
Zuno
Get a Quote
97.3%
Claim Settlement Ratio
12,500+
Network Hospitals
6.8
Overall Rating
Zuno
Our Verdict About Zuno Health Insurance
Zuno Health Insurance (also called Zuno Medical Insurance) is one of the new-age, digital-first insurance providers in India. It offers comprehensive health plans with benefits like maternity cover, global treatment options.
What We Like
Easy online purchase and fast claim process
Restoration and no-claim bonus benefits
Covers daycare, AYUSH, and domiciliary treatments
Sum insured options from ₹1 lakh to ₹1 crore
Areas of Improvement
Sub-limits and co-payment in select plans
Waiting periods for pre-existing diseases (24–48 months)
Final Verdict
ZUNO Health Insurance delivers good value and flexibility for most individuals and families who are looking for a modern, reasonably priced health cover with a wide choice of plans and features. It is especially well-suited for those who want the option to scale up cover, make use of online tools,...
ZUNO Health Insurance delivers good value and flexibility for most individuals and families who are looking for a modern, reasonably priced health cover with a wide choice of plans and features. It is especially well-suited...
Zuno
Top Zuno Plans
Zuno Health Insurance – Individual & Family Plans
Allows family floater option for all members.
Offers no-claim bonus for claim-free years.
Includes daycare procedures not needing overnight stay.
Most Popular
Zuno Health Plus
Offers worldwide coverage for emergencies abroad.
Covers organ donor medical expenses.
Includes newborn baby cover from day one.
Zuno
Other Zuno Plans
Zuno Health Top-Up Plan
Offers worldwide coverage options.
Activates after a deductible limit is crossed.
Provides additional coverage on top of your base insurance.
Zuno
About Zuno
Zuno General Insurance, previously called Edelweiss General Insurance, was established in 2017 and is a part of Zuno Group. It provides insurance products in the areas of health, motor, travel, and corporate insurances. Zuno Health Insurance is committed to offering affordable and comprehensive health insurance which covers hospitalisation, critical illnesses,...
Zuno General Insurance, previously called Edelweiss General Insurance, was established in 2017 and is a part of Zuno Group. It provides insurance products in the areas of health, motor, travel, and corporate insurances. Zuno Health...
Zuno
Zuno Rating
Overall Rating
6.8
out of 10
Solvency
3/4
ICR
1.7/3
Growth
2.1/3
Performance Index
Gross Direct Premium
Zuno
394.76Cr
Industry Average
1905.12Cr
ICR%
Zuno
88.45%
Industry Average
83.49%
Zuno
Industry Average
Zuno
Customer Testimonials
Real experiences from our valued customers who have chosen our insurance coverage.
Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…
…always been available to assist with any insurance/claim queries.
Nakul N
I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.
Prashant Pandey
Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala
Zuno
Pros and Cons
Pros
10,000+ cashless network hospitals across India.
Covers AYUSH, organ donor, and modern treatments like robotic surgery.
Includes maternity and newborn care in select plans.
No-claim bonus and restoration benefits enhance total cover.
High sum insured options from ₹5 Lakh to ₹1 Crore.
Wide hospitalisation covers room rent, ICU, and surgery costs included.
Tax savings under Section 80D of the Income Tax Act.
Cons
Maternity and newborn benefits available only in higher plans.
Waiting period applies for pre-existing diseases and specific treatments.
Some advanced treatments may have sub-limits or caps.
Limited add-ons compared to larger insurers.
Customer service in smaller cities may vary.
Zuno
Need help finding the right health plan?
Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage
Zuno Types
Documents Required
Zuno
Claim Settlement Process
Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences
Zuno
Renewal Process
Easily renew your policy online or offline to enjoy uninterrupted health coverage
Zuno Network Hospitals
12,500
Network hospitals across the country for cashless treatment
700+
Cities covered nationwide for easy access to quality healthcare
700+
States and union territories ensuring comprehensive coverage
Zuno
Features Comparison
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Zuno
How to Buy Zuno?
Follow these simple steps to purchase your Zuno health insurance policy and secure comprehensive coverage for you and your family.
Things to Remember
Get reminders before renewal to ensure policy continuity.
Pay premiums via cards, net banking, or other methods.
Use the grace period to avoid lapses after the deadline.
Adjust coverage to suit your evolving life needs during renewal.
Enjoy smooth renewal with minimal documentation and effort.
Stay protected without interruptions by renewing on time.
Zuno
Still Confused? Get Expert Guidance
Our insurance experts can help you compare plans and find the best coverage for your needs
Zuno
Frequently Asked Questions
Get answers to common questions about our insurance policies and services.




