
New India Assurance
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92.9%
Claim Settlement Ratio
9,400+
Network Hospitals
6.6
Overall Rating
New India Assurance
Our Verdict About New India Health Insurance
New India Health Insurance is a dependable and budget-friendly choice for those seeking essential health protection.
What We Like
Efficient claim settlement and customer support.
Affordable premiums with options for individuals and families.
Simple, easy-to-understand policy terms.
Wide hospital network across the country for cashless treatment.
Backed by the Government of India, ensuring reliability.
Areas of Improvement
Product details online can be better organized.
Customer experience varies by region.
Some plans have caps on room rent and specific treatments.
Limited global or premium plan options.
Digital services and online claim tracking could be more advanced.
Final Verdict
New India Health Insurance offers wide coverage, quick claim support, and a large hospital network across India. It suits both individuals and families who want affordable, simple, and reliable health protection. They give policy without too many complex terms or hidden conditions. With this company, you can get a reliable...
New India Health Insurance offers wide coverage, quick claim support, and a large hospital network across India. It suits both individuals and families who want affordable, simple, and reliable health protection. They give policy without...
New India Assurance
Top New India Assurance Plans
New India Asha Kiran Policy
Cataract treatment up to ₹50,000 per eye or 10% of sum insured
Covers hospitalisation expenses including room rent, ICU, doctor fees & medicines
Personal accident cover up to 200% of sum insured for death or disability
Most Popular
New India Assurance Mediclaim Policy
Cataract surgery expenses up to set policy limits
Coverage for congenital diseases in newborns and children
In-patient hospitalisation including ICU, surgeries, medicines & diagnostics
New India Yuva Bharat Health Policy
Covers genetic disorders & artificial life maintenance
Protection for congenital diseases, cataract & hazardous sports injuries
Covers hospitalisation, organ transplant & ambulance costs
New India Assurance
Other New India Assurance Plans
New India Assurance Cancer Guard Policy
Organ transplant (patient + donor) during cancer treatment covered
Cancer care benefit with lump-sum payout for advanced treatments
Covers hospitalisation, pre & post-hospitalisation expenses
New India Assurance
About New India Assurance
New India Assurance is one of India’s oldest and most trusted insurance companies. It was founded in 1919 and has grown into a large public sector company with a strong presence across India and overseas. The company offers a wide range of insurance products, including health, motor, travel, and home...
New India Assurance is one of India’s oldest and most trusted insurance companies. It was founded in 1919 and has grown into a large public sector company with a strong presence across India and overseas....
New India Assurance
New India Assurance Rating
Overall Rating
6.6
out of 10
Solvency
2.3/4
ICR
1.5/3
Growth
2.8/3
Performance Index
Gross Direct Premium
New India Assurance
18874.6Cr
Industry Average
1905.12Cr
ICR%
New India Assurance
105.87%
Industry Average
83.49%
New India Assurance
Industry Average
New India Assurance
Customer Testimonials
Real experiences from our valued customers who have chosen our insurance coverage.
OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.
Shreya Goyal
My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.
Anju Renjith
Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala
New India Assurance
Pros and Cons
Pros
100% restoration of coverage once a year if fully used
Covers hospital consumables like syringes, bandages, and gloves
Includes congenital (from birth) conditions after waiting period
Preventive health check-ups offered at regular intervals
Premiums eligible for tax deduction under Section 80D
Cons
Room rent and disease-wise sub-limits in certain plans
Waiting periods apply for pre-existing and congenital conditions
Limited modern add-ons and wellness benefits
Claim process may be slower in some regions
No global or extensive international coverage options
New India Assurance
Need help finding the right health plan?
Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage
New India Assurance Types
Documents Required
New India Assurance
Claim Settlement Process
Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences
New India Assurance
Renewal Process
Easily renew your policy online or offline to enjoy uninterrupted health coverage
New India Assurance Network Hospitals
9400+
Network hospitals across the country for cashless treatment
700+
Cities covered nationwide for easy access to quality healthcare
700+
States and union territories ensuring comprehensive coverage
New India Assurance
Features Comparison
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
New India Assurance
How to Buy New India Assurance?
Follow these simple steps to purchase your New India Assurance health insurance policy and secure comprehensive coverage for you and your family.
Things to Remember
Renew policy timely to maintain coverage.
Grace period available, renew to avoid gaps.
Review coverage, adjust insured sum/add-ons.
Confirm payment, contact support if necessary.
Update contact details for timely notifications.
New India Assurance
Still Confused? Get Expert Guidance
Our insurance experts can help you compare plans and find the best coverage for your needs
New India Assurance
Frequently Asked Questions
Get answers to common questions about our insurance policies and services.
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