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Star Health Insurance Plans

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82.31%

Claim Settlement Ratio

14,000+

Network Hospitals

6.9

Overall Rating

Star Health Insurance

Our Verdict About Star Health Insurance

Star Health Insurance is one of India’s leading standalone health insurers, known for its customer-centric services and extensive coverage.

What We Like

Free annual health check-ups and wellness benefits in select plans.

No third-party involvement ensures smoother claim experience.

Comprehensive plans covering maternity, critical illness, and senior care.

Fast and transparent claim settlement process with in-house claim team.

Over 14,000+ network hospitals offering cashless treatment.

Areas of Improvement

Pre-existing disease waiting periods can be long (up to 4 years).

Digital interface and app experience could be more user-friendly.

Limited global coverage options.

Sub-limits on room rent or specific treatments in some policies.

Premiums can be higher for senior citizen and high-sum insured plans.

Final Verdict

Star Health Insurance is a simple and reliable option for you backed by the government. It makes healthcare easy for everyone at affordable prices. Claims are settled smoothly without long delays. It provides safety for...

Star Health Insurance

Customer Testimonials

Real experiences from our valued customers who have chosen our insurance coverage.

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…

…always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.

Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

Had a great experience with OneAssure during my insurance claim process. A special shoutout to Sunad Raj for his exceptional support, he was professional, responsive, and guided me every step of the way. Thanks to his consistent follow-ups and clear guidance, the entire claim settlement was smooth and hassle-free. Highly recommend OneAssure for their service and transparency!

Sanjay Dakalia

The team is very professional and prompt. I would have all my health and life insurance needs met through them.

Harish Jindal

Very professional service from Ruchir & Aman. They were recommended by a friend who had a positive experience with them. I have taken both health and life policies through them and they have advised me well throughout the process and found the best options available in the market. I had a medical condition due to which it was difficult to find a suitable health policy in the market, however this team was able to find one for me. I would recommend their services to anyone looking to buy health or life insurance.

Siddhartha Saha

Wonderful experience with Prost. Right from suggesting the insurance products to claim process the entire experience hai been seamless. They do not mis-sell and are very transparent. Sundar Raj from the team has been wonderful and ensured prompt guidance.

All the best Ruchir and keep up the good work!

Adarsh Ravindranathan

Why Choose Star Health Insurance Plans?

Extensive Cashless Network

Access quality healthcare through 14,000+ network hospitals across India for quick and seamless cashless treatment.

Comprehensive Coverage

Enjoy protection for hospitalization, pre and post-hospital expenses, daycare treatments, and AYUSH therapies, all in one plan.

Quick & Hassle-Free Claims

Experience fast claim approvals and transparent settlements, backed by dedicated 24x7 customer support.

Family-Focused Plans

Safeguard your loved ones with family floater options, ensuring everyone’s medical needs are covered under a single policy.

Trusted & Experienced Insurer

With years of expertise in healthcare insurance, Star Health is known for its reliability, customer satisfaction, and prompt service.

Documents Required

Identity Proof

Any one of Aadhaar card, PAN card, passport, voter ID, or driving license.

Address Proof

Age Proof

Photograph

Star Health Insurance

Claim Settlement Process

Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences

1-5 of 6 Process

Star Health Insurance

Renewal Process

Easily renew your policy online or offline to enjoy uninterrupted health coverage

1-5 of 6 Process

Star Health Insurance Network Hospitals

14,000+

Network hospitals across the country for cashless treatment

700+

Cities covered nationwide for easy access to quality healthcare

700+

States and union territories ensuring comprehensive coverage

Star Health Insurance

Features Comparison

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Star Health Insurance

Need help finding the right health plan?

Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage

Star Health Insurance

Frequently Asked Questions

Get answers to common questions about our insurance policies and services.

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