Pre-Existing Disease Cover From Day One

Healthcare costs are rising faster than ever. For anyone with pre-existing medical conditions like diabetes, hypertension, or asthma, buying health insurance can feel complicated. Many plans impose waiting periods, leaving policyholders unprotected for months or even years.

What if you could get coverage for your pre-existing conditions from day one? OneAssure brings you solutions that ensure you and your family get immediate protection without compromising on benefits.

This page will guide you through everything you need to know in simple, easy-to-understand language.

Pre-existing diseases are medical conditions that exist before you purchase a health insurance policy. These could include:

1. Diabetes
2. Hypertension
3. Heart disease
4. Asthma or COPD
5. Kidney disorders
6. Thyroid conditions

Traditionally, health insurance policies impose a waiting period for these conditions, meaning you may not get coverage for treatment immediately. This delay can create financial strain when you need medical care the most.

Imagine needing urgent hospitalization for a chronic condition like diabetes-related complications or cardiac issues. Without coverage, you may have to pay lakhs of rupees out-of-pocket.

Having coverage from day one ensures:

1. Immediate access to treatment for your existing conditions
2. Protection against sudden medical emergencies
3. Peace of mind for you and your family

OneAssure makes this process simple, helping you find policies that cover pre-existing diseases from the first day.

Premiums depend on several factors:

1. Age of the policyholder
2. Type and severity of pre-existing condition
3. Sum insured
4. Occupation and lifestyle
5. Family coverage
6. Optional riders or add-ons

Even with pre-existing conditions, OneAssure helps you find affordable options without compromising coverage.

1. Personalized guidance for all ages and conditions
2. Transparent comparison of policies
3. End-to-end support for claims and documentation
4. Expert advice without hidden agendas
5. Assistance in choosing the right sum insured
6. Lifetime support for renewals and policy management

Our goal is to make health insurance simple, reliable, and truly protective.

1. Check the list of pre-existing diseases covered from day one
2. Verify hospital network availability
3. Understand the annual sum insured and coverage limits
4. Compare premiums and renewal terms
5. Check optional riders for extra protection
6. Confirm claim support and process

OneAssure guides you in comparing plans side by side, ensuring you select the best policy for your needs.

1. Critical illness rider
2. Maternity coverage
3. Enhanced hospitalization benefits
4. Outpatient diagnostic and preventive care
5. Ambulance and emergency support

These add-ons provide extra protection for specific needs.