Mediclaim Insurance

A working professional who wants financial stability.

A parent who wants to secure their children’s future.

A senior citizen who needs regular medical attention.

A young adult starting their first job and wanting affordable health cover.

A family looking for comprehensive protection under one plan.

You can get treatment at any network hospital without paying upfront. The insurer settles the bill directly with the hospital.

For example, if you are admitted for a fever requiring two days of observation, the hospital bill may be ₹18,000. With cashless treatment, you don't pay this amount. The insurer does.

Medical inflation is real. Surgeries and hospital stays are costlier each year. A mediclaim policy shields you from these sudden hikes.

Accidents can happen anywhere—at home, while travelling, or even at work. Mediclaim ensures you get the right treatment immediately.

Many treatments like cataract surgery, chemotherapy, dialysis, and minor surgeries are done within 24 hours. Mediclaim covers these too.

Under Section 80D of the Income Tax Act, you can claim tax deductions for the premium you pay.

The biggest benefit of all—mental peace. You focus on recovery while your policy handles the expenses.

This plan covers one person. It is suitable for individuals who want a separate cover.

One policy covers the entire family. For example, a ₹10 lakh family floater can be used by you, your spouse, and your children.

These plans are designed for older adults and offer features like higher coverage for age-related conditions.

If you already have insurance but want extra coverage at an affordable price, a super top-up is a smart choice. For instance, you may have a corporate cover of ₹3 lakh. A super top-up of ₹10 lakh can increase your protection without high premiums.

This gives a lump-sum payout on diagnosis of major illnesses like cancer, kidney failure, heart attack, etc.

You show your health card and ID proof.

You go to a network hospital.

The insurer reviews the treatment details.

Your bills are paid directly through cashless settlement.

We help you choose the right plan based on your family size, health conditions, budget, and long-term needs.

We explain policies in plain, simple language. No sales pressure, no confusing insurance words.

Many people struggle during claims because they do not know the right process.

OneAssure has a dedicated team that assists you before admission, during hospitalization, and throughout the claim.

We have helped thousands of customers find the right mediclaim plans that match their medical and financial needs.

Cashless hospitalization at a wide network of hospitals.

Coverage for hospitalization expenses including room rent, ICU, medicines, tests, and procedures.

Daycare procedures covered.

Pre- and post-hospitalization expense coverage.

Ambulance charges covered depending on the insurer.

Multiple sum insured options for different budgets.

Dedicated support for claims and queries.