OneAssure

Term Insurance

Aditya Birla SunLife Insurance

Compare Aditya Birla SunLife Insurance term plans, benefits, claims and renewal support in one place.

1.78

Solvency

97.54

ICR

14.55

Growth

46,695.18

AUM

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Gender

Date of Birth

Coverage amount

Annual income

Education level

Your occupation

Current Location

Smoker / Non Smoker

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Get your term insurance quote

Gender

Date of Birth

Coverage amount

Annual income

Education level

Your occupation

Current Location

Smoker / Non Smoker

Yes

No

1.78

Solvency

97.54

ICR

14.55

Growth

46,695.18

AUM

Review

Aditya Birla SunLife Insurance Review

Our take on insurer strength, service and claim support.

Final Verdict

Aditya Birla Sun Life Term Insurance offers flexible coverage with affordable premiums, including features like increasing sum assured, critical illness cover, and accidental death benefits. The policy provides a waiver of premium on terminal illness and accidental disability, ensuring continued coverage without financial strain. An accelerated payout is available upon diagnosis of a terminal illness, and whole life cover options extend protection up to 100 years. Female policyholders may benefit from premium discounts. The plan is customizable and offers an easy claim process, providing security and peace of mind. Prospective buyers should review terms and exclusions to ensure the policy meets their specific needs.

Aditya Birla Sun Life Term Insurance offers flexible coverage with affordable premiums, including features like increasing sum assured, critical illness cover, and accidental death benefits. The policy provides a waiver of premium on terminal illness and accidental disability, ensuring continued coverage without financial strain. An accelerated payout is available upon diagnosis of a terminal illness, and whole life cover options extend protection up to 100 years. Female policyholders may benefit from premium discounts. The plan...

About

About Aditya Birla SunLife Insurance

ABSLI is a joint venture between Aditya Birla Capital and Canada based ‘Sun life financial Inc.’. Aditya Birla is the holding company of Aditya Birla group's financial services businesses, through its subsidiaries ABCL provides a comprehensive layout of financial solutions including loans, insurance, payments to cater the customers throughout their lifecycle.Sun Life Financial Inc., commonly known as Sun Life, is a leading international financial services organization headquartered in Toronto, Canada. Established in 1865, the company offers a diverse range of products and services, including life insurance, health insurance, investment management, and retirement planning.Aditya Birla Sun Life Insurance (ABSLI) offers a wide range of insurance plans designed to meet diverse financial goals, including protection, savings, wealth creation, retirement planning, and child education.

ABSLI is a joint venture between Aditya Birla Capital and Canada based ‘Sun life financial Inc.’. Aditya Birla is the holding company of Aditya Birla group's financial services businesses, through its subsidiaries ABCL provides a comprehensive layout of financial solutions including loans, insurance, payments to cater the customers throughout their lifecycle. Sun Life Financial Inc., commonly known as Sun Life, is a leading international financial services organization headquartered in Toronto, Canada. Established in 1865, the...

Features & Exclusions

Aditya Birla SunLife Insurance Pros and Cons

Faith in brand legacy

Backed by the brand loyalty of Aditya Birla group. It proves as a steadfast testament to excellence.

Coverage exclusion

Customers with PED are excluded from most policies.

Flexibility in policy tenure

Access to tailor coverage, premium payment and benefit payouts.

Self-inflicted act exclusion

Any injury caused by self-inflicted harm or attempted suicide, sane or insane; will not be covered by the policy.

Innovative product portfolio

Plans evolve with the changing market dynamics and customer needs.

Cons

Not available

Professional guidance

Provides policyholders 24 hour customer care service.

Cons

Not available

High claim settlement ratio

A claim settlement ratio of 98.40%, ensuring safety and protection.

Cons

Not available

Faith in brand legacy

Backed by the brand loyalty of Aditya Birla group. It proves as a steadfast testament to excellence.

Flexibility in policy tenure

Access to tailor coverage, premium payment and benefit payouts.

Innovative product portfolio

Plans evolve with the changing market dynamics and customer needs.

Professional guidance

Provides policyholders 24 hour customer care service.

High claim settlement ratio

A claim settlement ratio of 98.40%, ensuring safety and protection.

Coverage exclusion

Customers with PED are excluded from most policies.

Self-inflicted act exclusion

Any injury caused by self-inflicted harm or attempted suicide, sane or insane; will not be covered by the policy.

Testimonials

Aditya Birla SunLife Insurance Customer Testimonials

Customer feedback and experiences.

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…always been available to assist with any insurance/claim queries.

Nakul N

Had a great experience with OneAssure during my insurance claim process. A special shoutout to Sunad Raj for his exceptional support, he was professional, responsive, and guided me every step of the way. Thanks to his consistent follow-ups and clear guidance, the entire claim settlement was smooth and hassle-free. Highly recommend OneAssure for their service and transparency!

Sanjay Dakalia

The team is very professional and prompt. I would have all my health and life insurance needs met through them.

Harish Jindal

Very professional service from Ruchir & Aman. They were recommended by a friend who had a positive experience with them. I have taken both health and life policies through them and they have advised me well throughout the process and found the best options available in the market. I had a medical condition due to which it was difficult to find a suitable health policy in the market, however this team was able to find one for me. I would recommend their services to anyone looking to buy health or life insurance.

Siddhartha Saha

Wonderful experience with Prost. Right from suggesting the insurance products to claim process the entire experience hai been seamless. They do not mis-sell and are very transparent. Sundar Raj from the team has been wonderful and ensured prompt guidance. All the best Ruchir and keep up the good work!

Adarsh Ravindranathan

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Aditya Birla SunLife Insurance Plans

Aditya Birla Sun Life Insurance DigiShield Plan

Aditya Birla Sun Life Shield Plan

Saral Jeevan Birla Sun Life

Anmol Suraksha Kawach

Aditya Birla Salaried Term Plan

Aditya Birla Sun Life Insurance DigiShield Plan

Aditya Birla Sun Life Shield Plan

Saral Jeevan Birla Sun Life

Anmol Suraksha Kawach

Aditya Birla Salaried Term Plan

Documents Required

KYC Required

Pan Card No.

Aadhar Card

Recent Photograph

Cancelled Cheque with Name Printed

Bank Statements

Salary Slip of Latest 3 Months

Covid Vaccination

Pan Card No.

Aadhar Card

Recent Photograph

Claim Process

Claim Settlement Process

Steps and flow followed by the insurer.

Term Cover Calculator

Insurance Premium Calculator

Our insurance experts are here to help you make the right choice with personalized recommendations.

Term Cover Calculator

Age

Cover Till

Monthly Expenses

Current Annual Income

Current Savings

Outstanding Loans

How to Buy

Purchase flow from OneAssure.

Things to Remember

Keep KYC documents and nominee details ready before purchase.

Renewal

Aditya Birla SunLife Insurance Renewal

Renewal steps and key points.

Key Renewal Points

Conveniently renew your policy online via website or app. Receive reminders to ensure timely policy renewal every time. Pay premiums via cards, net banking, or UPI effortlessly. Utilize grace period to avoid lapses after missed renewals. Enjoy no medical tests for most policy renewals seamlessly.

Claim Denial

Aditya Birla SunLife Insurance Claim Denial

Important points that can impact claim outcomes.

Things to Remember

Always disclose details accurately and keep documents complete.

FAQs

Frequently Asked Questions

Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.