OneAssure

Term Insurance

Go Digit Life Insurance

Compare Digit Life Insurance Co. Ltd term plans, benefits, claims and renewal support in one place.

2.07

Solvency

98

ICR

N/A

Growth

1,331.91

AUM

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Gender

Date of Birth

Coverage amount

Annual income

Education level

Your occupation

Current Location

Smoker / Non Smoker

Yes

No

Get your term insurance quote

Gender

Date of Birth

Coverage amount

Annual income

Education level

Your occupation

Current Location

Smoker / Non Smoker

Yes

No

2.07

Solvency

98

ICR

N/A

Growth

1,331.91

AUM

Review

Digit Life Insurance Co. Ltd Review

Our take on insurer strength, service and claim support.

Final Verdict

Digit Life Insurance offers several benefits like premium waivers in cases of terminal illness or accidental disability, with an accelerated payout for terminal illness diagnosis. It also includes whole life cover options and discounts for female customers. Additional discounts may apply, enhancing affordability for policyholders.

About

About Digit Life Insurance Co. Ltd

Go Digit General Insurance Limited, founded in 2016 and headquartered in Bengaluru, is a leading digital-first insurer offering motor, health, travel, property, and business insurance. The company simplifies insurance through technology-driven solutions, enabling quick policy issuance and claim processing. With 74 active products and a vast network of 61,972 partners, including 58,532 POSPs, Go Digit operates across 24 Indian states. Financially, the company has shown strong growth, with a 614.94% increase in operating profit and a 121.49% rise in net profit in FY 2023-24. It has also integrated 473 active bots to enhance operational efficiency. Led by CEO Jasleen Kohli, Go Digit continues to expand its digital insurance footprint. While known for its seamless processes, some customers report claim settlement delays. Despite this, its customer-centric...

Go Digit General Insurance Limited, founded in 2016 and headquartered in Bengaluru, is a leading digital-first insurer offering motor, health, travel, property, and business insurance. The company simplifies insurance through technology-driven solutions, enabling quick policy issuance and claim processing. With 74 active products and a vast network of 61,972 partners, including 58,532 POSPs, Go Digit operates across 24 Indian states. Financially, the company has shown strong growth, with a 614.94% increase in operating profit and...

Features & Exclusions

Digit Life Insurance Co. Ltd Pros and Cons

High Network Hospital and Garage Coverage

Policyholders benefit from a large network of cashless hospitals (for health insurance) and garages (for motor insurance).

Policy Exclusions and Limitations

Some policies have strict exclusions or sub-limits that might not be evident at first glance, leading to claim disputes.

Quick Claim Settlement

Many customers report a smooth and fast claim approval process, particularly for minor claims.

Limited Offline Support

Since Go Digit operates mainly through digital channels, customers who prefer in-person interactions may find support lacking.

Competitive Pricing

Premiums for Go Digit’s policies are often more affordable than those of traditional insurers, especially for vehicle insurance.

Cons

Not available

High Network Hospital and Garage Coverage

Policyholders benefit from a large network of cashless hospitals (for health insurance) and garages (for motor insurance).

Quick Claim Settlement

Many customers report a smooth and fast claim approval process, particularly for minor claims.

Competitive Pricing

Premiums for Go Digit’s policies are often more affordable than those of traditional insurers, especially for vehicle insurance.

Policy Exclusions and Limitations

Some policies have strict exclusions or sub-limits that might not be evident at first glance, leading to claim disputes.

Limited Offline Support

Since Go Digit operates mainly through digital channels, customers who prefer in-person interactions may find support lacking.

Testimonials

Digit Life Insurance Co. Ltd Customer Testimonials

Customer feedback and experiences.

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family……always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

Had a great experience with OneAssure during my insurance claim process. A special shoutout to Sunad Raj for his exceptional support, he was professional, responsive, and guided me every step of the way. Thanks to his consistent follow-ups and clear guidance, the entire claim settlement was smooth and hassle-free. Highly recommend OneAssure for their service and transparency!

Sanjay Dakalia

The team is very professional and prompt. I would have all my health and life insurance needs met through them.

Harish Jindal

Very professional service from Ruchir & Aman. They were recommended by a friend who had a positive experience with them. I have taken both health and life policies through them and they have advised me well throughout the process and found the best options available in the market. I had a medical condition due to which it was difficult to find a suitable health policy in the market, however this team was able to find one for me. I would recommend their services to anyone looking to buy health or life insurance.

Siddhartha Saha

Wonderful experience with Prost. Right from suggesting the insurance products to claim process the entire experience hai been seamless. They do not mis-sell and are very transparent. Sundar Raj from the team has been wonderful and ensured prompt guidance. All the best Ruchir and keep up the good work!

Adarsh Ravindranathan

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Digit Life Insurance Co. Ltd Plans

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lumsum

income plus lumsum

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Digit Life Group Long Term Plan

Go Digit Micro Term Insurance

Plus

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income plus lumsum

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Digit Life Group Long Term Plan

Go Digit Micro Term Insurance

Documents Required

KYC Required

Pan Card No.

Aadhar Card

Recent Photograph

Cancelled Cheque with Name Printed

Bank Statements

Salary Slip of Latest 3 Months

Covid Vaccination

Pan Card No.

Aadhar Card

Recent Photograph

Claim Process

Claim Settlement Process

Steps and flow followed by the insurer.

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Age

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Monthly Expenses

Current Annual Income

Current Savings

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How to Buy

Purchase flow from OneAssure.

Things to Remember

Keep KYC documents and nominee details ready before purchase.

Renewal

Digit Life Insurance Co. Ltd Renewal

Renewal steps and key points.

Key Renewal Points

Log in to your account on the Digit Life Insurance website using your registered mobile number and password. Navigate to your active policies and select the one due for renewal. Review the policy details to ensure all information is accurate. Choose your preferred payment method and complete the premium payment. Download and save the updated policy document for your records.

Claim Denial

Digit Life Insurance Co. Ltd Claim Denial

Important points that can impact claim outcomes.

Things to Remember

Always disclose details accurately and keep documents complete.

FAQs

Frequently Asked Questions

Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.