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Intro

Digit Super Top-up Health Insurance Plan

Why is Super Top-Up a Smart Choice?


A Super Top-Up is smart because it gives you high additional coverage at a much lower premium than a regular health insurance plan.

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9400+

Network Hospitals

99%

Claim Settlement Ratio

₹3 Cr

Coverage

24*7

Customer Assistance

Our Verdict

Our Verdict on Digit Super Top-up Health Insurance

Pros

Covers modern treatments and day-care procedures

Wide network hospital access for cashless treatment

Simple deductible structure for easy understanding

Offers high sum insured at low premiums

Cons

Pre-existing disease waiting period can be long

Some sub-limits on specific treatments

Mandatory deductible may confuse first-time buyers

Limited customisation options

Final Verdict

Digit Super Top-Up Health Insurance is an excellent option for anyone looking to increase medical coverage without significantly increasing their premium cost. The plan is designed to offer broad protection once your deductible is crossed,...

Digit Super Top-up Health Insurance Plan

Customer Testimonials

Real experiences from our valued customers who have chosen our insurance coverage.

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…

…always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.

Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

Had a great experience with OneAssure during my insurance claim process. A special shoutout to Sunad Raj for his exceptional support, he was professional, responsive, and guided me every step of the way. Thanks to his consistent follow-ups and clear guidance, the entire claim settlement was smooth and hassle-free. Highly recommend OneAssure for their service and transparency!

Sanjay Dakalia

The team is very professional and prompt. I would have all my health and life insurance needs met through them.

Harish Jindal

Very professional service from Ruchir & Aman. They were recommended by a friend who had a positive experience with them. I have taken both health and life policies through them and they have advised me well throughout the process and found the best options available in the market. I had a medical condition due to which it was difficult to find a suitable health policy in the market, however this team was able to find one for me. I would recommend their services to anyone looking to buy health or life insurance.

Siddhartha Saha

Wonderful experience with Prost. Right from suggesting the insurance products to claim process the entire experience hai been seamless. They do not mis-sell and are very transparent. Sundar Raj from the team has been wonderful and ensured prompt guidance.

All the best Ruchir and keep up the good work!

Adarsh Ravindranathan

Factors to Consider While Buying Digit Super Top-Up Mediclaim Policy

Review Your Existing Coverage

Ensure your current health insurance adequately covers typical medical expenses. A Super Top-Up is ideal when your base sum insured may fall short for major hospital bills.

Choose the Right Deductible

Select a deductible that suits your financial comfort. Higher deductibles lower premiums but increase your out-of-pocket payment before coverage starts.

Consider Family Size

For multiple members, a family floater is cost-effective and easier to manage, providing shared coverage for all insured individuals.

Understand Your Health Needs

Pick a plan that matches your medical requirements, especially if any family member has ongoing or high-risk conditions.

Check Premium Affordability

Ensure the premium fits your budget while offering strong, sufficient coverage without causing financial strain.

Super Top-Up

Inclusions & Exclusions of Digit Super Top-Up Health Insurance Plan

Inclusions

Ambulance charges

Modern and advanced treatments

Organ donor expenses

Pre- and post-hospitalisation expenses

Day-care treatments

Surgeries and medical procedures

Hospitalisation costs including room, ICU, and doctor fees

Exclusions

Unproven or experimental treatments

Illness due to alcohol or drug misuse

Self-inflicted injuries

Cosmetic or aesthetic treatments

Non-medical or personal expenses

Pre-existing diseases within the waiting period

Illnesses during the first 30-day waiting period

Digit Super Top-up Health Insurance Plan

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Super Top-Up

Claim Process for Digit Super Top-Up Health Insurance

1-5 of 6 Process

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How to Renew Digit Super Top-Up Health Insurance

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How to Buy Digit Super Top-Up Health Insurance

1-5 of 7 Steps

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Still Confused? Get Expert Guidance

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

FAQs

Frequently Asked Questions

Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.

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