ICICI Activate Booster Plan B
ICICI Lombard
Highlighted Features
Room Rent (Normal & ICU)
This policy includes room rent coverage, offering a single private room for normal hospitalization and no cap on ICU stays.
Advanced Treatments
Coverage includes advanced treatments such as coronary angiography, cancer radiotherapy, chemotherapy, and palliative care, ensuring access to essential medical support during critical times.
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Our Verdict
ICICI Activate Booster Plan B offers high sum insured, no-claim bonuses, and restoration benefits. Ideal for individuals seeking enhanced financial protection against rising medical expenses with broad hospital network access.
About the Plan
ICICI Activate Booster Plan B is a comprehensive health insurance plan designed to provide enhanced medical coverage with added benefits. It offers a higher sum insured, ensuring policyholders receive financial support for hospitalization, treatments, and advanced medical procedures. The plan includes features like no-claim bonuses, restoration benefits, and coverage for daycare procedures. With flexible premium payment options and a wide network of hospitals, it ensures seamless healthcare access. Ideal for individuals seeking robust coverage, this plan helps manage rising medical costs effectively.
About the Plan
Features of the Product
Room Rent
Single Private Room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category
ICU Charges
No restriction on ICU room rent
Co-payment
Not available
Cumulative Bonus
Available as an option
Disease-wise sublimits
No
Restoration Benefit
Not available
Consumable Cover
Yes
Initial Waiting Period
30 days
Specific Waiting Period
2 years
PED Waiting Period
3 years
Modern Treatment
Hospital expenses for listed advanced treatments are covered up to your annual sum insured during the policy period
Annual Health Checkup
Health checkup is not included as part of base cover. However, you can opt for the Annual Health Checkup Add-on to avail health checkup once per Policy Year
Daycare Treatment
Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured
AYUSH Treatment
Covers AYUSH treatment expenses up to your annual sum insured during the policy period
Pre-Hospitalisation
You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved
Post-Hospitalisation
You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it
Outpatient Department Cover (OPD Expense)
OPD expense is not included as part of base cover. However, you can opt for an add-on to avail this coverage
Deductible Option
Available
Cashless Healthcare Providers
10,300+ Healthcare Providers
Coverage Options
Available coverage options: ₹10L, 15L, 20L, 25L, 45L, 50L, 85L, 90L, 95L, 1Cr, 3Cr
Claim Settlement Ratio
88.50%
Maternity Cover
Not available
Exclusions
Pre-existing diseases are covered after a waiting period as per policy terms.
Cosmetic and plastic surgeries unless medically necessary.
Dental treatments except in case of accidents.
Self-inflicted injuries, suicide attempts, and substance abuse-related conditions.
Injuries or illnesses due to participation in hazardous sports or adventure activities.
Treatment related to infertility, pregnancy, and childbirth, except ectopic pregnancy.
Injuries or illnesses due to war, nuclear hazards, or terrorism.
Hormone replacement therapy unless medically necessary.
Treatment outside India unless specifically covered by an add-on.
Exclusions
Cibil Discount - The CIBIL Discount allows policyholders to avail of a discount on their premium for the ICICI Lombard Elevate product based on their credit score. A good CIBIL score (generally 700 or above) indicates a strong credit history and financial discipline
Domestic Air Ambulance Cover - Provides transportation via air ambulance for critical medical emergencies within India.
Claim Protector - Covers all the non-medical expenses and consumables
Teleconsultation - The Elevate Teleconsultation Rider"offered by ICICI Lombard is an add-on benefit to their Elevate health insurance policy that provides access to unlimited teleconsultations with qualified medical practitioners through various channels like audio, chat, online portal, video, or mobile application.
Durable Medical Equipment Cover - Covers expenses for purchasing or renting medical equipment needed after illness or injury.
Befit - Covers non-hospital wellness expenses like diagnostics, pharmacy, and consultations.
Room Modifier - Allows upgrading to a preferred hospital room category.
Inflation Protector - Increases the sum insured automatically at regular intervals (e.g., annually) to keep pace with inflation, ensuring that your coverage remains adequate over time.
Jump Start - The Jumpstart Rider for ICICI Lombard's Elevate health insurance plan reduces the waiting period for pre-existing diseases (PEDs) like asthma, diabetes, hypertension, hyperlipidemia, obesity to just 30 days. This means you can get coverage for these conditions sooner rather than waiting the standard period
Annual Health Checkup - Provides yearly preventive health screenings for early detection.
Dependent Accomodation Benefit - Covers accommodation costs for a dependent family member during hospitalization.
Compassionate Visit - Covers travel expenses for a family member to visit during extended hospital stays.
Nursing at Home - Covers professional nursing care within your home setting.
Add-ons
Related Variants
Looking for a Specific Hospital ?
Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
ICICI Lombard General Insurance is one of India’s leading private sector insurers, known for providing reliable and comprehensive insurance solutions. It is a joint venture between ICICI Bank, one of India’s largest private banks, and Fairfax Financial Holdings, a global financial services group. Established in 2001, ICICI Lombard has grown rapidly and now serves millions of customers across the country.
The company offers a wide range of products, including health, motor, travel, home, and personal accident insurance, catering to individuals, families, and businesses. Its health insurance offerings include regular health plans, super top-up plans, critical illness cover, and personal accident plans, all designed to provide financial protection against unexpected medical expenses.
ICICI Lombard stands out for its customer-focused approach, quick and transparent claim settlement, and a strong network of hospitals for cashless treatment. Many of its plans require minimal paperwork and no pre-policy medical check-ups, making it easy for customers to get insured. With digital tools for premium calculation, policy management, and instant claim assistance, ICICI Lombard combines technology with trusted service to make insurance accessible, simple, and dependable for every Indian.
About the Company
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Still Confused ?
FAQs
Frequently Asked Questions
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
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