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Aditya Birla Sun Life Insurance DigiShield Plan

Aditya Birla Sun Life Insurance DigiShield Plan

Compare Aditya Birla Sun Life Insurance DigiShield Plan benefits, exclusions, ratings and related variants in one place.

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Gender

Date of Birth

Coverage amount

Annual income

Education level

Your occupation

Current Location

Smoker / Non Smoker

1.78

Solvency

97.54

ICR

14.55

Growth

46,695.18

AUM

About

About Aditya Birla Sun Life Insurance DigiShield Plan

The ABSLI Digit Shield Term Insurance Plan is a comprehensive and customizable term insurance plan designed to provide financial security to your loved ones. It offers multiple payout options, including a lump sum or monthly income, ensuring flexibility based on your family's needs. The plan includes life cover with optional riders for enhanced protection, such as critical illness and accidental death benefits. With affordable premiums, flexible policy terms, and tax benefits, this plan ensures long-term...

About Company

About Aditya Birla SunLife Insurance

ABSLI is a joint venture between Aditya Birla Capital and Canada based ‘Sun life financial Inc.’. Aditya Birla is the holding company of Aditya Birla group's financial services businesses, through its subsidiaries ABCL provides a comprehensive layout of financial solutions including loans, insurance, payments to cater the customers throughout their lifecycle. Sun Life Financial Inc., commonly known as Sun Life, is a leading international financial services organization headquartered in Toronto, Canada. Established in 1865, the...

Testimonials

Aditya Birla SunLife Insurance Customer Testimonials

Customer feedback and experiences.

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family……always been available to assist with any insurance/claim queries.
Nakul N

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.
Prashant Pandey

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala

Jatin Gala

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.
Anju Renjith

Anju Renjith

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!
Yogesh Meena

Yogesh Meena

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.
Akash Kumar

Akash Kumar

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.
Shreya Goyal

Shreya Goyal

Had a great experience with OneAssure during my insurance claim process. A special shoutout to Sunad Raj for his exceptional support, he was professional, responsive, and guided me every step of the way. Thanks to his consistent follow-ups and clear guidance, the entire claim settlement was smooth and hassle-free. Highly recommend OneAssure for their service and transparency!
Sanjay Dakalia

Sanjay Dakalia

The team is very professional and prompt. I would have all my health and life insurance needs met through them.
Harish Jindal

Harish Jindal

Very professional service from Ruchir & Aman. They were recommended by a friend who had a positive experience with them. I have taken both health and life policies through them and they have advised me well throughout the process and found the best options available in the market. I had a medical condition due to which it was difficult to find a suitable health policy in the market, however this team was able to find one for me. I would recommend their services to anyone looking to buy health or life insurance.
Siddhartha Saha

Siddhartha Saha

Wonderful experience with Prost. Right from suggesting the insurance products to claim process the entire experience hai been seamless. They do not mis-sell and are very transparent. Sundar Raj from the team has been wonderful and ensured prompt guidance. All the best Ruchir and keep up the good work!
Adarsh Ravindranathan

Adarsh Ravindranathan

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Inclusions and Exclusions

Inclusions and Exclusions of Aditya Birla SunLife Insurance

Death benefit

  • Flexible death benefit payout options - as a lump sum, monthly income or a combination of both.

Critical illness benefits

  • Accelerated Critical Illness (ACI) Benefit option covering 42 specified Critical Illnesses, on payment of additional premium

Return of premium

  • Return of Premium (ROP) option along with life insurance cover to secure your savings

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Exclusions

  • Death due to suicide within 12 months from the policy's start date.

  • Death or disability resulting from intentional self-inflicted injury.

  • Death or disability caused by alcohol or drug abuse.

  • Death or disability due to participation in hazardous activities or sports, unless specifically covered by a rider.

  • Death or disability arising from war, invasion, act of foreign enemy, hostilities, civil war, rebellion, revolution, or any warlike operations.

  • Death or disability resulting from participation in any criminal act.

  • Death due to pre-existing diseases not disclosed at the time of policy purchase.

  • Certain exclusions may also apply to specific riders, such as critical illness or accidental death benefits, so it's important to review the policy wording carefully.

Claim Process

Claim Settlement Process

Steps and flow followed by the insurer.

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Insurance Premium Calculator

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Current Annual Income

Current Savings

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How to Buy

How to Buy

Purchase flow from OneAssure.

Things to Remember

Keep KYC documents and nominee details ready before purchase.

Renewal

Renewal

Renewal steps and key points.

FAQs

Frequently Asked Questions

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