Care Supreme Enhance Option 1

Q. How does the waiting period affect my coverage? -

Care Supreme Enhance Option 1 has a 30-day waiting period for general illnesses, 24 months for specific conditions, and 36 months for pre-existing diseases, which can be reduced to 24 months with an optional cover.

Q. What happens if I don’t use my health insurance benefits for the entire year? -

If no claims are made, the policy provides a 10% No Claim Bonus (NCB) per year, accumulating up to 50% of the sum insured. If a claim is made, the bonus reduces at the same rate.

Q. Will my health insurance cover treatment abroad? -

This policy does not provide global coverage. 

Q. What distinct high-value sum insured options can applicants select under this Care Advantage configuration layout? -

The policy incorporates an ultra-high financial protection architecture designed for extensive medical safety, allowing applicants to select their core baseline sum insured from tiered options starting at ₹25 Lakhs and scaling up through ₹50 Lakhs, ₹1 Crore, ₹2 Crore, ₹3 Crore, and up to ₹6 Crore layout.

Q. Under what parameters do policyholders benefit from automatic restoration mechanisms after an illness occurs? -

The plan provides an optimized, built-in sum insured recharge architecture that safeguards family safety lines, ensuring your total baseline coverage completely restores back to 100% each time you make an admissible claim within a policy year, executing seamlessly for both related and unrelated illnesses layout.