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New India Assurance

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92.9%

Claim Settlement Ratio

9,400+

Network Hospitals

6.6

Overall Rating

New India Assurance

Our Verdict About New India Health Insurance

New India Health Insurance is a dependable and budget-friendly choice for those seeking essential health protection.

What We Like

Efficient claim settlement and customer support.

Affordable premiums with options for individuals and families.

Simple, easy-to-understand policy terms.

Wide hospital network across the country for cashless treatment.

Backed by the Government of India, ensuring reliability.

Areas of Improvement

Product details online can be better organized.

Customer experience varies by region.

Some plans have caps on room rent and specific treatments.

Limited global or premium plan options.

Digital services and online claim tracking could be more advanced.

Final Verdict

New India Health Insurance offers wide coverage, quick claim support, and a large hospital network across India. It suits both individuals and families who want affordable, simple, and reliable health protection. They give policy without...

New India Assurance

Top New India Assurance Plans

New India Asha Kiran Policy

New India Asha Kiran Policy

  • Cataract treatment up to ₹50,000 per eye or 10% of sum insured

  • Covers hospitalisation expenses including room rent, ICU, doctor fees & medicines

  • Personal accident cover up to 200% of sum insured for death or disability

Most Popular

New India Assurance Mediclaim Policy

New India Assurance Mediclaim Policy

  • Cataract surgery expenses up to set policy limits

  • Coverage for congenital diseases in newborns and children

  • In-patient hospitalisation including ICU, surgeries, medicines & diagnostics

New India Yuva Bharat Health Policy

New India Yuva Bharat Health Policy

  • Covers genetic disorders & artificial life maintenance

  • Protection for congenital diseases, cataract & hazardous sports injuries

  • Covers hospitalisation, organ transplant & ambulance costs

New India Assurance

Other New India Assurance Plans

New India Assurance Cancer Guard Policy

New India Assurance Cancer Guard Policy

  • Organ transplant (patient + donor) during cancer treatment covered

  • Cancer care benefit with lump-sum payout for advanced treatments

  • Covers hospitalisation, pre & post-hospitalisation expenses

New India Assurance

About New India Assurance

New India Assurance is one of India’s oldest and most trusted insurance companies. It was founded in 1919 and has grown into a large public sector company with a strong presence across India and overseas....

New India Assurance

New India Assurance Rating

Overall Rating

6.6

out of 10

Solvency

2.3/4

ICR

1.5/3

Growth

2.8/3

Performance Index

Gross Direct Premium

New India Assurance

18874.6Cr

Industry Average

1905.12Cr

New India Assurance

Industry Average

Performance Index

ICR%

New India Assurance

105.87%

Industry Average

83.49%

New India Assurance

Industry Average

New India Assurance

Customer Testimonials

Real experiences from our valued customers who have chosen our insurance coverage.

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.

Thank you once again for your invaluable help – highly recommended!

Yogesh Meena

New India Assurance

Pros and Cons

Pros

  • 100% restoration of coverage once a year if fully used

  • Covers hospital consumables like syringes, bandages, and gloves

  • Includes congenital (from birth) conditions after waiting period

  • Preventive health check-ups offered at regular intervals

  • Premiums eligible for tax deduction under Section 80D

Cons

  • Room rent and disease-wise sub-limits in certain plans

  • Waiting periods apply for pre-existing and congenital conditions

  • Limited modern add-ons and wellness benefits

  • Claim process may be slower in some regions

  • No global or extensive international coverage options

New India Assurance

Need help finding the right health plan?

Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage

New India Assurance Types

Family Health Insurance

Covers the medical expenses of the entire family under a single policy. Perfect for families who want everyone protected without multiple policies.

Senior Citizen Health Insurance

Specifically for people aged 60 and above, this plan covers hospitalisation, surgeries, and other medical expenses common in senior years.

Maternity Insurance

Designed for pregnant women, it covers medical expenses during pregnancy and childbirth, ensuring both mother and baby are financially protected.

Critical Illness Insurance

Pays a lump sum amount if diagnosed with a serious illness like cancer, stroke, or heart disease. This helps cover treatment costs and other expenses

Documents Required

ID Proof

Aadhar Card, PAN Card, or Passport

Address Proof

Utility Bill or Voter ID

Age Proof

Birth Certificate or Driving License

Photographs

Recent passport-size photos

Income Proof

Required only for high sum insured plans

New India Assurance

Claim Settlement Process

Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences

1-5 of 6 Process

New India Assurance

Renewal Process

Easily renew your policy online or offline to enjoy uninterrupted health coverage

1-5 of 6 Process

New India Assurance Network Hospitals

9400+

Network hospitals across the country for cashless treatment

700+

Cities covered nationwide for easy access to quality healthcare

700+

States and union territories ensuring comprehensive coverage

New India Assurance

Features Comparison

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

New India Assurance

How to Buy New India Assurance?

Follow these simple steps to purchase your New India Assurance health insurance policy and secure comprehensive coverage for you and your family.

Things to Remember

  • Renew policy timely to maintain coverage.

  • Grace period available, renew to avoid gaps.

  • Review coverage, adjust insured sum/add-ons.

  • Confirm payment, contact support if necessary.

  • Update contact details for timely notifications.

New India Assurance

Still Confused? Get Expert Guidance

Our insurance experts can help you compare plans and find the best coverage for your needs

New India Assurance

Frequently Asked Questions

Get answers to common questions about our insurance policies and services.

1-5 of 20 FAQs