Care Super Medicare
Care
8.4/10
OneAssure Rating
8.4/10
OneAssure Rating
Highlighted Features
Covers a single private room. No limit on ICU.
This policy covers room rent, providing a single private room for normal hospitalization and no limit for ICU stays.
Access to Advanced Treatments:
This policy provides coverage for advanced treatments, including coronary angiography, cancer radiotherapy, chemotherapy, and palliative care, ensuring access to critical medical support when needed most.
Policy Wording
Brochure
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Our Verdict
The Care Super Mediclaim Plan offers high coverage for critical illnesses, cancer, heart conditions, and surgeries, with flexible add-ons. Ideal for individuals seeking specialized, high-value health protection. Premiums may be higher.
About the Plan
The Care Super Mediclaim Plan by Care Health Insurance offers comprehensive coverage for critical illnesses, including cancer, heart ailments, and specific surgeries, through four tailored variants. It provides sum insured options ranging from ₹10 lakh to ₹2 crore, with flexible policy tenures of 1, 2, or 3 years. The plan covers in-patient care, day care treatments, pre and post-hospitalization expenses, chemotherapy, radiotherapy, and dialysis. Additional benefits include annual health check-ups, counseling services, and a no-claim bonus that doubles the sum insured after three claim-free years. With options for premium reduction and extensive family coverage, the plan ensures financial protection against costly medical treatments, offering peace of mind and quality healthcare access. The plan is available in four variants:
Critical Mediclaim: Covers 32 specified critical illnesses.
Cancer Mediclaim: Focuses on defined cancer-related treatments.
Heart Mediclaim: Addresses 16 heart-related ailments.
Operation Mediclaim: Covers defined surgical procedures.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent
- Normal: Single private room
- ICU: No Limit
- Normal: Single private room
Advanced Treatments
- Coronary Angiography
- Radiotherapy for Cancer
- Cancer Chemotherapy
- Palliative Radiotherapy
- Palliative Chemotherapy
- Coronary Angiography
Co-payment
Up to Sum Insured
With a co-payment of 10% per claim
Waiting Period
- Initial: 90 Days
- Specific: 24 Months
- Pre-Existing Diseases: 48 Months
- Initial: 90 Days
Cashless Healthcare Providers
24,800+
Daycare Treatment
Up to Sum Insured
Covers specified treatments requiring less than 24 hours of hospitalization.
AYUSH Treatment
Up to 25% Sum Insured for Critical Mediclaim, Cancer Mediclaim,Heart Mediclaim.
Not Available for Operation Mediclaim.
Exclusions
Illnesses or treatments within 30 days of policy start date.
Medical expenses for congenital diseases or IVF/infertility treatment.
Treatment related to pregnancy, childbirth, miscarriage, or abortion.
Hospitalization due to war, riots, strikes, or nuclear incidents.
Medical expenses from alcohol/drug abuse, self-inflicted injuries, or suicide attempts.
Exclusions
Related Variants
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Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs.
Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization costs. Thе insurеr also providеs global covеragе options, wеllnеss-basеd bеnеfits, and top-up plans to еnhancе protеction basеd on spеcific hеalthcarе nееds.
About the Company
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