Global Health Care
Bajaj
7.4/10
OneAssure Rating
7.4/10
OneAssure Rating
Highlighted Features
Full Room & ICU Coverage
Covers hospital room and ICU expenses at actual costs, ensuring access to the best healthcare facilities without financial limitations.
Advanced Treatments
Covers robotic surgeries, oral chemotherapy, stem cell therapy, and stereotactic radio surgeries, ensuring access to cutting-edge medical treatments without financial constraints.
Policy Wording
Brochure
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Our Verdict
The Bajaj Allianz Global Health Care plan offers worldwide coverage, including medical, maternity, dental, and wellness benefits. Ideal for frequent travelers and expats seeking comprehensive international health insurance.
About the Plan
Bajaj Allianz’s Global Health Care plan offers international health coverage for frequent travelers and multi-country residents. It includes in-patient hospitalization, ICU charges, surgeries, diagnostics, medications, and day-care procedures. The plan covers pre-hospitalization (60 days) and post-hospitalization (180 days). It also includes organ donor expenses, annual health check-ups, and air ambulance services for medical emergencies. Ensuring seamless healthcare access worldwide, this plan provides financial security for medical expenses both in India and abroad.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent
- Normal: At Actual Sum
- ICU: At Actual Sum
- Normal: At Actual Sum
Co-payment
Mandatory Co-Payment of 20% on each and every claim.
Waiting Period
- Pre-Existing Diseases:
Expenses related to the treatment of a Pre-Existing Disease (PED) and its direct complications shall be excluded until the expiry of 36 months of continuous coverage after the date of inception of the first Global Health Care Policy with Insurer.
- Specified disease/procedure waiting period:
Expenses related to the treatment of the listed Conditions, surgeries/treatments shall be excluded until the expiry of 24 months of continuous coverage after the date of inception of the first Global Health Care Policy. This exclusion shall not be applicable for claims arising due to an Accident.
- 30-day waiting period.
Expenses related to the treatment of any Illness within 30 days from the first Policy commencement date shall be excluded except claims arising due to an Accident, provided the same are covered.
- Pre-Existing Diseases:
Cashless Healthcare Providers
18,400+ Network Hospitals across India.
Daycare Treatment
Covers treatment or surgery that requires less than 24 hours hospitalization
AYUSH Treatment
Covered Up to Sum Insured.
Exclusions
Pre-existing diseases covered after 36 months of continuous renewal.
Specific illnesses excluded for 24 months from policy inception.
30-day waiting period for cover benefits, except accidental mishaps.
Expenses for investigation and evaluation purposes.
Rest cure, rehabilitation, and respite care.
Treatment for alcoholism, drug, or substance abuse.
Cosmetic or plastic surgery unless medically necessary.
Treatment arising from participation in hazardous or adventure sports.
Expenses related to obesity or weight control programs.
Unproven treatments or therapies not scientifically recognized.
Treatment for sterility, infertility, or assisted conception procedures.
Expenses incurred for hearing aids, unless specified in policy documents.
Treatment received outside the network of authorized providers, unless in emergencies.
Expenses related to self-inflicted injuries or attempted suicide.
Treatment necessitated due to participation in illegal activities or breach of law.
Exclusions
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About the Company
Bajaj Allianz is a well-known insurance company in India. It helps people protect themselves, their families, and their belongings. It was started in 2001 as a partnership between Bajaj Finserv, a famous Indian company, and Allianz SE, a big insurance company from Germany.
The company provides general insurance, health insurance, and life insurance products. This helps you save for the future and protects your family.
Bajaj Allianz has grown fast and now has offices in over 1,100 cities across India. In 2025, Bajaj Finserv announced an agreement to acquire Allianz’s stake, which will make it the sole owner.
The company is known for good customer service, simple processes, and innovative products. Its main goal is to give people peace of mind, knowing they have support when they need it most.
About the Company
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FAQs
Frequently Asked Questions
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
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