Arogya Sanjeevani Policy Go Digit

Access to over 16,400 cashless network hospitals across India.

Covers Ayurveda, Yoga, Unani, Siddha, and Homeopathy (AYUSH) inpatient treatments up to the sum insured, provided the treatment is taken at an AYUSH-recognized hospital​.

Covers medical procedures requiring hospitalization for less than 24 hours, such as cataract surgery, chemotherapy, and dialysis, when conducted in a recognized hospital​.

5% co-payment is applicable to all claims, meaning the policyholder must bear 5% of the admissible claim amount​.

Initial Waiting Period: 30 days (except for accident-related claims).

Pre-existing Diseases: Covered after 36 months of continuous policy renewal.

Specific Diseases: Certain illnesses have a 24-month waiting period, as specified in the policy​.

Normal: Covered up to 2% of the sum insured, with a maximum limit of ₹5,000 per day.

ICU: Covered up to 5% of the sum insured, with a maximum limit of ₹10,000 per day​.

Uterine Artery Embolization and HIFU (High intensity focused ultrasound)

Balloon Sinuplasty

Deep Brain stimulation

Oral chemotherapy

Immunotherapy - Monoclonal Antibody to be given as injection

Intra vitreal injections

Robotic surgeries

Stereotactic radio surgeries

Bronchical Thermoplasty

Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)

IONM - (Intra Operative Neuro Monitoring)

Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered up to 50% of sum insured.