Aditya Birla Activ Health Platinum Enhanced
Aditya Birla
7.2/10
OneAssure Rating
7.2/10
OneAssure Rating
Highlighted Features
Room Rent (Normal & ICU)
This policy includes room rent coverage, offering a single private room for normal hospitalization and no cap on ICU stays.
Advanced Treatments
Coverage includes advanced treatments such as coronary angiography, cancer radiotherapy, chemotherapy, and palliative care, ensuring access to essential medical support during critical times.
Brochure
Explore more features
Our Verdict
The Aditya Birla Activ Health Platinum – Advanced Plan offers comprehensive coverage, wellness benefits, and global healthcare, ideal for individuals and families. Add-ons like critical illness and maternity cover enhance flexibility. Premium pricing may be high.
About the Plan
The Aditya Birla Activ Health Platinum – Enhanced Plan is a premium health insurance policy offering comprehensive coverage and wellness-focused benefits for individuals and families. This plan covers hospitalization expenses, pre- and post-hospitalization care, daycare treatments, and advanced medical procedures. It stands out with its extensive wellness benefits, including annual health check-ups, access to fitness and nutrition programs, and rewards for maintaining an active lifestyle. Coverage also extends to AYUSH treatments, chronic disease management from day one, and global healthcare for planned treatments abroad. With features like cashless hospitalization across a vast network of hospitals, optional riders for critical illness and personal accidents, and no upper age limit for renewal, the Activ Health Platinum – Advanced Plan ensures holistic health protection and financial peace of mind.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent
- Room Options up to Sum Insured - 3 lakhs
1. Shared Room
2. Single Private A/C Room
- ICU : ICU charges covered up to Sum Insured.
- Room Options up to Sum Insured - 3 lakhs
Advanced Treatments
Advanced medical treatments like Uterine Artery Embolization, High-Intensity Focused Ultrasound (HIFU), and Balloon Sinuplasty are transforming healthcare. Procedures such as Deep Brain Stimulation, Oral Chemotherapy, and Monoclonal Antibody-based Immunotherapy offer effective treatment options.
Co-payment
For Sum Insured 3 lakhs and below -
- Zone II to Zone I: 10% Zone III to Zone II: 15% Zone III to Zone I: 25%
- For Sum Insured 4 lakhs and above - Not Applicable
Waiting Period
- Initial Waiting Period : 30 Days (not applicable in case of accident and subsequent renewal) Waiting Period(s)
- For Pre-Existing Disease Listed Disease/ Procedure Waiting Period : 36 months 24 months
Cashless Healthcare Providers
12354+ network hospitals available.
Daycare Treatment
Covered by the policy.
AYUSH Treatment
Covered by the policy.
Exclusions
Claims for any treatment within the first 30 days from the policy's start date are excluded, except for accidental injuries.
Medical expenses related to pre-existing conditions are not covered until a waiting period of 36 months is completed.
Treatments for certain listed conditions, such as cataract, hernia, sinusitis, and joint replacement surgeries, are excluded for the first 24 months of the policy.
Self-inflicted injuries, suicide attempts, or harm caused due to hazardous activities are not covered.
Treatment related to alcohol or drug abuse, including rehabilitation, is excluded.
Cosmetic or plastic surgery, unless medically necessary due to an accident or burns, is not covered.
Exclusions
Related Variants
Looking for a Specific Hospital ?
Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
Aditya Birla Health Insurance, part of the Aditya Birla Capital Group, is among India’s most reliable and customer-centric health insurers. The company aims to go beyond basic protection by focusing on preventive healthcare, wellness programs, and rewards for maintaining a healthy lifestyle. It provides a wide range of health plans for individuals, families, and senior citizens, offering flexible sum insured options and comprehensive benefits.
With a strong network of over 8,000 hospitals across India, Aditya Birla ensures easy access to quality medical care through a smooth cashless claim process. The insurer also offers features like chronic care management, annual health check-ups, and value-added wellness services to promote long-term health.
Backed by 24/7 customer support, quick claim settlement, and a transparent service approach, Aditya Birla Health Insurance continues to build trust among policyholders. Its focus on innovation and holistic wellbeing makes it a dependable choice for those seeking comprehensive, wellness-driven health protection.
About the Company
Still Confused ?
FAQs
Frequently Asked Questions
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
Related Blogs
Family Floater Plans: A Quick Overview
How Does Life Insurance Work? Everything You Need to Know Before Buying
Discover how life insurance works in India, including key terms, premium payments, and what happens on claim settlement.
What Is Insurable Interest in Life Insurance and Why Is It Important?
Learn what insurable interest is in life insurance, why it is important, and look at examples of insurable interest. See how it impacts the policies and claims.
Insurance in 2026: Great for Your Wallet, But What’s Still Missing?
The Union Budget 2026 was just presented by the Finance Minister, and for the first time in years, the "boring" world of insurance has some of the most exciting updates for young earners.
Term Insurance Medical Test Fail: Common Mistakes You Should Avoid
What Happens If You Fail a Term Insurance Medical Test? Understanding the Reasons, Next Steps, and How to Improve Your Eligibility
Understanding the Critical Illness List in Insurance Policies
Explore the critical illness list in insurance, key coverage details, and how it helps safeguard your finances against major health risks.
ICICI Elevate vs Care Supreme: Which Health Plan Offers Better Coverage in 2025?
Explore ICICI Elevate vs Care Supreme to find the best health insurance in 2025.
Understanding Mahatma Jyotiba Phule Jan Arogya Yojana: A Comprehensive Guide
Mahatma Jyotiba Phule Jan Arogya Yojana: Eligibility, Enrollment Process & Key Healthcare Benefits
Factors to consider when buying critical illness insurance
Explore the importance of critical illness insurance, how it works, what it covers, and key factors to consider before buying a policy for financial protection.
Benefits of Having a Death Insurance Policy
Explore the potential benefits of opting for a death insurance policy in India in 2025.
Top Senior Citizen Health Insurance Schemes by Government of India
Explore government-backed senior citizen health insurance schemes in India, offering cashless hospitalization, financial security, and comprehensive medical coverage.
How to Surrender Your HDFC Life Policy Online and Claim Your Surrender Value?
Learn how to surrender HDFC Life policy online and claim your surrender value in India.
Pre-Existing Disease in Health Insurance: All You Need to Know Before Buying
.png)
Tips To Choose The Best Health Insurance Plan
How India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.
Let’s break down what the latest Union Budget means for you - not just as a citizen, but as someone earning, planning finances, and thinking seriously about securing your future with insurance.
Making Health Insurance Affordable: Is EMI Really the Best Way?
In India, we’ve mastered the art of the EMI. From the latest iPhone to that fancy fridge, if it has a price tag, it probably has an "Easy Monthly Installment" plan. So, it was only a matter of time before the insurance world caught up.
