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Star Super Top-up Health Insurance Plan

Why is Super Top-Up a Smart Choice?


A Super Top-Up plan gives you high health coverage at a much lower premium by activating only after your deductible is crossed.

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82.31%

Claim Paid Within 3 months

14000+

Network Hospitals

1 Crore+

Claims Settled

5000+

Claims Settled Every Day

Our Verdict

Our Verdict on Star Super Top-up Health Insurance

Pros

Lifetime renewability

Covers hospitalization, day-care, and modern procedures

Large hospital network with cashless treatment

High additional coverage at low premiums

Cons

Depends on base policy

Excludes cosmetic, experimental, and substance-abuse treatments

Some room rent and treatment limits

Waiting period for pre-existing conditions

Final Verdict

Star Super Top-Up Health Insurance is an affordable solution to increase your overall health coverage without paying high premiums for a regular policy. It acts as a financial safety net, kicking in after your base...

Star Super Top-up Health Insurance Plan

Customer Testimonials

Real experiences from our valued customers who have chosen our insurance coverage.

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…

…always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.

Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

Had a great experience with OneAssure during my insurance claim process. A special shoutout to Sunad Raj for his exceptional support, he was professional, responsive, and guided me every step of the way. Thanks to his consistent follow-ups and clear guidance, the entire claim settlement was smooth and hassle-free. Highly recommend OneAssure for their service and transparency!

Sanjay Dakalia

The team is very professional and prompt. I would have all my health and life insurance needs met through them.

Harish Jindal

Very professional service from Ruchir & Aman. They were recommended by a friend who had a positive experience with them. I have taken both health and life policies through them and they have advised me well throughout the process and found the best options available in the market. I had a medical condition due to which it was difficult to find a suitable health policy in the market, however this team was able to find one for me. I would recommend their services to anyone looking to buy health or life insurance.

Siddhartha Saha

Wonderful experience with Prost. Right from suggesting the insurance products to claim process the entire experience hai been seamless. They do not mis-sell and are very transparent. Sundar Raj from the team has been wonderful and ensured prompt guidance.

All the best Ruchir and keep up the good work!

Adarsh Ravindranathan

Super Top-Up

Factors to Consider While Buying Star Super Top-Up Mediclaim Policy

Review Your Existing Coverage

Check whether your current policy offers enough protection. If not, a Super Top-Up is a practical way to increase your total coverage.

Choosing the Right Deductible

Pick a deductible that matches your budget. A higher deductible lowers premiums, but increases your initial out-of-pocket responsibility.

Family Size and Needs

For larger families, a family floater Super Top-Up is convenient and more economical than buying separate plans.

Health Requirements

Ensure the plan addresses specific medical needs, especially if anyone in the family has ongoing health conditions.

Premium Affordability

Select a premium amount you can comfortably pay annually or monthly, ensuring strong coverage without financial stress.

Super Top Up

Inclusions & Exclusions of Star Under Super Top Up Health Insurance Plan

Here are the main coverages included and and exclusions of Star health insurance super top up:

Inclusions

AYUSH Coverage – Covers Ayurveda, Yoga, Unani, Siddha, and Homeopathy at approved hospitals.

Ambulance Services – Pays for emergency ambulance transportation.

Daycare Treatments – Covers short procedures like dialysis, chemotherapy, or cataract surgery.

Pre & Post-Hospitalisation – Covers related medical costs before and after hospitalisation for limited days.

Hospitalisation Expenses – Covers room rent, ICU, doctor’s fees, medicines, and surgeries requiring 24-hour stay.

Exclusions

Pre-Existing Diseases – Covered only after the applicable waiting period.

Experimental Treatments – Unproven or research-based treatments not covered.

Non-Medical Expenses – Excludes toiletries, phone bills, or visitor meals.

Self-Inflicted Injuries – No cover for intentional harm or suicide attempts.

Cosmetic Surgery – Not covered unless medically required due to an accident or burn.

Star Super Top-up Health Insurance Plan

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Super Top-up

Claim Process for Star Super Top-up Health Insurance Policy

1-5 of 6 Process

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How to Renew Star Super Top-Up Health Insurance Premium

Renewing your Star Super Top-Up policy is easy and designed to ensure you never lose coverage.

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How to Buy Star Super Top-Up Health Insurance Plans

Buying the Star Super Top-Up plan is quick, guided, and completely hassle-free. Follow these steps:

1-5 of 7 Steps

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Still Confused? Get Expert Guidance

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

FAQs

Frequently Asked Questions

Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.

1-5 of 36 FAQs
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