Aditya Birla Activ Care Premiere

Single Private Room. ICU charges covered up to the Sum Insured.

Covered for listed modern treatment methods, subject to the policy's list of covered procedures.

Covered up to the Sum Insured.

Earn 10% of Base Sum Insured per claim-free year, accumulating up to a maximum of 50%.

Covered in the base plan, including non-medical consumables used during hospitalisation.

30 days from policy inception for general illnesses. Accidental hospitalisationis covered from day 1.

2 years for listed specific illnesses and procedures.

2 years for pre-existing diseases — a shorter-than-usual waiting period, helpful for seniors managing chronic conditions.

Available as an add-on — the Advanced Health Check-up covers additional tests like mammography, PAP smear, thyroid function test, TMT, chest X-ray,and abdominal sonography on a cashless basis.

Post-hospitalisation medical expenses covered for60 days following discharge.

Pre-hospitalisation medical expenses covered for30 days prior to hospitalisation.

Not covered in the base plan. Tele-OPD e-consultationsare available as an add-on.

Not a core feature of this variant — verify availability from the policy wordings.

Sum Insured options from ₹3 lakh up to ₹10 lakh, designed for senior citizens.

Not available in this plan.

Covered for listed AYUSH treatments, subject to policy terms.

20% co-payment applies on admissible claims.

Aditya Birla Health Insurance reports a 96% claim settlement ratio(3-year average.

Cashless treatment available at 11,000+ network hospitals across India.

586 daycare procedures covered, even when hospitalisationis less than24 hours.

Certain treatments carry sub-limits — including domiciliary hospitalisationcapped at10% of Sum Insured,and organ donor expenses up to50% of Sum Insured.

100% of the Sum Insured is restored for subsequent hospitalisations due to a different illnessin the same policy year.