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Godigit Health Care Plus Option 6 Plan

Godigit Health Care Plus Option 6 Plan

Experience India's most trusted health insurance with Digit Health Insurance. Get instant cashless treatment at 9400 network hospitals with sum insured up to ₹50 lakhs.

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99

Claim Settlement Ratio

9400

Network Hospitals

7.4

Customer Rating

Our Verdict

Expert Review: Digit Health Insurance

Final Verdict

GoDigit Health Care Plus Option 6 offers extensive coverage, including maternity, OPD, critical illness, and emergency air ambulance benefits. Ideal for individuals or families seeking comprehensive financial protection with flexible add-ons.

About

About Digit Health Insurance

The GoDigit Health Care Plus Option 6 offers comprehensive health coverage, including accidental and illness hospitalization, road ambulance, and dental treatment. It provides benefits like daily cash for shared accommodation, OPD coverage, post-hospitalization lump sum, and a second medical opinion. The policy includes a critical illness benefit and health check-ups from day one. Designed for financial security during medical emergencies, this plan ensures extensive coverage. For exact details, refer to the official policy document or...

Inclusions and Exclusions

Inclusions and Exclusions of Digit Insurance Company Limited

Room Rent

  • Normal: Covered up to Sum Insured

  • ICU: Covered up to Sum Insured

Advanced Treatments

  • Uterine Artery Embolization and HIFU (High intensity focused ultrasound)

  • Balloon Sinuplasty

  • Deep Brain stimulation

  • Oral chemotherapy

  • Immunotherapy - Monoclonal Antibody to be given as injection

  • Intra vitreal injections

  • Robotic surgeries

  • Stereotactic radio surgeries

  • Bronchical Thermoplasty

  • Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)

  • IONM - (Intra Operative Neuro Monitoring)

  • Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.

Co-payment

  • First Year: 25% of the admissible claim amount.

  • First Renewal: 10% co-payment applies.

  • From Second Renewal Onwards: No co-payment, provided the policy is renewed continuously without a break​.

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Exclusions

  • Pre-existing conditions unless disclosed and accepted by the insurer

  • Intentional self-injury, suicide, or attempted suicide

  • Conditions arising from alcohol, drug, or intoxicant misuse

  • Injuries or illnesses resulting from war, invasion, or military actions

  • Cosmetic or aesthetic procedures unless medically necessary due to an accident

  • Treatment for infertility, in vitro fertilization, or assisted conception procedures

  • Expenses related to participation in hazardous activities or adventure sports

  • Experimental, unproven, or alternative treatments unless explicitly covered

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About the company

About the company

GoDigit General Insurance, also called Digit Insurance, is a digital-first insurance company in India. It started in 2016 with support from Fairfax Group. The company’s main aim is to make insurance simple and easy for everyone. You can buy policies online without paperwork. Claims are also managed online, which saves your time and effort. The company offers health, motor, travel, and property insurance. Its health plans cover hospital bills, maternity, critical illness, and more. Digit...

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