
IFFCO Tokio Health Insurance
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95.82%
Claim Settlement Ratio
8,000+
Network Hospitals
7.1
Overall Rating
IFFCO Tokio Health Insurance
Our Verdict About IFFCO Tokio Health Insurance
IFFCO Tokio Health Insurance ensures dependable health protection at reasonable premiums.
What We Like
Pre & post-hospitalisation expenses included
Simple online purchase and renewal
Coverage for AYUSH, day-care, and modern treatments
8,000+ network hospitals across India
Areas of Improvement
Some advanced benefits limited to top plans
Premiums rise for higher sum-insured options
2–3 year waiting period for pre-existing diseases
Final Verdict
IFFCO Tokio Health Insurance offers wide coverage with affordable plans. It is a good choice for families and individuals. The claim process is fairly simple, and its large hospital network adds to the convenience. This is a reliable choice to secure your health and finances.
IFFCO Tokio Health Insurance offers wide coverage with affordable plans. It is a good choice for families and individuals. The claim process is fairly simple, and its large hospital network adds to the convenience. This...
IFFCO Tokio Health Insurance
Top IFFCO Tokio Health Insurance Plans
IFFCO-Tokio Individual Health Protector Plan
Comprehensive hospital cover for individuals (cashless or reimbursement)
Protection against terrorism-related injuries
Covers 11 critical illnesses & 12 modern treatments like chemo & dialysis
Most Popular
IFFCO-Tokio Family Health Protector Policy
Daily cash allowance during hospitalisation for extra expenses
121 day-care procedures like dialysis & cataract surgery covered
One plan covers the entire family under a shared sum insured
IFFCO Tokio Health Insurance
About IFFCO Tokio Health Insurance
IFFCO Tokio General Insurance Company Limited, established in 2000, is a leading private insurer in India. It is a joint venture between IFFCO and Tokio Marine Group of Japan. The company offers a wide range of health insurance plans for individuals and families. You can choose sum insured options up...
IFFCO Tokio General Insurance Company Limited, established in 2000, is a leading private insurer in India. It is a joint venture between IFFCO and Tokio Marine Group of Japan. The company offers a wide range...
IFFCO Tokio Health Insurance
IFFCO Tokio Health Insurance Rating
Overall Rating
7.1
out of 10
Solvency
3/4
ICR
2/3
Growth
2.1/3
Performance Index
Gross Direct Premium
IFFCO Tokio Health Insurance
1646.03Cr
Industry Average
1905.12Cr
ICR%
IFFCO Tokio Health Insurance
107.46%
Industry Average
83.49%
IFFCO Tokio Health Insurance
Industry Average
IFFCO Tokio Health Insurance
Customer Testimonials
Real experiences from our valued customers who have chosen our insurance coverage.
Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…
…always been available to assist with any insurance/claim queries.
Nakul N
I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.
Prashant Pandey
Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala
IFFCO Tokio Health Insurance
Pros and Cons
Pros
Covers hospitalisation, day-care, AYUSH & ambulance charges
Sum insured options up to ₹1 crore
60 & 90 days pre- and post-hospitalisation cover
Easy online purchase and renewal
Wellness benefits and free health check-ups
Tax savings under Section 80D
Cons
2–3 year waiting period for pre-existing diseases
30-day initial waiting period (except for accidents)
Room rent and disease-specific sub-limits in some plans
Maternity, dental, and OPD cover available only with add-ons
Premiums may rise with higher age or sum insured
IFFCO Tokio Health Insurance
Need help finding the right health plan?
Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage
IFFCO Tokio Health Insurance Types
Documents Required
IFFCO Tokio Health Insurance
Claim Settlement Process
Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences
IFFCO Tokio Health Insurance
Renewal Process
Easily renew your policy online or offline to enjoy uninterrupted health coverage
IFFCO Tokio Health Insurance Network Hospitals
8,000+
Network hospitals across the country for cashless treatment
700+
Cities covered nationwide for easy access to quality healthcare
700+
States and union territories ensuring comprehensive coverage
IFFCO Tokio Health Insurance
Features Comparison
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
IFFCO Tokio Health Insurance
How to Buy IFFCO Tokio Health Insurance?
Follow these simple steps to purchase your IFFCO Tokio Health Insurance health insurance policy and secure comprehensive coverage for you and your family.
Things to Remember
Renew your policy online easily with just a few clicks.
Receive reminders to avoid lapses and maintain active coverage.
Pay renewal premiums flexibly via cards, UPI, or net banking.
Retain No Claim Bonus for claim-free years during renewal.
Enjoy uninterrupted coverage and benefits with seamless policy renewal.
IFFCO Tokio Health Insurance
Still Confused? Get Expert Guidance
Our insurance experts can help you compare plans and find the best coverage for your needs
IFFCO Tokio Health Insurance
Frequently Asked Questions
Get answers to common questions about our insurance policies and services.




