Digit Health Care Plus Policy Diamond

The policy covers alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy.

Room Rent: Policyholders can select a per-day room rent limit, as specified in their policy schedule.

ICU Charges: The plan provides coverage for ICU charges, subject to the terms outlined in the policy

Bariatric Surgery: Coverage ranges from 5% to 100% of the sum insured, depending on the policy terms.

Psychiatric Illness Treatment: Expenses are covered up to 100% of the sum insured, with a maximum limit of ₹1 lakh.

Infertility Treatment: Coverage is provided up to 10% of the sum insured.

Co-payment Clause: Certain plans may include a co-payment clause, requiring policyholders to pay a portion of medical expenses.

Zero Co-payment Option: Alternatively, the plan can be customized to have zero co-payment, meaning the insurer covers the full admissible claim amount without requiring the policyholder to share costs.

Initial Waiting Period: Options include no waiting period, 2 days, 7 days, 15 days, or 30 days.

Pre-existing Disease Waiting Period: Choices range from no waiting period to 1, 2, 3, or 4 years.

Specific Disease Waiting Period: Options are no waiting period, 1 year, or 2 years.

Access to over 11,300 cashless network hospitals across India.

Covered by the policy.