
Bajaj Allianz Health Insurance Coverage & Benefits
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97%
Claim Settlement Ratio (FY 24-25)
18,400 +
Network Hospitals
100 %
Claims Paid Within 3 Months
Bajaj Allianz Health Insurance Coverage & Benefits
Customer Testimonials
Real experiences from our valued customers who have chosen our insurance coverage.
Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…
…always been available to assist with any insurance/claim queries.
Nakul N
I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.
Prashant Pandey
Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala
verdict
Our Verdict: Bajaj Allianz Health Insurance Coverage
Pros
Wellness benefits including annual check-ups and Health Prime Rider.
Fast claims with 97% settlement and most paid within 3 months.
High sum insured from ₹3 Lakh to ₹5 Crore.
Customisable plans with optional covers like OPD, maternity, and international emergencies.
Cons
Multiple plan options can be confusing.
Limited AYUSH coverage in some plans.
Long waiting periods for pre-existing conditions.
Higher premiums for top-tier plans.
Final Verdict
Bajaj Allianz Health Insurance provides comprehensive and flexible health coverage suitable for individuals and families seeking reliable protection. The plans stand out for their high sum insured options, ranging from ₹3 Lakh to ₹5 Crore, and customisable features like OPD, maternity, and international emergency coverage. The company maintains a strong...
Bajaj Allianz Health Insurance provides comprehensive and flexible health coverage suitable for individuals and families seeking reliable protection. The plans stand out for their high sum insured options, ranging from ₹3 Lakh to ₹5 Crore,...
Key Coverages & Benefits Offered Under Bajaj Allianz Health Insurance
Understand what Bajaj Allianz Health Insurance covers and what it excludes, so you can choose the right plan with confidence
Understand what Bajaj Allianz Health Insurance covers and what it excludes, so you can choose the right plan with confidence
Claims Process
How to file Bajaj Allianz Health Insurance claims?
Bajaj Allianz Health Insurance Coverage & Benefits
How Coverage and Benefits Vary in Bajaj Allianz Health Insurance
How to Choose
How to Choose the Right Health Insurance Coverage
What is the Waiting Period in Bajaj Allianz Health Insurance?
A waiting period is the minimum time you must complete after buying your Bajaj Allianz health policy before you can claim for certain illnesses, procedures, or pre‑existing conditions. Any medical expense related to a condition still under this waiting period will be denied.
A waiting period is the minimum time you must complete after buying your Bajaj Allianz health policy before you can claim for certain illnesses, procedures, or pre‑existing conditions. Any medical expense related to a condition still under this waiting period will be denied.
Diseases Covered/not Covered
Diseases Covered/Not Covered Under Bajaj Allianz Health Insurance
Pre-existing Diseases
Pre-Existing Diseases Covered Under Bajaj Allianz Health Insurance
Customize Plan Options
How to Customize Bajaj Allianz Health Insurance for Maximum Coverage
Bajaj Allianz Health Insurance Coverage & Benefits
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Coverage & Benefits
Still Confused? Get Expert Guidance
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Claim Settlement
FAQs Frequently Asked Questions
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
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