16400+
Network Hospital
84.6%
Claim settlement
About
Digit
Health Insurance
Offered by Go Digit General Insurance Limited, Digit Health Insurance provides coverage for everyone—from young adults to senior citizens, corporate professionals to fitness enthusiasts. Their plans are both affordable and valuable. With a claim settlement ratio of 96.83%, the company is renowned for its commitment to making insurance straightforward and transparent for all its customers. Founded in 2016, Digit is backed by Canada's Fairfax Financial Holdings Limited. They not only create simple insurance solutions but also ensure these solutions are transparent and meaningful to their clients.
Why Choose
Digit Health Insurance
Personalised VIP Treatment
The plan prioritizes customers' well-being with personalised care and attention.
Comprehensive Coverage
Includes treatment and hospitalisation for pandemics like Coronavirus.
24/7 Support
The plan provides round-the-clock assistance and guidance, even on national holidays.
25% Higher Sum Insured
Especially for accidental hospitalizations and critical illnesses, with no extra charges.
Cumulative Bonus
Earn a yearly bonus for no claims.
Double Sum Insured
Get your sum insured refilled if exhausted within the same year.
Extensive Network
Has access to 16,400+ network hospitals for hassle-free treatment.
Proven Reliability
Boasts a 96.83% claim settlement ratio, ensuring dependable service.
KYC Documents Required For
Digit Health Insurance
Aadhar Card
Voter ID Card
PAN card
Passport
Policy
Exclusions
WHAT DOES DIGIT COVER?
All Hospitalisation: Covers hospitalisation due to accidents, illness, critical illness, or COVID-19, ensuring comprehensive protection.
Initial Waiting Period: Includes an initial waiting period before certain benefits become active, standard across health insurance plans.
Wellness Program: Offers wellness programs to help maintain a healthy lifestyle and prevent future medical issues.
Wellness Program: Offers wellness programs to help maintain a healthy lifestyle and prevent future medical issues.
Cumulative Bonus: Earns a yearly cumulative bonus when no claims are made, increasing the sum insured without additional charges.
No Room Rent: Limits room rent charges to a specific amount per day
Day Care Procedures: Covers various daycare procedures that do not require an overnight stay in the hospital.
Worldwide Coverage: Extends coverage for medical emergencies while traveling internationally.
Health Check-up: Includes regular health check-ups to monitor and maintain your health.
Emergency Air Ambulance Expenses: Covers the costs of emergency air ambulance services for critical medical transportation.
Age/Zone Based Co-payment: Implements co-payment options based on age and geographical zone to manage premiums and costs.
Road Ambulance Expenses: Covers the expenses for road ambulance services in case of medical emergencies.
WHAT DOES DIGIT NOT COVER?
Pre-Natal & Post-Natal Expenses
Cosmetic Procedures
Hospitalisation w/o Doctor’s Recommendations
HOW TO BUY DIGIT HEALTH INSURANCE FROM ONEASSURE?
HOW TO RENEW DIGIT HEALTH INSURANCE PLANS?
TAX BENEFITS
HOW TO PORT DIGIT HEALTH INSURANCE PLAN?
Claim
Settlement Process
Cashless Claim Process
Reimbursement Treatment Claim Process