
Royal Sundaram Health Insurance & Coverage Benefits
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95.9%
Claim Sеttlеmеnt Ratio
10,000+
Nеtwork Hospitals Across India
Ovеr 25 Lakh
Claims Sеttlеd Sincе Incеption
Royal Sundaram Health Insurance & Coverage Benefits
Customer Testimonials
Real experiences from our valued customers who have chosen our insurance coverage.
Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…
…always been available to assist with any insurance/claim queries.
Nakul N
I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.
Prashant Pandey
Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala
verdict
Our Verdict: Royal Sundaram Health Insurance Coverage
Pros
Coverage for chronic and lifestyle diseases after waiting periods.
Good cashless network with responsive claim assistance.
Flexible add-ons such as maternity, wellness, and critical illness riders.
Strong coverage for hospitalisation, day-care procedures, and modern treatments.
Cons
Limited coverage for routine dental and vision care.
Certain add-ons can increase the premium significantly.
Waiting periods for PEDs can feel long for some customers.
Maternity benefits available only in select plans.
Final Verdict
Royal Sundaram Health Insurance offers solid and dependable coverage for individuals and families looking for comprehensive protection. Its plans include important benefits like hospitalisation, day-care procedures, modern treatments, and chronic disease care, making it suitable for long-term health needs. The availability of helpful add-ons, such as maternity, wellness, and critical...
Royal Sundaram Health Insurance offers solid and dependable coverage for individuals and families looking for comprehensive protection. Its plans include important benefits like hospitalisation, day-care procedures, modern treatments, and chronic disease care, making it suitable...
Key Coverages & Benefits Offered Under Royal Sundaram Health Insurance
Understand what Royal Sundaram Health Insurance includes and excludes to choose the right plan for your family with confidence.
Understand what Royal Sundaram Health Insurance includes and excludes to choose the right plan for your family with confidence.
Claims Process
How to file Royal Sundaram Hеalth Insurancе claims?
Royal Sundaram Health Insurance & Coverage Benefits
How Coverage and Benefits Vary in Royal Sundaram Health Insurance
How to Choose
How to Choose the Right Health Insurance Coverage
What is the Waiting Period in Royal Sundaram Health Insurance?
A waiting period is the time from the policy start date during which certain illnesses, pre-existing conditions, or treatments are not eligible for claims. Accidents are typically covered from day one.
A waiting period is the time from the policy start date during which certain illnesses, pre-existing conditions, or treatments are not eligible for claims. Accidents are typically covered from day one.
Diseases Covered/not Covered
Diseases Covered/Not Covered Under Royal Sundaram Health Insurance
Pre-existing Diseases
Pre-Existing Diseases Covered Under Royal Sundaram Health Insurance
Customize Plan Options
How to Customize Royal Sundaram Health Insurance for Maximum Coverage
Royal Sundaram Health Insurance & Coverage Benefits
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One policy covers the entire family
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Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Coverage & Benefits
Still Confused? Get Expert Guidance
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Claim Settlement
FAQs Frequently Asked Questions
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
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