Star Women Care Insurance Policy
Star
7.7/10
OneAssure Rating
7.7/10
OneAssure Rating
Highlighted Features
Room Rent (Normal & ICU)
Covers a Single Private A/C room for normal hospitalization. ICU charges are covered up to the sum insured, ensuring comprehensive in-patient hospitalization benefits without financial burden.
Advanced Treatments
Covers modern medical procedures like robotic surgeries, deep brain stimulation, oral chemotherapy, and stem cell therapy for hematopoietic conditions, ensuring access to high-end medical treatments without additional cost limitations.
Brochure
Policy Wording
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Our Verdict
The Star Women Care Insurance Policy offers tailored coverage for women, including maternity and critical illness benefits. Ideal for women at various life stages seeking comprehensive healthcare protection for themselves and their families.
About the Plan
The Star Women Care Insurance Policy is a specialized health insurance plan designed to address the unique healthcare needs of women at various life stages. This comprehensive policy offers coverage for regular hospitalization and provides extensive maternity-related benefits. Notably, it allows entry during pregnancy without requiring pre-acceptance medical screening, ensuring accessibility for expectant mothers. The policy also offers the flexibility of mid-term inclusion, enabling the addition of a newly married spouse, newborn baby, or legally adopted child during the policy term upon payment of an additional premium. With a range of sum insured options, the Star Women Care Insurance Policy is tailored to provide financial protection and peace of mind for women and their families.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent
- Normal: Single Private A/c room
- ICU: Covered up to Sum Insured.
Advanced Treatments
- Uterine artery Embolization and HIFU
- Balloon Sinuplasty
- Deep Brain stimulation
- Oral chemotherapy
- Immunotherapy- Monoclonal Antibody to be given as injection
- Intra vitreal injections
- Robotic surgeries
- Stereotactic radio surgeries
- Bronchial Thermoplasty
- Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)
- IONM - (Intra Operative Neuro Monitoring)
- Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.
Co-payment
No Mandatory Co-payment.
Waiting Period
A waiting period of 36 months from the date of first inception of this policy with the Company for the insured person.
Where the sum insured is Rs.5 Lakh and Rs.10 Lakh, this cover is subject to a waiting period of 24 months from the inception of this policy.
Where the sum insured is Rs.15 Lakhs and above, this cover is subject to a waiting period of 12 months from the inception of this policy.
Cashless Healthcare Providers
14,000 Network Hospitals.
Daycare Treatment
Medical treatments and surgical procedures that require less than 24 hours of hospitalisation due to technological advancements are covered.
AYUSH Treatment
In-patient Hospitalization Expenses incurred for treatment of diseases / illness / accidental injuries by system of medicines other than allopathic up to the Sum Insured per year.
Exclusions
Pre-existing diseases covered after a waiting period.
Cosmetic or plastic surgery unless medically necessary.
Injuries due to hazardous activities or self-inflicted harm.
Treatment for alcoholism, drug abuse, or rehabilitation.
Non-prescribed vitamins, supplements, and tonics.
Experimental or unproven treatments.
Congenital external conditions and related treatments.
Infertility and sterility treatments.
Dental treatment unless caused by an accident.
Pregnancy and childbirth expenses unless covered under maternity benefits.
Exclusions
Related Variants
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Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
Star Health and Allied Insurance Co. Ltd is considered one of the major standalone insurers in India. Today, a bulk of insurance policyholders are served by Star Health in India. Plans are offered pertaining to individual health, family floater, senior citizen, critical illness, top-up and super top-up, personal accident, disease specific, maternity, and corporate/group insurance.
A cashless hospital network of over 14,000 hospitals nationwide is the big number that helps to keep Star Health's reputation; that way, customers can gain access to quality treatment and services without having to give any upfront payments. As per the plan, treatment can include hospitalization, along with pre-and post-hospitalization expenses, day-care procedures, AYUSH treatments, ambulance charges, and maternity benefits, etc. Policyholders also enjoy benefits such as no-claim bonuses, automatic sum insured restoration, and preventive health check-ups.
Focusing on their customers' convenience, the insurer provides online policy management, claim tracking, and immediate claim settlement. Star Health looks forward to becoming the provider of financial security against medical emergencies while promoting health and well-being among individuals, families, and corporate clients, making it one of the trusted names in India's health insurance band.
About the Company
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FAQs
Frequently Asked Questions
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
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