Aditya Birla Activ Secure Personal Accident Plan
Aditya Birla
8.8/10
OneAssure Rating
8.8/10
OneAssure Rating
Highlighted Features
Room Rent (Normal & ICU)
Covers hospital accommodation costs, including ICU with sub-limits, ensuring quality treatment without excessive financial burden.
Co-payment
No co-payment required for personal accident claims, ensuring full financial support without additional out-of-pocket expenses for the insured.
Brochure
Policy Wording
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Our Verdict
ABHI Personal Accident Cover offers comprehensive protection against accidental injuries, disabilities, and death. Ideal for individuals seeking affordable, flexible coverage for themselves and their families in case of unforeseen accidents.
About the Plan
ABHI Personal Accident (PA) Cover provides financial protection against accidental injuries, disabilities, and death. It offers lump sum payouts for accidental death, permanent total disability, and medical expenses. The plan ensures financial security for policyholders and their families by covering hospitalization, ambulance costs, and loss of income due to disability. With flexible coverage options and affordable premiums, ABHI PA Cover is designed to provide peace of mind in unforeseen situations. It’s an essential safeguard for individuals and families.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent
- Normal: Covered as per policy terms.
- ICU: Covered with specified sub-limits
Advanced Treatments
- Uterine Artery Embolization and HIFU (High intensity focused ultrasound)
- Balloon Sinuplasty
- Deep Brain stimulation
- Oral chemotherapy
- Immunotherapy - Monoclonal Antibody to be given as injection
- Intra vitreal injections
- Robotic surgeries
- Stereotactic radio surgeries
- Bronchical Thermoplasty
- Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)
- IONM - (Intra Operative Neuro Monitoring)
- Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered up to sum insured.
Co-payment
No co-payment required for personal accident claims.
Waiting Period
No waiting period for accidental injuries; coverage starts immediately after policy issuance.
Cashless Healthcare Providers
The plan provides access to over 11,000 network hospitals across India.
Daycare Treatment
Covers procedures like minor fractures, sutures, and other accident-related treatments requiring less than 24-hour hospitalization.
AYUSH Treatment
Coverage for alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy for accident-related conditions, as per policy limits.
Exclusions
Pre-existing conditions, including injuries or disabilities due to prior medical conditions.
Self-inflicted injuries, such as suicide, self-harm, or intentional harm.
Accidents caused due to drug or alcohol influence.
Injuries occurring while committing unlawful or criminal acts.
Accidents resulting from war, riots, terrorism, or civil disturbances.
Injuries sustained during professional sports, racing, or hazardous activities unless specifically covered.
No coverage for pregnancy-related complications or childbirth injuries.
Accidents due to nuclear, chemical, or biological exposure.
Exclusions
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Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
Aditya Birla Health Insurance, part of the Aditya Birla Capital Group, is among India’s most reliable and customer-centric health insurers. The company aims to go beyond basic protection by focusing on preventive healthcare, wellness programs, and rewards for maintaining a healthy lifestyle. It provides a wide range of health plans for individuals, families, and senior citizens, offering flexible sum insured options and comprehensive benefits.
With a strong network of over 8,000 hospitals across India, Aditya Birla ensures easy access to quality medical care through a smooth cashless claim process. The insurer also offers features like chronic care management, annual health check-ups, and value-added wellness services to promote long-term health.
Backed by 24/7 customer support, quick claim settlement, and a transparent service approach, Aditya Birla Health Insurance continues to build trust among policyholders. Its focus on innovation and holistic wellbeing makes it a dependable choice for those seeking comprehensive, wellness-driven health protection.
About the Company
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