New India Assurance Sixty Plus Mediclaim Policy
New India Assurance
7.0/10
OneAssure Rating
7.0/10
OneAssure Rating
Highlighted Features
Coverage for Advanced Treatments
Includes robotic surgery, stem cell therapy, and immunotherapy, ensuring access to modern medical procedures up to the sum insured.
Comprehensive Room Rent Benefit
Covers normal room charges up to 1% of the sum insured per day and ICU charges up to 2%.
Policy Wording
Explore more features
Our Verdict
The New India Sixty Plus Mediclaim Policy offers senior citizens comprehensive coverage, including hospitalization and critical illness benefits. With co-payment and waiting periods, it's ideal for older individuals seeking affordable, secure health protection.
About the Plan
The New India Sixty Plus Mediclaim Policy is designed for senior citizens aged 60 years and above, offering comprehensive health coverage. It covers hospitalization expenses, room rent, ICU charges, day care treatments, AYUSH therapies, and advanced medical procedures. The policy includes a co-payment clause, requiring policyholders to bear a percentage of medical expenses. Pre-existing diseases are covered after a waiting period, and cashless treatment is available at network hospitals. This plan ensures financial security for seniors against rising medical costs.
About the Plan
Product Stats
Rating
Features of the Product
Daycare Treatment
Covers more than 140 medical procedures requiring hospitalization of less than 24 hours.
Room Rent
- Normal: Covered up to 1% of the sum insured per day.
- ICU: Covered up to 2% of the sum insured per day.
- Normal: Covered up to 1% of the sum insured per day.
Advanced Treatments
- Uterine Artery Embolization and HIFU (High intensity focused ultrasound)
- Balloon Sinuplasty
- Deep Brain stimulation
- Oral chemotherapy
- Immunotherapy - Monoclonal Antibody to be given as injection
- Intra vitreal injections
- Robotic surgeries
- Stereotactic radio surgeries
- Bronchical Thermoplasty
- Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)
- IONM - (Intra Operative Neuro Monitoring)
- Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered up to sum insured.
Co-payment
A mandatory 20% co-payment applies to all claims.
Waiting Period
- Initial Waiting Period: 30 days (except for accidental injuries).
- Specific Diseases: 24 months waiting period.
- Pre-existing Diseases: Covered after 48 months.
Cashless Healthcare Providers
Cashless treatment available at over 5,000+ network hospitals across India.
AYUSH Treatment
Alternative treatments like Ayurveda, Yoga, Unani, Siddha, and Homeopathy covered up to the sum insured.
Exclusions
Treatment for pre-existing conditions within the waiting period.
Injuries caused by war, terrorism, or nuclear contamination.
Treatments for cosmetic or aesthetic purposes.
Self-inflicted injuries or attempted suicide.
Expenses related to non-allopathic treatments (unless opted for in the policy).
Treatment for conditions arising from alcohol or drug abuse.
Expenses incurred due to participation in dangerous activities like racing or adventure sports.
Exclusions
Related Variants
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Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
New India Assurance is one of India’s oldest and most trusted insurance companies. It was founded in 1919 and has grown into a large public sector company with a strong presence across India and overseas. The company offers a wide range of insurance products, including health, motor, travel, and home insurance, but health insurance is one of its key areas.
New India Health Insurance focuses on protecting individuals and families from medical expenses. They provide policies that cover hospitalisation, surgeries, pre- and post-hospitalisation costs, organ transplants, alternative treatments like AYUSH, and critical illnesses. The plans are designed for all age groups, from children to senior citizens, and include features like cumulative bonus, hospital cash, and optional covers to meet different needs.
The company is known for its reliable claim settlement and extensive network of hospitals, making it a popular choice for people who want financial security against rising healthcare costs.
About the Company
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