Digit Health Care Plus Option 4

Normal: Covered up to Sum Insured

ICU: Covered up to Sum Insured

Uterine Artery Embolization and HIFU (High intensity focused ultrasound)

Balloon Sinuplasty

Deep Brain stimulation

Oral chemotherapy

Immunotherapy - Monoclonal Antibody to be given as injection

Intra vitreal injections

Robotic surgeries

Stereotactic radio surgeries

Bronchical Thermoplasty

Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)

IONM - (Intra Operative Neuro Monitoring)

Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.

First Year: 25% of the admissible claim amount.

First Renewal: 10% co-payment applies.

From Second Renewal Onwards: No co-payment, provided the policy is renewed continuously without a break​

A general waiting period of 30 days applies from policy inception, except for accidents.

Pre-existing diseases are covered after 36 to 48 months, depending on the condition.

Specific diseases have a 24-month waiting period, as detailed in the policy​

Access to over 11,300 cashless network hospitals across India.

Covers medical procedures requiring hospitalization for less than 24 hours, such as cataract surgery, chemotherapy, and dialysis. Treatment must be conducted in a recognized hospital or daycare center​.

The policy covers alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy.