Health Infinity
Bajaj
6.6/10
OneAssure Rating
6.6/10
OneAssure Rating
Highlighted Features
Room Rent & ICU Coverage
Covers normal room rent up to the sum insured and ICU expenses at actuals, ensuring full financial protection without hidden limits.
Advanced Treatments
Covers specialized medical procedures, including robotic surgeries, immunotherapy, and stem cell therapy for haematological conditions, ensuring access to modern, high-cost treatments without additional financial burden.
Brochure
Policy Wording
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Our Verdict
The Bajaj Allianz Health Infinity Plan offers unlimited coverage with comprehensive benefits like critical illness, maternity, and ambulance cover. Ideal for individuals seeking extensive, lifelong healthcare protection with no upper limit on sum insured.
About the Plan
The Bajaj Allianz Health Infinity Plan offers extensive health coverage with no upper limit on the sum insured. It covers in-patient hospitalization, ICU charges, surgeries, medications, and specialist fees. Pre-hospitalization is covered for 60 days, and post-hospitalization for 90 days. The plan includes day-care procedures, ambulance cover up to ₹5,000, and preventive health check-ups every three years. Available for 1, 2, or 3-year terms, it provides cashless treatment at 18,400+ hospitals and tax benefits under Section 80D.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent
- Normal: Up to Sum Insured.
- ICU: Pay up to actual ICU expenses provided by the Hospital.
- Normal: Up to Sum Insured.
Co-payment
Co-payment would apply on the claim amount exceeding 100 times of the room rent limit and not on the Complete claim.
Waiting Period
- Pre-existing Diseases waiting period: Expenses related to the treatment of a pre-existing Disease (PED) and its direct complications shall be excluded until the expiry of 36 months of continuous coverage after the date of inception of the first Health Guard Policy.
- Specified disease/procedure waiting period:
Expenses related to the treatment of the listed Conditions, surgeries/treatments shall be excluded until the expiry of 24 months of continuous coverage after the date of inception of the first Health Guard Policy. This exclusion shall not be applicable for claims arising due to an accident.
- 30-day waiting period:
Expenses related to the treatment of any illness within 30 days from the first Policy commencement date shall be excluded except claims arising due to an accident, provided the same are covered.
Cashless Healthcare Providers
12402+ HealthCare Providers
Daycare Treatment
Listed daycare procedures are covered.
AYUSH Treatment
Covered Up to Sum insured.
Exclusions
Hospital admissions primarily for diagnostic purposes.
Expenses for enforced bed rest without active treatment.
Treatment for obesity or weight control.
Procedures related to gender transformation.
Cosmetic or plastic surgeries unless for reconstruction post-accident or burns.
Exclusions
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Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
Bajaj Allianz is a well-known insurance company in India. It helps people protect themselves, their families, and their belongings. It was started in 2001 as a partnership between Bajaj Finserv, a famous Indian company, and Allianz SE, a big insurance company from Germany.
The company provides general insurance, health insurance, and life insurance products. This helps you save for the future and protects your family.
Bajaj Allianz has grown fast and now has offices in over 1,100 cities across India. In 2025, Bajaj Finserv announced an agreement to acquire Allianz’s stake, which will make it the sole owner.
The company is known for good customer service, simple processes, and innovative products. Its main goal is to give people peace of mind, knowing they have support when they need it most.
About the Company
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Frequently Asked Questions
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