Cashless Health Insurance

Get treatment quickly without financial delays.

Hospitals coordinate with the insurer, so you don’t pay large bills.

Covers hospitalization for yourself and family members under the same plan.

Protect yourself and loved ones at reasonable costs.

Focus on recovery, not finances, during emergencies.

Always go to a hospital that is part of the insurer’s network.

Notify us or the insurer at least 24–72 hours before planned treatment. In emergencies, inform within 24 hours of hospitalization.

This confirms your coverage and simplifies documentation.

The insurer directly settles the bills as per policy terms.

Focus on your health while we handle the paperwork.

Any costs outside your plan, like special services, are paid directly.

No need to manage large bills or reimbursement claims.

Cashless treatment available at thousands of network hospitals across India.

From planned procedures to emergency care.

OneAssure guides you, ensuring faster approvals.

Cover all family members under one plan for easy management.

Covers tests, medicines, and follow-up care.

Covers only the policyholder. Ideal for single individuals or those with personal health requirements.

Covers the entire family under a single sum insured. Flexible and cost-effective.

Specially designed for older adults, covering age-related health risks with cashless facilities.

Provides extra coverage for serious illnesses like cancer, heart disease, or kidney failure.

Additional coverage that kicks in after your base plan or deductible is exhausted.

Emergency hospitalization

Ambulance services

Hospitalization expenses due to illness or accident

Day-care procedures that don’t require overnight stay

Pre and post-hospitalization costs, including medicines and diagnostics

Surgeon, doctor, and nursing charges

ICU charges

Hospitalization expenses due to illness or accident

Day-care procedures that don’t require overnight stay

Pre and post-hospitalization costs, including medicines and diagnostics

Surgeon, doctor, and nursing charges

ICU charges

Ambulance services

Emergency hospitalization

You can go to any network hospital across India. To find the nearest hospital, contact OneAssure or check our mobile app for the complete list.

Our team will guide you throughout the process. Notify us at least 3 days before planned treatment or within 48 hours in case of an emergency.

Carry the patient’s documents, your health insurance card (digital or physical), and a valid photo ID such as Aadhaar, PAN, or passport.

Hospital staff will assist you in filling the pre-authorization form. Ensure all required details are accurate to avoid delays.

Your insurer will review the form and issue approval. Emergency approvals are usually faster, while planned treatments may take a little longer.

Once approved, the hospital sends the bills directly to the insurer. You only pay for expenses not covered under your policy.

A sudden accident can lead to hospitalization. Cashless insurance ensures immediate treatment without worrying about large bills.

For scheduled surgeries, pre-authorization allows smooth hospital admission and direct payment by the insurer.

A family floater plan lets multiple members receive cashless treatment without paying upfront.

Older adults can get cashless hospitalization for age-related health issues with reduced paperwork and hassle.

A sudden accident can lead to hospitalization. Cashless insurance ensures immediate treatment without worrying about large bills.

For scheduled surgeries, pre-authorization allows smooth hospital admission and direct payment by the insurer.

A family floater plan lets multiple members receive cashless treatment without paying upfront.

Understand waiting periods for pre-existing diseases