Care Enhance 1
Care
8.6/10
OneAssure Rating
8.6/10
OneAssure Rating
Highlighted Features
Room Rent & ICU Coverage
The plan covers a single private room for normal hospitalization and offers unlimited ICU room rent, ensuring premium comfort and unrestricted critical care.
Day Care Treatments
Covers essential medical procedures requiring less than 24-hour hospitalization, such as cataract surgery and chemotherapy, ensuring financial protection for short-term treatments.
Brochure
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Our Verdict
Care Enhance is a Super Top-up plan offering up to ₹55 lakh coverage with no ICU sub-limits and global treatment. Ideal for individuals seeking high coverage, it provides add-ons like room rent waiver and OPD cover. However, co-payments may apply.
About the Plan
Care Enhance by Care Health Insurance is a Super Top-up plan that activates once medical expenses exceed a chosen deductible (₹1 lakh to ₹10 lakh). It offers sum insured options up to ₹55 lakh, covering inpatient care, pre and post-hospitalization, and daycare treatments. Key benefits include annual health check-ups, global treatment through the "Enhance Anywhere" feature, and no sub-limits on ICU costs or doctor's fees. Additionally, policyholders can avail tax benefits under Section 80D of the Income Tax Act.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent
- Normal: Single Private Room
- ICU: No Limit
Advanced Treatments
- Robotic surgeries
- Stereotactic radio surgeries
- Oral chemotherapy
- Deep brain stimulation
- Monoclonal antibody immunotherapy.
- Hematopoietic stem cell therapy for bone marrow transplants in hematological conditions.
Co-payment
20% co-payment applicable if entry age is 61 years and above.
Waiting Period
- Initial Waiting Period - 30 days
- Named Ailment Waiting Period- 24 months
- Pre-existing Disease Wait Period - 36 months
Cashless Healthcare Providers
24,800+ network hospitals.
Daycare Treatment
The plan covers day care treatments
AYUSH Treatment
It is covered.
Exclusions
No coverage for any illness, surgery, or event occurring within the first 30 days of policy commencement.
Ailments or injuries existing before policy issuance are excluded if diagnosed within four years of the first policy.
Treatments arising from self-harm, including suicide attempts, are not covered under this policy.
Medical expenses related to alcohol or drug abuse are excluded from coverage.
Procedures aimed at enhancing appearance, such as plastic surgery, are not covered unless medically necessary due to injury.
Expenses related to fertility, infertility, or assisted conception procedures are excluded from the policy coverage.
Routine dental treatments, including dentures and oral surgeries, are not covered unless necessitated by an accident.
Costs for vision correction devices like spectacles or contact lenses are not covered under this policy.
Injuries or illnesses resulting from war, invasion, or acts of foreign enemies are not covered.
Exclusions
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About the Company
Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs.
Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization costs. Thе insurеr also providеs global covеragе options, wеllnеss-basеd bеnеfits, and top-up plans to еnhancе protеction basеd on spеcific hеalthcarе nееds.
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FAQs
Frequently Asked Questions
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
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