OneAssure

Term Insurance

PNB MetLife India Insurance

Compare PNB MetLife India Insurance term plans, benefits, claims and renewal support in one place.

1.71

Solvency

99.57

ICR

10.78

Growth

37,723.28

AUM

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Gender

Date of Birth

Coverage amount

Annual income

Education level

Your occupation

Current Location

Smoker / Non Smoker

Yes

No

Get your term insurance quote

Gender

Date of Birth

Coverage amount

Annual income

Education level

Your occupation

Current Location

Smoker / Non Smoker

Yes

No

1.71

Solvency

99.57

ICR

10.78

Growth

37,723.28

AUM

Review

PNB MetLife India Insurance Review

Our take on insurer strength, service and claim support.

Final Verdict

PNB MetLife's term insurance policies offer comprehensive coverage, including waiver of premiums upon diagnosis of terminal illness or accidental disability. They provide accelerated payouts for terminal illnesses and offer whole life cover options .Additionally, discounts are available for female customers and other categories.

About

About PNB MetLife India Insurance

PNB MetLife is a collaboration between Punjab National Bank and MetLife, dedicated to providing comprehensive life insurance solutions tailored to the diverse needs of Indian families. Their Mera Term Plan Plus is a customizable term insurance offering that provides life coverage up to the age of 99. This plan allows policyholders to include their spouse under the same policy and offers options for premium return upon survival. Additionally, it provides coverage enhancement choices, such as protection against critical illnesses and accidental disabilities, ensuring a robust safety net for policyholders and their loved ones. The managing director and CEO of this reputed organization Mr Sameer Bansal, follows the ‘Circle of Life’ philosophy to formulate their products and policies that can cater to the different phases of...

PNB MetLife is a collaboration between Punjab National Bank and MetLife, dedicated to providing comprehensive life insurance solutions tailored to the diverse needs of Indian families. Their Mera Term Plan Plus is a customizable term insurance offering that provides life coverage up to the age of 99. This plan allows policyholders to include their spouse under the same policy and offers options for premium return upon survival. Additionally, it provides coverage enhancement choices, such as...

Features & Exclusions

PNB MetLife India Insurance Pros and Cons

Waiver on premium

All future premiums, including add-ons like spouse and step-up benefits, are waived

High complaint volume

Notable number of customer complaints per 10,000 claims filed

Security till 99

Secure your life till 99 years of age

Stringent Medical Underwriting

Comprehensive health evaluations may lead to policy issuance delays.

Extended spouse coverage

Optional spouse cover up to 50% sum assured, Your partner will continue to get coverage even in your absence

Lack of pay options

Not many pay options are available to fasten the process.

Waiver on premium

All future premiums, including add-ons like spouse and step-up benefits, are waived

Security till 99

Secure your life till 99 years of age

Extended spouse coverage

Optional spouse cover up to 50% sum assured, Your partner will continue to get coverage even in your absence

High complaint volume

Notable number of customer complaints per 10,000 claims filed

Stringent Medical Underwriting

Comprehensive health evaluations may lead to policy issuance delays.

Lack of pay options

Not many pay options are available to fasten the process.

Testimonials

PNB MetLife India Insurance Customer Testimonials

Customer feedback and experiences.

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family……always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

Had a great experience with OneAssure during my insurance claim process. A special shoutout to Sunad Raj for his exceptional support, he was professional, responsive, and guided me every step of the way. Thanks to his consistent follow-ups and clear guidance, the entire claim settlement was smooth and hassle-free. Highly recommend OneAssure for their service and transparency!

Sanjay Dakalia

The team is very professional and prompt. I would have all my health and life insurance needs met through them.

Harish Jindal

Very professional service from Ruchir & Aman. They were recommended by a friend who had a positive experience with them. I have taken both health and life policies through them and they have advised me well throughout the process and found the best options available in the market. I had a medical condition due to which it was difficult to find a suitable health policy in the market, however this team was able to find one for me. I would recommend their services to anyone looking to buy health or life insurance.

Siddhartha Saha

Wonderful experience with Prost. Right from suggesting the insurance products to claim process the entire experience hai been seamless. They do not mis-sell and are very transparent. Sundar Raj from the team has been wonderful and ensured prompt guidance. All the best Ruchir and keep up the good work!

Adarsh Ravindranathan

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PNB MetLife India Insurance Plans

PNB MetLife Mera Term Plan Plus

Documents Required

KYC Required

Pan Card No.

Aadhar Card

Recent Photograph

Cancelled Cheque with Name Printed

Bank Statements

Salary Slip of Latest 3 Months

Covid Vaccination

Pan Card No.

Aadhar Card

Recent Photograph

Claim Process

Claim Settlement Process

Steps and flow followed by the insurer.

Term Cover Calculator

Insurance Premium Calculator

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Term Cover Calculator

Age

Cover Till

Monthly Expenses

Current Annual Income

Current Savings

Outstanding Loans

How to Buy

Purchase flow from OneAssure.

Things to Remember

Keep KYC documents and nominee details ready before purchase.

Renewal

PNB MetLife India Insurance Renewal

Renewal steps and key points.

Key Renewal Points

Get timely renewal reminders through email and SMS alerts. Use the grace period to renew without losing policy coverage. Pay flexibly via credit/debit cards, net banking, or more. Enjoy renewals without medical tests or re-assessments required.

Claim Denial

PNB MetLife India Insurance Claim Denial

Important points that can impact claim outcomes.

Things to Remember

Always disclose details accurately and keep documents complete.

FAQs

Frequently Asked Questions

Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.