Is Bajaj Medical Insurance good?

Bajaj Medical Insurance is a good option. It has a high claim settlement ratio, fast customer service, and a wide network of hospitals. It is trusted by many in India.

Should I buy Bajaj Medical Insurance online?

You can buy Bajaj health insurance online and offline, as per your convenience. Online is a more comfortable option as you just have to choose a plan via the website or contact a customer care agent, pay the premium and get your digital policy within a few minutes.

Do I get tax benefits with Bajaj?

Yes, you get the tax benefits with the Bajaj mediclaim policy.

Are ambulance charges covered in Bajaj Health Insurance?

Yes, ambulance costs are covered up to a fixed limit depending on your plan. The majority of Bajaj Health Insurance plans have this option.

How many hospitals are in the network?

Bajaj has over 18,400 network hospitals across India where you can get cashless treatment. You may find associated hospitals in almost every city in India.

OneAssure

Health Insurance

Bajaj

Health Insurance Plans

Bajaj Health Insurance Plans

Get a Quote

96%

Claim Settlement Ratio

8,000+

Network Hospitals

7.1

Overall Rating

Bajaj

Our Verdict About Bajaj Health Insurance

Bajaj health insurance is a good choice for families and individuals seeking modern features.

What We Like

Multi-year policy and EMI premium options.

Simple digital process for purchase and renewal.

Comprehensive plans with global cover, AYUSH, and organ donor benefits.

Wide network of 18,400+ hospitals and strong 98% claim settlement ratio.

Areas of Improvement

Premiums can rise with renewals.

Cashless tie-ups temporarily suspended at select hospitals.

Occasional claim and documentation delays.

Some plans have room-rent and treatment sub-limits.

What We Like

Multi-year policy and EMI premium options.

Simple digital process for purchase and renewal.

Comprehensive plans with global cover, AYUSH, and organ donor benefits.

Wide network of 18,400+ hospitals and strong 98% claim settlement ratio.

Areas of Improvement

Premiums can rise with renewals.

Cashless tie-ups temporarily suspended at select hospitals.

Occasional claim and documentation delays.

Some plans have room-rent and treatment sub-limits.

Final Verdict

If you want health cover that provides wide coverage and is easy to claim, Bajaj Health Insurance is a really good choice. Along with basic coverage, it also has an add-on option for critical illness (cancer, heart attack, kidney failure, etc.) and maternity coverage (pregnancy and childbirth) can be added...

If you want health cover that provides wide coverage and is easy to claim, Bajaj Health Insurance is a really good choice. Along with basic coverage, it also has an add-on option for critical illness...

Bajaj Health Insurance Plans

Silver Health	Extra Care Top-up	My Healthcare plan
Health Ensure	Extra Care Plus

Silver Health

Extra Care Top-up

My Healthcare plan

Health Ensure

Extra Care Plus

Bajaj

Customer Testimonials

Real experiences from our valued customers who have chosen our insurance coverage.

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family……always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family……always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

Had a great experience with OneAssure during my insurance claim process. A special shoutout to Sunad Raj for his exceptional support, he was professional, responsive, and guided me every step of the way. Thanks to his consistent follow-ups and clear guidance, the entire claim settlement was smooth and hassle-free. Highly recommend OneAssure for their service and transparency!

Sanjay Dakalia

The team is very professional and prompt. I would have all my health and life insurance needs met through them.

Harish Jindal

Very professional service from Ruchir & Aman. They were recommended by a friend who had a positive experience with them. I have taken both health and life policies through them and they have advised me well throughout the process and found the best options available in the market. I had a medical condition due to which it was difficult to find a suitable health policy in the market, however this team was able to find one for me. I would recommend their services to anyone looking to buy health or life insurance.

Siddhartha Saha

Wonderful experience with Prost. Right from suggesting the insurance products to claim process the entire experience hai been seamless. They do not mis-sell and are very transparent. Sundar Raj from the team has been wonderful and ensured prompt guidance. All the best Ruchir and keep up the good work!

Adarsh Ravindranathan

Why Choose Bajaj Allianz Health Insurance?

Wide Network of Hospitals

Bajaj Allianz offers cashless treatment at 18400+ network hospitals across India, ensuring quality healthcare without financial stress.

High Claim Settlement Ratio

With a 99% claim settlement ratio, Bajaj Allianz ensures quick, transparent, and hassle-free claim approvals.

Comprehensive Health Coverage

Bajaj Allianz Health Insurance covers hospitalization, critical illness, maternity, and preventive health check-ups under one plan.

Affordable & Customizable Plans

Bajaj Allianz provides flexible health plans with affordable premiums, add-on benefits, and family coverage options to suit every need.

Wide Network of Hospitals

Bajaj Allianz offers cashless treatment at 18400+ network hospitals across India, ensuring quality healthcare without financial stress.

High Claim Settlement Ratio

With a 99% claim settlement ratio, Bajaj Allianz ensures quick, transparent, and hassle-free claim approvals.

Comprehensive Health Coverage

Bajaj Allianz Health Insurance covers hospitalization, critical illness, maternity, and preventive health check-ups under one plan.

Affordable & Customizable Plans

Bajaj Allianz provides flexible health plans with affordable premiums, add-on benefits, and family coverage options to suit every need.

Documents Required

Identity Proof

Aadhaar card, PAN card, passport, voter ID, or driving licence.

Address Proof

Utility bill, bank statement, ration card, passport, or driving licence.

Proof of Age

birth certificate, school certificate, passport, etc.

Passport-Size Photo

(recently clicked)

Identity Proof

Aadhaar card, PAN card, passport, voter ID, or driving licence.

Address Proof

Utility bill, bank statement, ration card, passport, or driving licence.

Proof of Age

birth certificate, school certificate, passport, etc.

Passport-Size Photo

(recently clicked)

Bajaj

Claim Settlement Process

Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences

1-5 of 6 Process

Bajaj

Renewal Process

Easily renew your policy online or offline to enjoy uninterrupted health coverage

Bajaj Network Hospitals

8,000+

Network hospitals across the country for cashless treatment

500+

Cities covered nationwide for easy access to quality healthcare

500+

States and union territories ensuring comprehensive coverage

8,000+

Network hospitals across the country for cashless treatment

500+

Cities covered nationwide for easy access to quality healthcare

500+

States and union territories ensuring comprehensive coverage

Bajaj

Features Comparison

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Bajaj

Need help finding the right health plan?

Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage

FAQs

Frequently Asked Questions

Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.