National Plans
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86.3%
Claim Settlement Ratio
3,700+
Network Hospitals
5.8
Overall Rating
National
Our Verdict About National Health Insurance
National Health Insurance, backed by the Government of India, focuses on essential protection with simple claim processes and wide hospital access.
What We Like
Family coverage options under multiple health plans.
Simple claim process with reliable settlement.
3,700+ network hospitals offering cashless treatment.
Affordable premiums suitable for all income groups.
Government-backed insurer ensuring trust and stability.
Areas of Improvement
Product information can be less transparent online.
The claim process may involve more documentation.
Few high-end add-ons or global coverage options.
Smaller hospital network versus newer private players.
Limited digital and online support compared to private insurers.
Final Verdict
National Health Insurance is a simple and reliable option for you backed by the government. It makes healthcare easy for everyone at affordable prices. Claims are settled smoothly without long delays. It provides safety for families in tough times by giving a wide coverage and 3700 plus network hospitals. Overall,...
National Health Insurance is a simple and reliable option for you backed by the government. It makes healthcare easy for everyone at affordable prices. Claims are settled smoothly without long delays. It provides safety for...
National
Customer Testimonials
Real experiences from our valued customers who have chosen our insurance coverage.
Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…
…always been available to assist with any insurance/claim queries.
Nakul N
I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.
Prashant Pandey
Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala
Why Choose National Health Insurance Plans?
Documents Required
National
Claim Settlement Process
Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences
National Network Hospitals
3,700+
Network hospitals across the country for cashless treatment
700+
Cities covered nationwide for easy access to quality healthcare
700+
States and union territories ensuring comprehensive coverage
National
Features Comparison
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
National
Need help finding the right health plan?
Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage
National
Frequently Asked Questions
Get answers to common questions about our insurance policies and services.










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