
Oriental Health Insurance Coverage & Benefits
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95.49%
Settlement Ratio
4,500+
Network Hospitals
32 Lakh+
Claims Settled
Oriental Health Insurance Coverage & Benefits
Customer Testimonials
Real experiences from our valued customers who have chosen our insurance coverage.
Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…
…always been available to assist with any insurance/claim queries.
Nakul N
I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.
Prashant Pandey
Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala
verdict
Our Verdict: Oriental Health Insurance Coverage
Oriental Health Insurance Coverage & Benefits offer solid protection at a budget-friendly price, making the insurer suitable for individuals, families, and seniors looking for dependable coverage. The plans include essential features such as cashless hospitals, AYUSH treatment, and restoration benefits, ensuring value for money. However, slower claims and limited digital convenience can be drawbacks for customers who prefer faster, app-based services. Sub-limits in certain plans may also restrict flexibility during hospitalisation. Overall, Oriental provides reliable and affordable health insurance with strong basic benefits, though it could significantly improve user experience and claim efficiency to stay competitive in the evolving health insurance market.
Pros
Good plan options for families and senior citizens.
Useful Oriental Health Insurance benefits like AYUSH cover and restoration.
Large cashless hospital network for easy access.
Comprehensive Oriental Health Insurance Coverage at affordable premiums.
Cons
Limited digital features for quick tracking and support.
Some plans have strict room-rent and treatment sub-limits.
Customer service consistency varies.
Claim settlement can be slow.
Final Verdict
Key Coverages & Benefits Offered Under Oriental Health Insurance
Oriental Health Insurance offers simple, flexible, and digital-first health coverage with fast claims and wide protection
Oriental Health Insurance offers simple, flexible, and digital-first health coverage with fast claims and wide protection
Claims Process
How to file Oriental Health Insurance claims?
Oriental Health Insurance Coverage & Benefits
How Coverage and Benefits Vary in Oriental Health Insurance
How to Choose
How to Choose the Right Health Insurance Coverage
What is the Waiting Period in Oriental Health Insurance?
A waiting period is the minimum time you must wait after buying an Oriental Health Insurance policy before certain illnesses, treatments, or pre-existing conditions are eligible for claims. Any claim made during this period will be rejected.
A waiting period is the minimum time you must wait after buying an Oriental Health Insurance policy before certain illnesses, treatments, or pre-existing conditions are eligible for claims. Any claim made during this period will be rejected.
Diseases Covered/not Covered
Diseases Covered/Not Covered Under Oriental Health Insurance
Pre-existing Diseases
Pre-Existing Diseases Covered Under Oriental Health Insurance
Oriental Health Insurance covers many long-term medical conditions, but only after you complete the mandatory Pre-Existing Disease (PED) waiting period mentioned in your policy. Once the waiting period is over, the following conditions become eligible for coverage:
Oriental Health Insurance covers many long-term medical conditions, but only after you complete the mandatory Pre-Existing Disease (PED) waiting period mentioned in your policy. Once the waiting period is over, the following conditions become eligible for coverage:
Customize Plan Options
How to Customize Oriental Health Insurance for Maximum Coverage
Oriental Health Insurance Coverage & Benefits
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Coverage & Benefits
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Claim Settlement
FAQs Frequently Asked Questions
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