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Key Highlights

Coverage up to ₹5 crore
Cashless treatment at 10,000+ hospitals
Free annual health check-ups
No-claim bonus for every claim-free year
Affordable premiums for families of all sizes
Advisor-led support for plan selection and claims

A Family Health Insurance Plan gives peace of mind, financial protection, and strong support during tough times.

What is a Family Health Insurance Plan?

A Family Health Insurance Plan, commonly called a Family Floater, is a single policy that covers all family members under one sum insured. Instead of paying for separate policies for each member, you pay a single premium and get collective coverage.

A family floater usually covers:

You
Your spouse
Children
Sometimes parents or parents-in-law

You choose a sum insured (₹5 lakh, ₹10 lakh, ₹25 lakh, etc.).
All family members use this pooled amount.
If one person is hospitalized, the cost is deducted from the total.
The remaining balance is available for other members.

Example: If you choose a ₹10 lakh family floater and one member uses ₹3 lakh for treatment, the family still has ₹7 lakh left for the rest of the year.