Care Plus Plan
Care
8.6/10
OneAssure Rating
8.6/10
OneAssure Rating
Highlighted Features
Room rent and ICU limit
The Care Plus plan has no sub-limits on room rent or ICU charges, allowing policyholders to choose any hospital room or ICU without financial restrictions, ensuring flexibility and comprehensive coverage during hospitalization.
Advanced treatment
The Care Plus plan covers advanced treatments, including robotic surgeries, oral chemotherapy, stem cell therapy (for approved conditions), and other modern medical procedures, ensuring access to cutting-edge healthcare technologies for effective treatment.
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Our Verdict
Care Plus offers up to ₹25 lakh coverage with benefits like unlimited recharge, 200% No Claim Bonus, and e-consultations. Ideal for families and seniors, though add-ons and advanced treatment options may increase premiums.
About the Plan
Care Plus by Care Health Insurance offers extensive coverage with no upper age limit and sum insured options from ₹3 lakh to ₹25 lakh. It covers hospitalization, daycare treatments, organ donor expenses, domiciliary hospitalization, and advanced treatments like robotic surgeries. Benefits include annual health check-ups, unlimited sum insured recharge, and a No Claim Bonus of up to 200%. Additional features include AYUSH coverage, personal accident cover, e-consultations, and optional add-ons like maternity cover. Discounts are available for online purchases and family coverage.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent
- Normal: eligible to opt for a single A/C room or any low category room.
- ICU: No limit, the plan will cover the entire costs without restrictions
- Normal: eligible to opt for a single A/C room or any low category room.
Advanced Treatments
- Provides coverage for advanced treatments like;
- Deep brain stimulation
- Oral chemotherapy
- Uterine artery embolization
- HIFU
- Robotic surgeries And many more.
Co-payment
Mandatory copayment limit of 20% for individuals above the age of 61.
Waiting Period
- Specific illness waiting period for 2 years or 24 months
- Pre-existing disease waiting period for 3 years
- 30 day waiting period
Cashless Healthcare Providers
24800 + network hospitals
Daycare Treatment
3 - 7 lacs sum insured for up to 24 hour hospitalization.
AYUSH Treatment
3 - 7 lacs sum insured for any non allopathic treatment covered by AYUSH.
Exclusions
Congenital external anomalies, genetic disorders (unless covered).
Medical expenses for conditions existing before policy inception are typically excluded for a specified waiting period.
Certain treatments and diseases are not covered during initial periods after the policy starts, such as the first 30 days for general illnesses and up to 48 months for specific conditions
Expenses related to infertility tests and treatments, including in vitro fertilization, are typically not covered.
Expenses for psychiatric treatments and mental health conditions are often excluded.
Exclusions
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About the Company
Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs.
Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization costs. Thе insurеr also providеs global covеragе options, wеllnеss-basеd bеnеfits, and top-up plans to еnhancе protеction basеd on spеcific hеalthcarе nееds.
About the Company
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FAQs
Frequently Asked Questions
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
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