Care Enhance 1
Care Health Insurance
8.6/10
OneAssure Rating
8.6/10
OneAssure Rating
Highlighted Features
Room Rent & ICU Coverage
The plan covers a single private room for normal hospitalization and offers unlimited ICU room rent, ensuring premium comfort and unrestricted critical care.
Day Care Treatments
Covers essential medical procedures requiring less than 24-hour hospitalization, such as cataract surgery and chemotherapy, ensuring financial protection for short-term treatments.
Brochure
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Our Verdict
Care Enhance is a Super Top-up plan offering up to ₹55 lakh coverage with no ICU sub-limits and global treatment. Ideal for individuals seeking high coverage, it provides add-ons like room rent waiver and OPD cover. However, co-payments may apply.
About the Plan
Care Enhance by Care Health Insurance is a Super Top-up plan that activates once medical expenses exceed a chosen deductible (₹1 lakh to ₹10 lakh). It offers sum insured options up to ₹55 lakh, covering inpatient care, pre and post-hospitalization, and daycare treatments. Key benefits include annual health check-ups, global treatment through the "Enhance Anywhere" feature, and no sub-limits on ICU costs or doctor's fees. Additionally, policyholders can avail tax benefits under Section 80D of the Income Tax Act.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent (Normal & ICU)
Normal: Single Private Room
ICU: No Limit
Advanced Treatments
Robotic surgeries
Stereotactic radio surgeries
Oral chemotherapy
Deep brain stimulation
Monoclonal antibody immunotherapy.
Hematopoietic stem cell therapy for bone marrow transplants in hematological conditions.
Co-payment
20% co-payment applicable if entry age is 61 years and above.
Waiting Periods
Initial Waiting Period - 30 days
Named Ailment Waiting Period- 24 months
Pre-existing Disease Wait Period - 36 months
Cashless Healthcare Providers
24,800+ network hospitals.
Day Care Treatments
The plan covers day care treatments
AYUSH Treatment
It is covered.
Exclusions
No coverage for any illness, surgery, or event occurring within the first 30 days of policy commencement.
Ailments or injuries existing before policy issuance are excluded if diagnosed within four years of the first policy.
Treatments arising from self-harm, including suicide attempts, are not covered under this policy.
Medical expenses related to alcohol or drug abuse are excluded from coverage.
Procedures aimed at enhancing appearance, such as plastic surgery, are not covered unless medically necessary due to injury.
Expenses related to fertility, infertility, or assisted conception procedures are excluded from the policy coverage.
Routine dental treatments, including dentures and oral surgeries, are not covered unless necessitated by an accident.
Costs for vision correction devices like spectacles or contact lenses are not covered under this policy.
Injuries or illnesses resulting from war, invasion, or acts of foreign enemies are not covered.
Exclusions
Cumulative Bonus Boost - Increases sum insured annually, ensuring higher coverage without additional premium costs.
No Claim Bonus - Earn additional coverage for claim-free years, rewarding policyholders with enhanced financial protection.
Reduction in Co-payment - Lowers co-payment burden, reducing out-of-pocket expenses for senior citizens or policyholders.
Room Rent Waiver - Removes restrictions on room rent, allowing flexibility in hospital room selection.
Enhanced OPD Cover - Covers outpatient medical expenses, including consultations, diagnostics, and prescribed medicines.
Add-ons
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Why OneAssure?
We guide beneficiaries in understanding policies and maximizing their benefits.
About the Company
Care Health Insurance, previously known as Religare Health Insurance Company Limited, is a trusted health insurance provider offering plans to protect you and your family during medical emergencies. Founded in 2012, it has settled 48 lakh claims and covered over 7 crore lives since inception. Care ensures seamless access to advanced treatments, AYUSH therapies, and more.
Care Health Insurance delivers comprehensive health coverage tailored to diverse needs. Plans like Care Supreme provide high cumulative bonuses, no sub-limits on room or treatment types, and early coverage for conditions such as diabetes with an additional premium. Care Health Insurance prioritizes health and financial security, offering reliable support for every stage of life.
About the Company
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