Godigit Health Care Plus Option 8 Plan

Room Rent: Policyholders can choose their desired room rent limit at the time of policy purchase. If the actual room rent during hospitalization exceeds this chosen limit, the insurer's liability will be proportionately reduced. ICU Charges: The plan covers ICU expenses without a specific daily limit, allowing for comprehensive financial protection during critical care. 

Bariatric Surgery: Coverage ranges from 5% to 100% of the sum insured, depending on the policy terms.Psychiatric Illness Treatment: Expenses are covered up to 100% of the sum insured, with a maximum limit of ₹1 lakh.

 Infertility Treatment: Coverage is provided up to 10% of the sum insured.

Co-payment Clause: Certain plans may include a co-payment clause, requiring policyholders to pay a portion of medical expenses.Zero Co-payment Option: Alternatively, the plan can be customized to have zero co-payment, meaning the insurer covers the full admissible claim amount without requiring the policyholder to share costs.

Initial Waiting Period: Options include no waiting period, 2 days, 7 days, 15 days, or 30 days.Pre-existing Disease Waiting Period: Choices range from no waiting period to 1, 2, 3, or 4 years.

 Specific Disease Waiting Period: Options are no waiting period, 1 year, or 2 years. 

Access to over 11,300 cashless network hospitals across India. 

Covered by the policy.

The policy covers alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy.