurance?

You need Aadhaar, PAN, address proof, and a passport-size photo.

Can I buy New India Health Insurance online?

Yes, you can buy it easily through OneAssure’s website or helpline.

Does New India Health Insurance cover maternity expenses?

Yes, maternity benefits are available under selected plans.

Are AYUSH treatments covered under New India Health Insurance?

Yes, treatments like Ayurveda, Homoeopathy, Unani, and Siddha are covered.

What is the claim process for New India Health Insurance?

Inform OneAssure, submit your documents, and get either cashless or reimbursement settlement.

Does New India Health Insurance require a medical test?

Not always. It’s not required up to a certain age or depending on your health status.

Can I renew my New India Health Insurance policy online?

Yes, you can easily renew it through OneAssure or New India’s website.

What tax benefits can I get with New India Health Insurance?

You can claim a tax deduction under Section 80D for the premium paid.

Does New India Health Insurance cover senior citizens?

Yes, special plans like Sixty Plus Mediclaim Policy are made for them.

What happens if I forget to renew my New India Health Insurance?

You usually get a grace period to renew without losing coverage.

How can OneAssure help with New India Health Insurance?

OneAssure helps you choose, buy, and manage claims easily for any New India policy.

OneAssure

Health Insurance

New India Assurance

Health Insurance Plans

New India Assurance Health Insurance Plans

Get a Quote

92.9%

Claim Settlement Ratio

9,400+

Network Hospitals

6.9

Overall Rating

New India Assurance

Our Verdict About New India Health Insurance

New India Health Insurance is a dependable and budget-friendly choice for those seeking essential health protection.

What We Like

Efficient claim settlement and customer support.

Affordable premiums with options for individuals and families.

Simple, easy-to-understand policy terms.

Wide hospital network across the country for cashless treatment.

Backed by the Government of India, ensuring reliability.

Areas of Improvement

Product details online can be better organized.

Customer experience varies by region.

Some plans have caps on room rent and specific treatments.

Limited global or premium plan options.

Digital services and online claim tracking could be more advanced.

What We Like

Efficient claim settlement and customer support.

Affordable premiums with options for individuals and families.

Simple, easy-to-understand policy terms.

Wide hospital network across the country for cashless treatment.

Backed by the Government of India, ensuring reliability.

Areas of Improvement

Product details online can be better organized.

Customer experience varies by region.

Some plans have caps on room rent and specific treatments.

Limited global or premium plan options.

Digital services and online claim tracking could be more advanced.

Final Verdict

New India Health Insurance offers wide coverage, quick claim support, and a large hospital network across India. It suits both individuals and families who want affordable, simple, and reliable health protection. They give policy without too many complex terms or hidden conditions. With this company, you can get a reliable...

New India Health Insurance offers wide coverage, quick claim support, and a large hospital network across India. It suits both individuals and families who want affordable, simple, and reliable health protection. They give policy without...

New India Assurance Health Insurance Plans

Premier Mediclaim Plan	New India Top-up Mediclaim	Mediclaim
Sixty Plus Mediclaim

Premier Mediclaim Plan

New India Top-up Mediclaim

Mediclaim

Sixty Plus Mediclaim

New India Assurance

Customer Testimonials

Real experiences from our valued customers who have chosen our insurance coverage.

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family……always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family……always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

Had a great experience with OneAssure during my insurance claim process. A special shoutout to Sunad Raj for his exceptional support, he was professional, responsive, and guided me every step of the way. Thanks to his consistent follow-ups and clear guidance, the entire claim settlement was smooth and hassle-free. Highly recommend OneAssure for their service and transparency!

Sanjay Dakalia

The team is very professional and prompt. I would have all my health and life insurance needs met through them.

Harish Jindal

Very professional service from Ruchir & Aman. They were recommended by a friend who had a positive experience with them. I have taken both health and life policies through them and they have advised me well throughout the process and found the best options available in the market. I had a medical condition due to which it was difficult to find a suitable health policy in the market, however this team was able to find one for me. I would recommend their services to anyone looking to buy health or life insurance.

Siddhartha Saha

Wonderful experience with Prost. Right from suggesting the insurance products to claim process the entire experience hai been seamless. They do not mis-sell and are very transparent. Sundar Raj from the team has been wonderful and ensured prompt guidance. All the best Ruchir and keep up the good work!

Adarsh Ravindranathan

Why Choose New India Health Insurance Plans?

Government-Backed Trust

Supported by the Government of India, New India Health Insurance offers reliable coverage, financial security, and transparent claim processes you can count on.

Affordable & Easy-to-Understand Plans

Simple policy terms and budget-friendly premiums make it convenient for individuals and families seeking essential, hassle-free health protection.

Extensive Cashless Hospital Network

Enjoy cashless treatment at a wide network of hospitals across India, ensuring quality healthcare access during emergencies without worrying about upfront medical payments.

Flexible Plans and Lifelong Renewability

Choose from multiple sum insured options and enjoy lifelong renewals, ensuring continued protection as your health needs evolve.

Government-Backed Trust

Supported by the Government of India, New India Health Insurance offers reliable coverage, financial security, and transparent claim processes you can count on.

Affordable & Easy-to-Understand Plans

Simple policy terms and budget-friendly premiums make it convenient for individuals and families seeking essential, hassle-free health protection.

Extensive Cashless Hospital Network

Enjoy cashless treatment at a wide network of hospitals across India, ensuring quality healthcare access during emergencies without worrying about upfront medical payments.

Flexible Plans and Lifelong Renewability

Choose from multiple sum insured options and enjoy lifelong renewals, ensuring continued protection as your health needs evolve.

Documents Required

ID Proof

Aadhar Card, PAN Card, or Passport

Address Proof

Utility Bill or Voter ID

Age Proof

Birth Certificate or Driving License

Photographs

Recent passport-size photos

Income Proof

Required only for high sum insured plans

ID Proof

Aadhar Card, PAN Card, or Passport

Address Proof

Utility Bill or Voter ID

Age Proof

Birth Certificate or Driving License

Photographs

Recent passport-size photos

Income Proof

Required only for high sum insured plans

New India Assurance

Claim Settlement Process

Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences

1-5 of 6 Process

New India Assurance

Renewal Process

Easily renew your policy online or offline to enjoy uninterrupted health coverage

1-5 of 6 Process

New India Assurance Network Hospitals

9400+

Network hospitals across the country for cashless treatment

700+

Cities covered nationwide for easy access to quality healthcare

700+

States and union territories ensuring comprehensive coverage

9400+

Network hospitals across the country for cashless treatment

700+

Cities covered nationwide for easy access to quality healthcare

700+

States and union territories ensuring comprehensive coverage

New India Assurance

Features Comparison

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

New India Assurance

Need help finding the right health plan?

Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage

FAQs

Frequently Asked Questions

Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.