Who can buy Digit Health Insurance?

Adults can buy the policy for themselves and their family. Children can be included from 91 days of age.

Can my whole family be covered under Digit Health Insurance?

Yes. You can include yourself, spouse, children, and sometimes parents in one single plan. There are many Digit Medical Insurance plans you can choose from.

Does Digit Health Insurance cover pre-existing illnesses?

Yes, depending on the plan you purchased, you can check if pre-existing illness is covered in your Digit Mediclaim policy. Many plans offer this feature or a customisation option to add this.

Is maternity included in Digit Health Insurance?

Yes. Many Digit Insurance plans include pregnancy costs, delivery, and newborn care.

Does Digit Health Insurance cover alternative treatments?

Yes. Treatments like Ayurveda, Yoga, Homeopathy, and Unani (AYUSH) are covered in certain plans.

Are day-care procedures covered under Digit Health Insurance?

Yes. Small treatments like dialysis, cataract surgery, or chemotherapy that don’t need an overnight stay are included.

Does Digit Health Insurance cover treatment abroad?

Some plans include worldwide medical coverage. You can get treated outside India in case of emergencies.

Do I need to pay upfront at hospitals under Digit Health Insurance?

No. At over 9,400+ network hospitals, you get cashless treatment. The bills are paid directly by the insurer.

Are critical illnesses covered under Digit Health Insurance?

Yes. Diseases like cancer, heart attack, stroke, and organ failure are included in selected plans. There are many more diseases included in the list.

Does Digit Health Insurance cover accidental injuries?

Yes. Accidental death, permanent or partial disability, and accident-related hospital bills are covered.

Are ambulance charges included in Digit Health Insurance?

Yes. Road ambulance costs to take you to a hospital are covered.

What is the cumulative bonus in Digit Health Insurance?

Every year you don’t make a claim ( don’t use your insurance), your coverage increases automatically as a reward

Can I change my Digit Health Insurance plan at renewal?

Yes. At renewal, you can upgrade coverage, add or remove family members, or keep the same plan. OneAssure assists you with that.

Is Digit Health Insurance worth it?

Yes, with many different options, wide coverage, 9400+ network hospitals, 99% claim settlement ratio, this is considered a good option.

Can senior citizens buy Digit Health Insurance?

Yes. Plans like the Super Top-Up for Senior Citizens are designed for people above 60 years.

How long is the waiting period for pre-existing conditions in Digit Health Insurance?

Usually 36 months. After this, existing health conditions like diabetes will be covered. The time may vary depending on the policy you have.

Are routine doctor visits covered under Digit Health Insurance?

Yes. Some plans include OPD visits, tests, and doctor consultations.

How do I renew my Digit Health Insurance policy?

You can renew online through OneAssure. We send reminders and guide you so your cover never lapses. Connect with us, discuss the policy, check if you need any upgrades or changes, make a payment, and you will get your policy.

Is Digit Health Insurance a reliable company?

Go Digit is a trusted insurance provider in India, backed by strong customer support and a wide hospital network. Many people choose it for its simple and transparent policies.

Is the claim settlement ratio of Digit Health Insurance good?

Yes. Digit has a healthy claim settlement ratio (99%). This shows that most claims are processed smoothly, giving you confidence that your medical expenses will be taken care of.

OneAssure

Health Insurance

Digit

Health Insurance Plans

Digit Health Insurance Plans

Get a Quote

99%

Claim Settlement Ratio

9,400+

Network Hospitals

6.6

Overall Rating

Digit

Our Verdict About Digit Health Insurance

Go Digit Health Insurance offers a modern, hassle-free insurance experience with strong digital support and high claim success.

What We Like

Wide coverage and flexible sum insured options up to ₹1 crore.

100% digital platform for easy policy purchase and claims.

Excellent claim settlement ratio (around 99%) and fast claim processing.

Areas of Improvement

Fewer physical touchpoints for offline assistance in smaller cities.

Shorter track record compared to older insurers.

Some users report service delays or unclear communication.

What We Like

Wide coverage and flexible sum insured options up to ₹1 crore.

100% digital platform for easy policy purchase and claims.

Excellent claim settlement ratio (around 99%) and fast claim processing.

Areas of Improvement

Fewer physical touchpoints for offline assistance in smaller cities.

Shorter track record compared to older insurers.

Some users report service delays or unclear communication.

Final Verdict

Digit Health Insurance makes things simple for you. You can buy, renew, and claim online without hassle. You get access to many hospitals for cashless treatment under the Digit Mediclaim Policy. With a 99% claim settlement ratio, rest assured you’ll get a quick settlement within a minimum time. Overall, it’s...

Digit Health Insurance makes things simple for you. You can buy, renew, and claim online without hassle. You get access to many hospitals for cashless treatment under the Digit Mediclaim Policy. With a 99% claim...

Digit Health Insurance Plans

Health Care Plus Double Wallet

Health Care Plus Infinity Wallet

Arogya Sanjeevani

Health Care Plus Double Wallet

Health Care Plus Infinity Wallet

Arogya Sanjeevani

Digit

Customer Testimonials

Real experiences from our valued customers who have chosen our insurance coverage.

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family……always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family……always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

Had a great experience with OneAssure during my insurance claim process. A special shoutout to Sunad Raj for his exceptional support, he was professional, responsive, and guided me every step of the way. Thanks to his consistent follow-ups and clear guidance, the entire claim settlement was smooth and hassle-free. Highly recommend OneAssure for their service and transparency!

Sanjay Dakalia

The team is very professional and prompt. I would have all my health and life insurance needs met through them.

Harish Jindal

Very professional service from Ruchir & Aman. They were recommended by a friend who had a positive experience with them. I have taken both health and life policies through them and they have advised me well throughout the process and found the best options available in the market. I had a medical condition due to which it was difficult to find a suitable health policy in the market, however this team was able to find one for me. I would recommend their services to anyone looking to buy health or life insurance.

Siddhartha Saha

Wonderful experience with Prost. Right from suggesting the insurance products to claim process the entire experience hai been seamless. They do not mis-sell and are very transparent. Sundar Raj from the team has been wonderful and ensured prompt guidance. All the best Ruchir and keep up the good work!

Adarsh Ravindranathan

Why Choose Digit Health Insurance?

Simple Digital Process

Buy, manage, and claim your health insurance fully online—quick, transparent, and hassle-free.

Extensive Hospital Network

Access over 9,400+ cashless hospitals across India for quality medical care.

No Room Rent or Co-pay Restrictions

Enjoy flexibility in hospitalisation without worrying about hidden limits.

Wellness Benefits

Get value-added services like teleconsultations, diagnostic discounts, and home care programs.

Simple Digital Process

Buy, manage, and claim your health insurance fully online—quick, transparent, and hassle-free.

Extensive Hospital Network

Access over 9,400+ cashless hospitals across India for quality medical care.

No Room Rent or Co-pay Restrictions

Enjoy flexibility in hospitalisation without worrying about hidden limits.

Wellness Benefits

Get value-added services like teleconsultations, diagnostic discounts, and home care programs.

Documents Required

ID Proof

Aadhar Card, PAN Card, Passport)

Address Proof

Utility Bill, Voter ID

Age Proof

Birth Certificate, Driving License

Recent Passport

Size Photographs

Income Proof

for high cover plans, if required

ID Proof

Aadhar Card, PAN Card, Passport)

Address Proof

Utility Bill, Voter ID

Age Proof

Birth Certificate, Driving License

Recent Passport

Size Photographs

Income Proof

for high cover plans, if required

Digit

Claim Settlement Process

Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences

1-5 of 6 Process

Digit

Renewal Process

Easily renew your policy online or offline to enjoy uninterrupted health coverage

Digit Network Hospitals

9,400

Network hospitals across the country for cashless treatment

700+

Cities covered nationwide for easy access to quality healthcare

700+

States and union territories ensuring comprehensive coverage

9,400

Network hospitals across the country for cashless treatment

700+

Cities covered nationwide for easy access to quality healthcare

700+

States and union territories ensuring comprehensive coverage

Digit

Features Comparison

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Digit

Need help finding the right health plan?

Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage

FAQs

Frequently Asked Questions

Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.