SBI Arogya Supreme Plus Plan
SBI
8.4/10
OneAssure Rating
8.4/10
OneAssure Rating
Highlighted Features
Room Rent Coverage
Provides a Single Private AC Room for normal hospitalization and covers actual ICU/ICCU expenses as billed by the hospital.
Advanced Medical Procedures
Covers robotic surgeries, oral chemotherapy, and stem cell therapy up to 25% of the sum insured.
Brochure
Policy Wording
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Our Verdict
Arogya Supreme Plus offers extensive coverage, including maternity, critical illness, and home care options. Ideal for individuals and families seeking robust healthcare protection and financial security against rising medical costs.
About the Plan
Arogya Supreme Plus is a comprehensive health insurance plan designed to offer extensive medical coverage. It includes hospitalization expenses, pre- and post-hospitalization costs, day-care treatments, and alternative treatments like Ayurveda and Homeopathy. The plan provides high sum insured options, no room rent capping, and optional add-ons like critical illness cover. It also offers annual health check-ups and covers organ donor expenses. Ideal for individuals and families, Arogya Supreme Plus ensures financial security against rising healthcare costs.
About the Plan
Product Stats
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Features of the Product
Room Rent
- Normal: Coverage is provided for a Single Private AC Room.
- ICU: Actual ICU/ICCU expenses are covered as billed by the hospital.
- Normal: Coverage is provided for a Single Private AC Room.
Advanced Treatments
- Uterine Artery Embolization and HIFU (High intensity focused ultrasound)
- Balloon Sinuplasty
- Deep Brain stimulation
- Oral chemotherapy
- Immunotherapy - Monoclonal Antibody to be given as injection
- Intra vitreal injections
- Robotic surgeries
- Stereotactic radio surgeries
- Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)
- IONM - (Intra Operative Neuro Monitoring)
- Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered up to 25% of sum insured.
Co-payment
Allowing policyholders to choose a co-payment of either 10% or 20% on claims.
Waiting Period
- Initial Waiting Period: 30 days from policy inception, excluding accidents.
- Specific Illnesses: A 2-year waiting period applies to certain specified diseases.
- Pre-existing Diseases: Coverage begins after a 3-year waiting period.
- Hypertension, Diabetes, and Cardiac Conditions: A 90-day waiting period applies if these are not pre-existing at policy purchase.
Cashless Healthcare Providers
Access to 16,881 network hospitals.
Daycare Treatment
Medical procedures requiring less than 24-hour hospitalization are covered up to the Sum Insured, as per the indicative daycare list.
AYUSH Treatment
Expenses for alternative treatments, including Ayurveda, Yoga, Unani, Siddha, and Homeopathy, are covered up to the Sum Insured.
Exclusions
Pre-existing diseases are excluded until the completion of the specified waiting period.
Cosmetic or aesthetic procedures primarily for appearance enhancement are not covered.
Treatment related to alcohol or drug abuse is excluded.
Self-inflicted injuries or attempted suicide are not covered.
Medical expenses due to war, terrorism, or civil unrest are excluded.
Injuries resulting from participation in hazardous or adventure sports are not covered.
Unproven, experimental, or non-recognized medical treatments are excluded.
Maternity-related expenses are not covered unless the optional maternity benefit is selected.
Exclusions
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Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
SBI Hеalth Insurancе is onе of India’s most rеliablе and customеr-focusеd hеalth insurancе providеrs, dеdicatеd to еnsuring complеtе financial sеcurity during mеdical еmеrgеnciеs. Thе company strivеs to makе quality hеalthcarе accеssiblе through its widе rangе of affordablе and comprеhеnsivе plans.
SBI Hеalth offеrs divеrsе policy options dеsignеd for individuals, familiеs, sеnior citizеns, and corporatе еmployееs. Each plan providеs covеragе for hospitalisation costs, surgеriеs, daycarе procеdurеs, and prе and post-hospitalisation еxpеnsеs. In addition, thе insurеr еxtеnds global covеragе, prеvеntivе wеllnеss bеnеfits, and top-up options to strеngthеn protеction according to variеd hеalthcarе nееds.
About the Company
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